Putnam Homes with Lake Front Frontage

Putnam Homes with Lake Front Frontage

Welcome to Putnam County, Florida, where the serene beauty of nature meets the charm of small-town living. Nestled between the picturesque landscapes of the Ocala National Forest and the tranquil waters of the St. Johns River, Putnam County is a haven for those seeking a peaceful retreat while still enjoying the conveniences of modern life. With its rich history, vibrant community, and stunning natural surroundings, this county offers an ideal setting for families, retirees, and outdoor enthusiasts alike.

One of the most alluring features of Putnam County is its stunning lakefront properties. Imagine waking up each morning to the gentle lapping of water against the shore, with breathtaking views of the sun rising over the lake. Homes with lakefront frontage in this area provide not only a picturesque backdrop but also an array of recreational opportunities. Whether you enjoy fishing, kayaking, or simply soaking up the sun on your private dock, living by the lake enhances your lifestyle in countless ways.

The real estate market in Putnam County boasts a diverse selection of homes, from charming cottages to sprawling estates, all with direct access to the sparkling waters of the lakes. Each property offers its own unique character and charm, making it easy to find the perfect place to call home. With a strong sense of community and a slower pace of life, Putnam County is the ideal location for those looking to escape the hustle and bustle of city living while embracing the beauty and tranquility that Florida has to offer. Come explore the possibilities and discover your dream home by the lake in Putnam County!

Newest Putnam Homes with Lake Front Frontage

$330,000
2 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32148 Zip Code
Welcome to lakefront living at its best! This beautifully maintained lake front property, approximately 1,612 square feet of comfortable living space and captivating views of the water. From the moment you step inside, you’ll feel right at home in the spacious, inviting layout featuring generous living and dining areas, a well-equipped kitchen with abundant cabinetry and counter space, and a roomy primary suite. Step outside to the expansive screened porch—the perfect place to sip your morning coffee, entertain friends, or relax while enjoying peaceful lake views and cooling breezes. The backyard leads directly to the water, where a private dock invites you to fish, swim, launch a kayak, or simply take in the beautiful Florida sunsets. A storage building provides convenient space for fishing gear, water toys, lawn equipment, and more. This well-cared-for home also offers several valuable updates, including flooring and interior paint completed approximately two years ago, an approximately five-year-old metal roof, and a septic system that was pumped about two years ago with a new drain field installed at that time. Whether you are searching for a full-time residence or a relaxing lakeside retreat, this special property offers comfort, character, and the laid-back waterfront lifestyle you have been dreaming of. Come see it for yourself—you may fall in love the moment you walk through the door!

107 Church Lake Drive, Interlachen
$1,190,000
6 Beds ⋅ 6 Baths ⋅ South Lake Rosa SubDv. ⋅ 32666 Zip Code
Welcome to an extraordinary lakefront retreat where space, character, and spectacular water views come together on beautiful Lake Rosa in Melrose, Florida. This one-of-a-kind property offers not just one exceptional home, but two residences, creating an incredible opportunity for a large family, multigenerational living, guests, or those looking for a private lakefront getaway with additional space on an expansive 9.2 acres. The magnificent main residence offers an impressive 5,187 square feet of heated and cooled living space, featuring 4 bedrooms and 4 1/2 bathrooms. From the moment you drive onto the property, you will feel you have entered a park with the beautifully manicured grounds, which include 1000 planted, mature camellias. Once inside the main house you will take in vaulted ceilings and the expansive and breathtaking lake views that set the tone for relaxed lakefront living. You'll find wonderful spaces designed for both entertaining and everyday enjoyment, including two loft areas, a cozy fireplace, wet bar, and a wine cellar—perfect for evenings spent with friends and family after a day on the lake. The generous living spaces provide plenty of room to spread out while still maintaining the warm, inviting feel you'd expect from a true lake home. The outside decks from this home give over 3000 sq ft of additional space to enjoy the outdoors from many rooms and levels of the home. And then there's the second residence, offering an additional 2,496 square feet of heated and cooled living space, with 2 bedrooms and 1 bathroom. Complete with its own deck overlooking the lake, this separate home is ideal for guests, extended family, a caretaker, or anyone who wants their own private space while still being just steps from all the lakefront fun. With a combined 7,683 square feet of heated and cooled living space and 6 total bedrooms, this is far more than a home—it's a lakefront lifestyle and an opportunity that's hard to duplicate. Imagine morning coffee with the lake as your backdrop, afternoons enjoying the water from your private dock and evenings gathered around the fireplace or relaxing on the deck as the day winds down. Whether you're looking for a spectacular full-time residence, a weekend escape, or a property designed for entertaining generations of family and friends, this one delivers the space, setting, and character to make lake memories for years to come. Come experience the magic of Lake Rosa for yourself—this is lake living with room for everyone! (Interior photos coming soon!)

