Palatka Real Estate

Palatka Real Estate

Welcome to Palatka, Florida—a hidden gem nestled in the heart of Putnam County! Known for its rich history and stunning natural beauty, Palatka is a charming city that offers a unique blend of small-town warmth and vibrant community spirit.

Situated along the scenic St. Johns River, Palatka boasts a picturesque waterfront that provides residents and visitors with endless opportunities for outdoor recreation. Whether you enjoy boating, fishing, or simply taking a leisurely stroll along the riverbank, the natural landscapes here are sure to captivate your heart. The city's lush parks, such as the beautiful Ravine Gardens State Park, are perfect for picnics, hiking, and soaking up the sun.

Palatka is steeped in history, with its roots dating back to the 19th century. The historic downtown area features charming architecture and a variety of local shops, restaurants, and cultural attractions. Don’t miss the opportunity to explore the Putnam County Historical Museum, where you can delve into the city’s rich past.

In addition to its natural beauty and historical significance, Palatka is known for its friendly community. Residents enjoy a slower pace of life, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of larger cities. With a range of affordable housing options and a welcoming atmosphere, Palatka is not just a place to live; it’s a place to call home.

Discover the charm of Palatka and experience all that this delightful Florida city has to offer!

Newest Listings in Palatka

$242,000
32177 Zip Code
Have you dreamed of living on the St. Johns River? This beautiful treed lot is located on a quiet dead-end paved street and features an existing dock for easy access to the water. With approximately 350 feet of river frontage, you'll enjoy stunning views and abundant wildlife. A portion of the frontage consists of protected wetlands, enhancing the natural beauty and privacy of this unique waterfront property.

102 Cedar Creek Road, Palatka
$50,000
Rodman Acres SubDv. ⋅ 32177 Zip Code
Escape to the peace and privacy of this beautiful 5.23-acre parcel in Palatka, Florida. Tucked away in a quiet, natural setting, this untouched property offers endless possibilities for those seeking room to roam and a slower pace of life. Whether you're dreaming of a private getaway, a recreational retreat, or a place to enjoy Florida's natural beauty, this property provides the perfect backdrop. Surrounded by nature and offering plenty of space to explore, this acreage is an excellent opportunity to own your own slice of Old Florida. Bring your vision and discover the potential this peaceful property has to offer.

154 James Place, Palatka
$235,000
32177 Zip Code
Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

3323 Saint Johns Avenue, Palatka
$19,900
St Johns Harbor Sub SubDv. ⋅ 32177 Zip Code
This is a great opportunity to build your dream home in the heart of Palatka, FL. This property offers opportunities for recreational and tournament fishing on the ST. JOHNS RIVER which is right down the street. You'll have the chance to enjoy your favorite water activities, including boating, fishing, and kayaking. You can build your dream home in a prime location with no HOA fees, no Flood Zone. This lot is ready for your manufactured, modular, or traditional single-family home.

Palatka
$189,000
32177 Zip Code
5.57-Acre Private Retreat Near Golf Course & River — $189,000! 368 feet of premium road frontage along Lundy Road, the property delivers superb curb appeal, excellent accessibility, and an incredible depth of land to construct a truly secluded homestead enveloped by nature. Escape to your own private slice of Old Florida! Property Highlights: Generous Acreage: 5.57 acres of pristine, naturally wooded land provides a grand footprint and total privacy barrier from the road. Substantial Frontage: Features an impressive 368 feet of direct asphalt road frontage for flexible driveway layouts. Golfer's Dream: Situated just seconds from the historic, 1925 Donald Ross-designed Palatka Golf Club. Boater's Paradise: Enjoy effortless access to the majestic St. Johns River with local boat ramps located just down the street. Instant Compound Potential — Expand Your Estate! Looking for a head start on site prep or even more space? The adjacent parcel at 2800 Lundy Road is also available for purchase at $89,000! While a separate 1-acre residence sits between the two street fronts, both parcels connect seamlessly directly behind it. Acquiring the neighboring 2800 Lundy tract adds an additional 2.92 acres that has already been professionally mulch-cleared (with gorgeous mature canopy trees left standing) and adds another 214 feet of road frontage. Combined, they wrap around to form a spectacular, interconnected 8.49-acre private sanctuary where your main build site can look like a park, while the rest remains an untouched nature buffer. Showing Instructions: Property is vacant land. No scheduling necessary. Go Show! Embrace the freedom of space and the perks of a prime recreation location—walk this spectacular property today!

