Putnam Homes with Lake Front Frontage

Putnam Homes with Lake Front Frontage

Welcome to Putnam County, Florida, where the serene beauty of nature meets the charm of small-town living. Nestled between the picturesque landscapes of the Ocala National Forest and the tranquil waters of the St. Johns River, Putnam County is a haven for those seeking a peaceful retreat while still enjoying the conveniences of modern life. With its rich history, vibrant community, and stunning natural surroundings, this county offers an ideal setting for families, retirees, and outdoor enthusiasts alike.

One of the most alluring features of Putnam County is its stunning lakefront properties. Imagine waking up each morning to the gentle lapping of water against the shore, with breathtaking views of the sun rising over the lake. Homes with lakefront frontage in this area provide not only a picturesque backdrop but also an array of recreational opportunities. Whether you enjoy fishing, kayaking, or simply soaking up the sun on your private dock, living by the lake enhances your lifestyle in countless ways.

The real estate market in Putnam County boasts a diverse selection of homes, from charming cottages to sprawling estates, all with direct access to the sparkling waters of the lakes. Each property offers its own unique character and charm, making it easy to find the perfect place to call home. With a strong sense of community and a slower pace of life, Putnam County is the ideal location for those looking to escape the hustle and bustle of city living while embracing the beauty and tranquility that Florida has to offer. Come explore the possibilities and discover your dream home by the lake in Putnam County!

Newest Putnam Homes with Lake Front Frontage

$249,900
2 Beds ⋅ 2 Baths ⋅ Atlantic Shores SubDv. ⋅ 32666 Zip Code
Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline. Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline.

111 2nd Street, Melrose
$105,000
32640 Zip Code
Discover the perfect setting for your dream home on this beautiful 1-acre lakefront lot with approximately 70 feet of shoreline on Little Orange Lake in the Four Lakes Community of Hawthorne. Enjoy peaceful waterfront living with panoramic views, spectacular sunsets, and direct access to a chain of four interconnected lakes known for excellent fishing, kayaking, boating, and abundant wildlife. Spend your mornings watching sandhill cranes stroll the shoreline and your evenings relaxing by the water. Whether you're planning a custom lakefront retreat, a weekend getaway, or your forever home, this spacious homesite offers endless possibilities. Tucked away in the natural beauty of Putnam County while still convenient to Gainesville, Ocala, and Palatka, this property combines privacy, recreation, and the laid-back Florida lifestyle. Bring your builder and start creating the lakefront oasis you've always imagined.

114 Little Orange Lake Drive, Hawthorne
$515,000
4 Beds ⋅ 3 Baths ⋅ Four Lakes Community SubDv. ⋅ 32640 Zip Code
Welcome to your waterfront retreat on beautiful Little Orange Lake! This stunning 4 bedroom, 3 bathroom home offers breathtaking lake views, spectacular sunsets, and an impressive list of recent upgrades, making it truly move-in ready. Relax and unwind from the extended panoramic enclosed Florida room, where wall-to-wall lake views create the perfect setting for morning coffee or evening sunsets. The open and inviting floor plan features a beautifully updated kitchen with crisp, modern finishes, abundant cabinetry, a dedicated coffee bar, and a formal dining area. The living room is filled with natural light and offers picturesque views of the lake. The spacious first-floor primary suite, added in 2025, is a private retreat featuring its own dedicated A/C system, new windows and doors, and a luxurious oversized en-suite bath. Wake up each morning to peaceful lake views right from your bedroom. Upstairs, you'll find three additional bedrooms and a full bath, providing plenty of room for guests. This home has been thoughtfully updated throughout, including a complete remodel in 2021 with a new roof and new appliances. Additional improvements include a new HVAC system, remodeled she shed, and a new dock with boat lift and two Jet Ski lifts in 2022; a new septic system, drain field, and water filtration system in 2024; and the beautiful primary suite addition in 2025. Outside, the fully fenced property is designed for enjoying the Florida lifestyle year-round. Spend your days boating, fishing for trophy bass, or soaking up the sun from the expansive dock and sun deck. The climate-controlled she shed offers endless possibilities as a home office, fitness studio, art space, or hobby room. A whole-home generator provides added peace of mind. Located in Hawthorne in Putnam County, this exceptional lakefront property offers the perfect balance of peaceful waterfront living with convenient access to Gainesville, Ocala, and Jacksonville. If you've been searching for a turnkey lakefront home with incredible views, modern updates, and exceptional outdoor living, this is the one you've been waiting for!

120 Little Orange Lake Drive, Hawthorne
$395,000
4 Beds ⋅ 3 Baths ⋅ Cowpen SubDv. ⋅ 32640 Zip Code
Experience the perfect blend of country living and modern convenience with this exceptional lakefront property offering breathtaking water views and outstanding privacy. Situated on a peaceful homesite, this spacious 4-bedroom, 3-bathroom home provides plenty of room for family, guests, or a home office. Relax on the inviting porch while taking in the picturesque lake views and peaceful surroundings, or entertain family and friends in the spacious outdoor living areas. A detached studio offers flexible space for a home office, art studio, fitness room, or guest retreat. The property also includes two storage sheds, providing ample room for tools, equipment, and outdoor equipment, while a whole-home generator provides dependable backup power for added peace of mind. Whether you're searching for a full-time residence or a private country retreat, this unique lakefront property offers the perfect combination of space, privacy, scenic beauty, and versatility. Enjoy the tranquility of waterfront living while still having the comforts and conveniences of home. Don't miss this rare opportunity to own your own slice of paradise.

