Putnam County Homes under $250,000

Putnam County Homes under $250,000

Welcome to Putnam County, Florida—a hidden gem nestled in the heart of the Sunshine State! Known for its stunning natural beauty, this charming county is a haven for outdoor enthusiasts and those seeking a serene lifestyle. With an abundance of lakes, rivers, and lush landscapes, Putnam County offers plenty of opportunities for fishing, boating, and hiking. The warm climate and friendly community make it an ideal place to call home.

For those looking to invest in their dream home without breaking the bank, Putnam County boasts an impressive selection of homes priced under $250,000. Here, you can find a variety of properties that cater to different lifestyles, whether you’re a first-time homebuyer, a growing family, or someone looking to downsize. From quaint cottages to spacious family homes, there’s something for everyone.

Imagine waking up in a cozy home surrounded by nature, with easy access to local parks and recreational areas. The county's charming towns, such as Palatka and Crescent City, offer a delightful mix of small-town charm and modern amenities. Enjoy local dining, shopping, and cultural events that foster a strong sense of community.

With affordable housing options and a tranquil lifestyle, Putnam County is the perfect place to plant your roots. Explore the possibilities of homeownership in this picturesque region, where you can embrace both comfort and adventure. Discover your ideal home in Putnam County today, and experience the best of Florida living without the hefty price tag!

Newest Putnam County Homes under $250,000

126 Bayberry Road, Georgetown
$220,000
2 Beds ⋅ 2 Baths ⋅ Plantation Pines Ii Whispering Pines Sec 2nd Add SubDv. ⋅ 32139 Zip Code
Along the road, tracks from bunnies, turkeys, cranes and deer mix with the worn tire tracks of the occasional passerby. On 2.41 acres, partially cleared and partially wooded, there’s plenty of PRIVACY, beautiful mature trees and room for all your toys and outdoor activities. The big stuff is done: METAL ROOF, NEWER HVAC, NEW WINDOWS and NEW LAMINATE FLOORING. The rest has been meticulously maintained. Update to your taste or decorate in true vintage mid-century modern style. A large primary bedroom, 2nd bedroom, enclosed bonus room, and an enclosed sunroom give you plenty of space to enjoy the setting. TONS OF STORAGE, closets everywhere, including two large walk-in closets in the primary bedroom. Park under the attached double carport, or the additional double carport, or in the separate poured slab TWO-CAR GARAGE with automatic door opener, WORKSHOP and storage. A loop driveway makes coming and going easy. The LAUNDRY ROOM is reached by a covered, paved breezeway and has a utility sink and plenty of room for upright freezers & more storage. There’s even fishing pole storage, with a public boat ramp minutes away for easy access to the St. Johns River and Lake George. Your Central Florida Retreat awaits - come have a look before someone else falls in love with it first.

126 Bayberry Road, Georgetown
104 Silver Dollar Drive, Hawthorne
$239,900
3 Beds ⋅ 2 Baths ⋅ Melrose Landing SubDv. ⋅ 32640 Zip Code
Well-maintained 2016 3BR/2BA double-wide manufactured home situated on 2.59 acres along Slipper Lake and zoned AG. Offering 1,296 heated/cooled sq ft, this home features upgraded 2x6 construction, crown molding throughout, and both front and rear covered porches for comfortable outdoor living. A spacious attached 2-car carport provides convenient covered parking. A paved driveway leads to the home, while the solar-powered front gate adds convenience and security. The property offers excellent storage with a large shed featuring loft space, plus three lean-tos for additional equipment, tools, or outdoor storage. The backyard includes a nice chicken coop, adding to the property's rural appeal. All appliances convey, including the washer, dryer, and deep freezer. Furniture is negotiable. Riding lawn mower included. A great opportunity for those looking for acreage, functionality, and a peaceful lake-area setting. Schedule your tour today!

104 Silver Dollar Drive, Hawthorne
936 Lake Argenta Drive, Crescent City
$189,900
2 Beds ⋅ 1 Baths ⋅ Forest Heights SubDv. ⋅ 32112 Zip Code
Welcome to Cresent City and "Old Florida" laid back lifestyle, know locally as the town between lakes, with Historic downtown, lots of on lake activities, and nearby Nature Day trips. The home is Fully permitted and executed with pristine, uncompromising craftsmanship, this home feels, looks, and performs like a brand-new construction structure. Great curb appeal, featuring premium new siding, a freshly constructed custom entry staircase, sleek white painted railings, and professional, low-maintenance landscaping. Step through the modern accent door into a bright, open interior filled with clean lines, high-end finishes, and an abundance of natural light. Every square inch has been optimized for effortless, turn-key living. This home boasts a brand-new roof, fully updated electrical, modernized plumbing, and a high-efficiency HVAC system—ensuring years of worry-free ownership and incredibly low utility costs. Perfectly suited for an effortless primary residence, an upscale down-sizing opportunity, or a high-performing turn-key investment property, this architectural gem stands entirely in a class of its own for the area. Skip the headaches of unrenovated, older regional inventory and step straight into luxury. Schedule your private tour today and prepare to be impressed!