2810 Lundy Road, Palatka
$455,000
3 Beds ⋅ 3 Baths ⋅ Rowtons Sub SubDv. ⋅ 32177 Zip Code
Tucked away on a quiet no-through-traffic road in the sought-after Thicket community, this striking Tudor-style home blends old-world architectural charm with a fully renovated interior — and a backyard built for resort-style living. Step inside to find luxury vinyl plank flooring flowing throughout the home. All three bedrooms and both full baths are upstairs for great privacy while the downstairs welcomes family and guests into the open and spacious living room with an updated half bath. The kitchen is a showstopper: rich espresso cabinetry, matching stainless steel appliances, quartz countertops, and a vaulted, beamed ceiling that gives the whole space an airy, elevated feel. Two electric fireplaces add warmth and character to the living areas, while the primary suite offers a peaceful escape with its own private balcony overlooking the grounds. Out back is where this property truly shines. A screened, in-ground pool with a shaded lanai and dedicated grilling area creates the ultimate spot for entertaining or unwinding — rain or shine, day or night. The fully fenced yard delivers total privacy, plus a one-of-a-kind two-story shed complete with an elevated playhouse and storage loft. There's even room for boat and RV parking, a rare find this close to town. Recent updates give buyers real peace of mind: dual-zone HVAC (2016 and 2022), metal roof (2022) and water heater (2022) mean the big-ticket items are already handled. Location seals the deal — under 3 miles to Ravine Gardens State Park, minutes from Palatka Golf Club, and easy access to the St. Johns River for boating and fishing. Small-town charm, big-time amenities, zero through-traffic noise. Homes like this — Tudor character, a private pool oasis, and room for all your toys — don't sit long. Schedule your showing today.

102 Thicket Lane, Palatka
$500,000
3 Beds ⋅ 3 Baths ⋅ St Johns Harbor Sub SubDv. ⋅ 32177 Zip Code
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

134 Bowfin Drive, Palatka
$189,900
4 Beds ⋅ 1 Baths ⋅ Palatka SubDv. ⋅ 32177 Zip Code
Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Avenue, Palatka
$305,000
4 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates Dunham Wo SubDv. ⋅ 32177 Zip Code
This charming 4BD/2BA single-family home offers 2,264 sq ft of comfortable living space nestled on a generous 3-acre corner lot in Palatka. The property features a impressive 3-bay barn complete with its own bathroom — perfect for hobbyists, equipment storage and a pole barn perfect for livestock. Enjoy the freedom of wide-open acreage with the convenience of a well-appointed home. A rare find for buyers seeking space, functionality, and Florida country living at its finest!

101 Allen Drive, Palatka
$105,000
3 Beds ⋅ 1 Baths ⋅ Highlawn SubDv. ⋅ 32177 Zip Code
Opportunity awaits with this affordable 3-bedroom, 1-bath home situated on nearly a quarter-acre lot in Palatka. Whether you're searching for your first home, a rental property, or your next investment project, this property offers plenty of potential and value. Built in 1948, this 768-square-foot home features a brand-new roof installed in January 2026, providing a major update for the next owner. The fully fenced yard offers space for pets, gardening, or outdoor activities, while the detached shed provides additional storage for tools and equipment. Conveniently located near St. Johns River State College, HCA Florida Putnam Hospital, Putnam County Fairgrounds, Putnam County Airport, shopping, dining, and other local amenities, you'll appreciate the convenience of being close to work, school, healthcare, shopping, and entertainment. Affordable opportunities like this are becoming harder to find. With a new roof already in place and plenty of potential to add value, this property is ideal for investors, first-time buyers, or anyone looking for an affordable home with room to make it their own. With key improvements already completed and room to add your personal touches, this home is ready for its next chapter.

306 Florida Drive, Palatka
$383,900
3 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32177 Zip Code
Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka
$263,000
3 Beds ⋅ 2 Baths ⋅ Webbs Viking Manor SubDv. ⋅ 32177 Zip Code
Virtually Staged. Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location.

6109 W 1st Manor, Palatka
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