122 Cowpen Lane, Hawthorne
$35,000
Interlachen Lakes Estates SubDv. ⋅ 32148 Zip Code
Discover the potential of this beautiful Lakefront homesite in Interlachen, Florida! Nestled in a peaceful setting, this 0.40-acre property offers approximately 60 feet of frontage on scenic Lake Virginia, giving you direct access to fishing, kayaking, canoeing, and other waterfront recreation right from your backyard. Surrounded by natural beauty, it's an ideal location for a weekend retreat, future home, or investment property. Conveniently located just an hour from St. Augustine, Jacksonville, Gainesville, or Ocala, you'll enjoy the perfect balance of privacy and accessibility. Whether you're dreaming of building a waterfront getaway or simply investing in a piece of Florida's natural beauty, this property offers outstanding value and endless possibilities. Don't miss your chance to own your own lakeside retreat—contact us today for more information!

Cordell Avenue, Interlachen
$250,000
2 Beds ⋅ 1 Baths ⋅ Grandin Lake Shores SubDv. ⋅ 32148 Zip Code
Are you looking for a cute and cozy lakefront cottage? This may be the perfect home for you! This 2 bedroom, 1 bathroom house sits on a grassy and scenic 0.67 acre lot on beautiful Grandin Lake. This large clear water lake is great for fishing, boating, tubing, kayaking, and paddleboarding. You will love spending time on the water and relaxing at the lake. This 1964 cottage features a screened-in back patio as well as an open front porch which can be used as a 1 car carport. There is also an outbuilding which houses the laundry hookups, well equipment, and extra space for storage. Inside, you will find two spacious bedrooms, large living room, and a practical layout. The home has been well maintained, and notable recent upgrades include a new septic tank and drainfield installed in 2022, as well as new electrical panels installed in 2023. This home also has a durable metal roof. The neighborhood offers a private boat ramp, and a private swim area for resident's use, as well as a clubhouse which can be rented for events. This would be an ideal primary residence, weekend home, or you could even use it as a vacation rental. This property is priced below a recent appraisal, so that you can make it your own and have instant equity! Call your agent for a showing of this adorable lakefront home!

148 Lake Shore Terrace, Interlachen
$290,000
2 Beds ⋅ 2 Baths ⋅ Atlantic Shores Unrecorded SubDv. ⋅ 32666 Zip Code
Searching for a carefree home in the peaceful Melrose area? This beautifully refurbished 2-bedroom, 2-bath concrete block home sits on 2 mostly cleared acres with nearly every major update already completed for worry-free living. Recent improvements include a new HVAC system, new roof on the home (installed in late 2023), a months-old roof on the detached two-story Tudor-style garage, new appliances, new well pump, new water heater, new 110-volt wiring throughout both levels of the detached garage, new porcelain tile and flooring throughout the home, and updated plumbing fixtures. The septic system was pumped and inspected at the end of 2023, and a spacious concrete patio provides the perfect space for outdoor entertaining. The detached Tudor-style garage offers endless possibilities as a she shed, home office, workshop, or guest space, while the attached garage could potentially be converted into a third bedroom. A professionally installed 4-foot retaining wall spanning approximately 50 yards elevates the home's grade for added peace of mind regarding wetlands and insurance. The seasonal Lake at the rear of the property varies with annual rainfall, adding a natural backdrop to the property. A private driveway leads to the home and only two quiet neighbors, with convenient curbside garbage pickup. Survey available upon request. Located just about 20 miles from Gainesville and 25 miles from Palatka with minimal traffic, you'll enjoy the charm of historic Melrose, featuring local shops, boutiques, restaurants, a farmers market, ACE Hardware, and a Winn-Dixie just a couple of miles away. This move-in-ready property combines country tranquility with modern updates and small-town convenience.

121 Serena Circle, Melrose
$294,900
2 Beds ⋅ 2 Baths ⋅ Ashley Lake Plantation SubDv. ⋅ 32666 Zip Code
Peaceful Lakefront Cottage Retreat!! Escape to your own private waterfront sanctuary! This charming 2-bedroom, 1.5-bath home offers the perfect blend of comfort, nature, and tranquility in a picturesque lakefront cottage setting. Step inside to a spacious open floor plan featuring a large family room with soaring ceilings and a cozy gas fireplace, creating a warm and inviting space for relaxing or entertaining. The expansive screened porch is the perfect place to enjoy your morning coffee, unwind in the evening, or take in breathtaking lake views. Surrounded by abundant wildlife, this peaceful retreat feels miles away from it all while offering the comforts of home. The calm lake is ideal for kayaking, fishing, or simply enjoying the beauty of nature right from your backyard. Whether you're looking for a full-time residence, a weekend getaway, a vacation home, or to use as an air-bnb, this lakefront gem offers the serene lifestyle you've been dreaming of.