936 Lake Argenta Drive, Crescent City
420 Pine Street, Crescent City
$219,000
4 Beds ⋅ 1 Baths ⋅ Crescent Hill SubDv. ⋅ 32112 Zip Code
1915 Historic Home on a Spacious Corner Lot with Huge Barn! Bring your vision and unlock the potential of this charming 1915 home in Crescent City! Featuring 4 bedrooms and 1 bathroom, this property offers timeless character, beautiful original wood floors, and a cozy wood-burning fireplace that adds warmth and charm. Situated on over half an acre on a desirable corner lot, there is plenty of room to enjoy the outdoors and create the property you’ve been dreaming of. A huge barn provides an abundance of additional space for storage, hobbies, a workshop, equipment, or other possibilities. Upstairs, you’ll find an unfinished bathroom space, offering an opportunity for the new owner to complete it to their liking and add even more functionality to the home. With its historic character, generous lot, substantial barn, and room for improvement, this property offers so much potential for someone looking to restore, renovate, and make a home truly their own. A unique opportunity to own a piece of Crescent City’s history—come see the possibilities!

420 Pine Street, Crescent City
207 Sunland Drive, Satsuma
$59,900
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv. ⋅ 32189 Zip Code
Incredible investment opportunity! This spacious double lot spans nearly a half-acre and is being priced strictly for land value. The property comes fully equipped with an existing well, a septic system, and a detached workshop. While there is an established older mobile home on-site, it is in need of repairs and sold as-is. With the potential to subdivide the lots, this property offers outstanding versatility for builders, investors, or anyone looking to create their ideal setup.

207 Sunland Drive, Satsuma
453 Old Hawthorne Road, Hawthorne
$244,900
3 Beds ⋅ 2 Baths ⋅ Hawthorne SubDv. ⋅ 32640 Zip Code
Homesteader Alert! Just over 4 acres with a 3/2 residence priced below $195 a square foot! USDA eligible and other financing options may be available depending on buyer's credit. Located down a county-maintained dirt road you'll find 453 Old Hawthorne Road. A meticulously maintained newer (2024) 3 bed/2 bath with all the upgrades, boasting 1264 square feet! You'll enjoy a front porch and a back deck while the immediate back yard is fenced in for small pets. There is a metal shed for lawn equipment & storage. Gutters have been installed and there are 4 security cameras that convey. No flood zone, no wetlands. Everything is only 2 years old. The home itself was designed with energy efficiency as the priority and it features the International Comfort Products including a whole house dehumidifier, Smart Thermometer & electric hybrid water heater. The ceiling insulation is R-33 and the home is solar-ready.

453 Old Hawthorne Road, Hawthorne
254 Se 7th Avenue, Interlachen
$109,900
5 Beds ⋅ 2 Baths ⋅ Flamingo Lake Estates SubDv. ⋅ 32148 Zip Code
Attention investors...this is your next money maker! This 2005 manufactured home sits in a prime location just off County Rd 315 with easy access to Palatka or Gainesville. The over 1/2 acre high and dry lot is fully fenced and has a convenient horseshoe driveway configuration plus a concrete parking pad as well. The seller started remodeling but a job transfer has left it unfinished. New HVAC and Duct Work already installed. Some new flooring installed (with remaining flooring already available in the home), and new slider off the dining room. The master bedroom is massive with two huge walk-in closets and the 5 bedroom configuration easily leaves room for an office, game room, man cave, craft room, etc. With an ARV between $225K-$250K, there is plenty of meat on the bone for this deal. Don't sleep on this one!

254 Se 7th Avenue, Interlachen
122 Royal Avenue, Interlachen
$127,500
2 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32148 Zip Code
Welcome to your slice of lakefront paradise in Interlachen Lakes Estates! This charming 1971 mobile home sits on a gorgeous lot with 100 feet of direct frontage on Spring Lake, offering unforgettable views right from your backyard. Possible owner financing is available with one-half down. Inside, you'll find 2 bedrooms and 2 bathrooms, plus a spacious enclosed addition with vinyl flooring and windows updated in 2013 — a wonderful bonus space for morning coffee, entertaining guests, or simply enjoying the lake breeze. This home has been well cared for with numerous key updates: Galvanized roof and HVAC system, both installed in 2019, Mobile home flooring replaced in 2019, Vapor barrier and insulation added underneath the home in 2021, Septic system professionally pumped in Summer 2025, Well bladder tank replaced in 2026, Whether you're looking for a full-time residence, a peaceful weekend retreat, or an investment property, this waterfront home combines updated systems with an unbeatable location. Lake living doesn't get much better than this — schedule your showing today!

122 Royal Avenue, Interlachen
208 Pine Tree Trail, Crescent City
$135,000
2 Beds ⋅ 2 Baths ⋅ Lake Crescent Estate SubDv. ⋅ 32112 Zip Code
Welcome to 208 Pine Tree Trail! This charming 2-bedroom, 2-bathroom double-wide manufactured home offers 1,080 square feet of comfortable living space on approximately 0.21 acres, with the land included. Built in 1992, the home features a completely updated kitchen, vinyl flooring, central heating and cooling, a metal roof, and a spacious layout with a comfortable living area, dining space, and two bedrooms. Enjoy the privacy of your own property with a private yard, storage area, rain gutters, and no HOA. The property is conveniently located in Crescent City, close to local shopping, dining, schools, and outdoor recreation. Whether you're looking for a primary residence, a starter home, or an investment opportunity, this property offers an affordable option with the flexibility of owning both the home and the land. Schedule your showing today.

208 Pine Tree Trail, Crescent City
108 Pine Lake Drive, Satsuma
$199,900
3 Beds ⋅ 2 Baths ⋅ Bayou Club SubDv. ⋅ 32189 Zip Code
Beautifully Renovated 3-Bedroom Home in Bayou Club! Welcome to this beautifully updated 3-bedroom, 2-bath home in the desirable Bayou Club community. Move-in ready and extensively renovated, this home features a brand-new 2026 A/C system with heat pump, brand-new water heater, completely renovated kitchen, updated bathrooms, new flooring throughout, fresh interior paint, and a large attached, fully enclosed shed with electricity that can be used as a workshop, hobby space, or additional storage. The home also features a covered carport and covered balcony. Step inside to a bright, refreshed interior with modern finishes throughout. The beautifully renovated kitchen provides an inviting space for cooking and entertaining, while the updated bathrooms, new flooring, and fresh paint give the entire home a clean, contemporary feel. The additional attached shed adds valuable usable space and is already equipped with electricity, allowing for use as a workshop, tool room, hobby area, or additional storage. The covered carport provides convenient protected parking, while the covered balcony adds additional covered outdoor space. Enjoy the Bayou Club amenities, including a clubhouse, swimming pool, boat dock, boat launch, boat slips, RV/boat storage, and trash service, with an HOA fee of approximately $75 per month. With 3 bedrooms, 2 bathrooms, extensive renovations, a large powered workshop/storage area, covered parking, covered outdoor space, and access to community amenities, this move-in-ready home combines updated interior finishes with valuable additional functional space.

108 Pine Lake Drive, Satsuma
Florahome
$35,000
2 Beds ⋅ 1 Baths ⋅ Lakeside Hills SubDv. ⋅ 32140 Zip Code
Perfect for a handyman or investor. Cash buyers welcomed, you can rehab or build your dream home. Additional lot available with purchase.

Florahome
924 Maltas Avenue, Interlachen
$164,900
2 Beds ⋅ 1 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32148 Zip Code
Welcome to this adorable, fully renovated, and very affordable home in the city of Interlachen! This 2 bedroom, 1 bathroom home underwent a complete overhaul and includes a newer metal roof, brand NEW AC system, NEW water heater, NEW interior and exterior paint, NEW LVP and carpet flooring, NEW stainless steel appliances, NEW fixtures, and the list goes on. Arrive, and you'll appreciate the spacious, tidy lot with plenty of room for gardening, entertaining, or simply enjoying the outdoors. Step inside to an open family room with durable luxury vinyl flooring that flows into the nicely updated kitchen, complete with stainless steel appliances, refinished and repainted cabinetry, and access to the indoor laundry room. Down the hall, you'll find two spacious bedrooms and an updated shared bathroom. Out back, enjoy a rebuilt wood deck and plenty of space for backyard barbecues or unwinding after a busy day. If you're searching for a turnkey, move-in ready home, you're going to want to see this one. Give me a call today to schedule a showing!

924 Maltas Avenue, Interlachen
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