235 Ashley Lake Drive, Melrose
$129,900
32640 Zip Code
FINALLY AN AFFORDABLE BUILDABLE LAKEFRONT PROPERTY WITH A SMALL PARTIALLY FINISHED CABIN ALREADY IN PLACE. This 3/4 acre lot is on Greensills Lake, near Historic Melrose Florida. Even more, with this sale the seller is including two buildable lots just down the street. Greensills is a private lake known for its clarity, fishing and where wildlife surrounds you. These properties are centrally located between Gainesville, Palatka, and Ocala Florida but just as important is nearby Historic Melrose. here in this one light town you'll find all types of activities: Art Walks, Art Studios, Music Lessons, Live Music, Other Various classes taught at our popular Mossman Hall, Senior Center serving food, Doctors, Great Restaurants - even 6,000 acre Santa Fe lake Lake providing you even more recreational opportunities. Take a drive out here and see why so many are wanting the rural living lifestyle again especially on lakefront property here in the Lake Region of North Central Florida. Its a place you'll want to be. NOTE: "Possible owner financing may be available"

125 Silver Dollar Pond Road, Hawthorne
$324,900
3 Beds ⋅ 2 Baths ⋅ Darkwater Lake SubDv. ⋅ 32640 Zip Code
Motivated Seller – Your Summer at the Lake Starts Here! Imagine spending your days fishing from your own backyard, cruising across the lake on a jet ski, or simply unwinding on the spacious screened porch as the sun sets over the water. This charming two-story lakefront home offers the perfect blend of relaxation and adventure, all with an easy commute to Gainesville. Inside, you’ll love the bright, open living area featuring soaring vaulted ceilings, skylights that fill the home with natural light, and easy-care laminate flooring. Step outside to the oversized screened porch—the perfect place for morning coffee, evening gatherings, or taking in peaceful lake views. The private lake is ideal for fishing, kayaking, paddleboarding, and even jet skiing, giving you endless opportunities for waterfront fun. A convenient storage building provides plenty of space for all your lake toys, outdoor gear, and lawn equipment. Whether you’re looking for a full-time residence or the ultimate weekend getaway, this property is ready for you to start making unforgettable memories.

273 Neal Road, Hawthorne
$98,000
Ashley Lake Plantation SubDv. ⋅ 32666 Zip Code
RARE opportunity to own one of the last remaining lakefront lots in Melrose! This beautiful 1.5-acre buildable homesite is tucked away in the desirable Ashley Lake Plantation community, offering peaceful waterfront living with approximately 103 feet of a spring-fed lake frontage. Located adjacent to one of two community parks, the property provides both privacy and convenience to Gainesville, Palatka, and Jacksonville. The second community park boost a pavilion for friends and family gatherings and boat ramp access. The lot has already been cleared and improved with new asphalt driveway and a private gated entrance, electric pole, 2021 Deep Rock Well with upgraded 4" stainless steel piping plus 2021 Water Right Impression Series Water Softener System, 2021 in-ground septic tank and drain field, extensive fill dirt with a 40' X 90' dirt house pad, all helping to reduce preparation costs for your future home. Whether you're ready to build now or invest for the future, this exceptional property offers the perfect setting to create your dream lakeside retreat.

261 Ashley Lake Drive, Melrose
$399,900
3 Beds ⋅ 2 Baths ⋅ Long Pond Oaks SubDv. ⋅ 32640 Zip Code
Virtually Staged. Nestled beneath majestic oak trees on a breathtaking 1.98-acre waterfront lot along Long Pond, this charming two-story English Cottage-style home offers a rare blend of character, privacy, and outdoor living. With approximately 560 feet of decking, multiple outdoor gathering spaces including two open porches, a screened porch, and an upper-level deck overlooking the natural surroundings, this property is designed to embrace Florida's beautiful landscape. Inside, you'll find a warm and inviting interior featuring tile and wood flooring throughout with no carpet, soaring ceilings in the living room, and a cozy wood-burning fireplace that creates the perfect focal point for family gatherings. The spacious kitchen offers a walk-in pantry and opens seamlessly to the main living areas, creating an ideal setting for entertaining. The owner's suite provides a relaxing retreat complete with a soaking tub, while fresh interior paint gives the entire home a bright, updated feel. Recent improvements include a brand-new septic system installed in late 2025, a roof replaced approximately three years ago, a new well bladder tank (2023), new hot water heater (2024), and a newer dishwasher. The washer was replaced in 2026. Additional features include ceiling fans throughout and a detached 14' x 22' shed/workshop equipped with electricity and water, perfect for hobbies, storage, or a home-based workspace. Whether you're enjoying morning coffee on the porch, entertaining guests on the expansive decking, or simply taking in the tranquil waterfront setting, this unique Long Pond property offers a lifestyle that's difficult to find and impossible to forget.

104 Long Pond Way, Hawthorne
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