202 Mason Road, Melrose
$575,000
3 Beds ⋅ 2 Baths ⋅ Redwater Lake Estates SubDv. ⋅ 32640 Zip Code
Virtually Staged. Redwater Lake Home. This 1,750 sq ft home sits on 2.26 acres with roughly 150 ft of lake frontage, a private dock, and a boat lift. The home has 3 bedrooms and 2 bathrooms. The front door opens into a foyer that leads to a comfortable living area with a wood-burning fireplace and a great view of the lake. A wall of sliders opens onto a screened porch, which flows out to an open deck, a good spot for company or for sitting quietly with your coffee. The kitchen has plenty of counter space, wood cabinets and a breakfast bar. There's custom cypress tongue-and-groove ceilings and a cypress staircase that add character. Two bedrooms near the front share a hall bathroom with a tub/shower combo. The utility room connects to the two-car garage. Upstairs, a sitting area leads to the primary bedroom, which has its own small deck for watching the sunset, plus a large walk-in closet. The primary bathroom has a walk-in shower. A few other things worth mentioning: a newly built, heated, irrigated greenhouse for anyone who likes to garden. A new roof and exterior paint. Home has two HVAC units; a built-in central vacuum system and an oversized garage with a workbench and utility sink. The grounds have mature trees, a small butterfly garden, some flowering plants and fruit trees and native Florida foliage. Redwater Lake is spring-fed and covers about 233 acres, good for boating, skiing, kayaking, canoeing and fishing. It's a peaceful setting. About 25 minutes to Gainesville and 45 to Ocala.

243 Herman Drive, Hawthorne
$369,900
32139 Zip Code
Discover a rare opportunity to own approximately 18 acres of beautiful lakefront property in Crescent City, Florida. Nestled at the end of a quiet dead-end road, this private retreat offers breathtaking natural beauty with a stunning mature live oak hammock creating a Old Florida setting. The property is equipped with a fully functional well and power, providing a solid foundation for your dream homesite, recreational getaway, or investment opportunity. A concrete block building is already in place, offering versatile storage or workspace options. With no HOA and no deed restrictions, you'll enjoy the freedom to use the property as you choose. Multiple RV hookups and two septic systems are already installed, making it ideal for family gatherings, seasonal living, or future development possibilities. Whether you're looking for a private lakefront estate, a recreational paradise, or a unique property with endless potential, this acreage delivers privacy, flexibility, and natural beauty in one remarkable package.

126 Lake Geneva Road, Georgetown
$619,000
3 Beds ⋅ 2 Baths ⋅ 32640 Zip Code
Welcome to Mason Lake! Turn from the paved road onto the private drive, and it feels as though you’re traveling back to a place and time you’ve always dreamed of capturing. Tucked along the shores of Mason Lake, a private, clear-water lake with no public access, this special property offers the space, privacy, and laid-back lake lifestyle that are increasingly hard to find. Spanning approximately 75 acres, Mason Lake is ideal for wakeboarding, water skiing, fishing, kayaking, paddle boarding, and swimming. The property features a three-bedroom concrete-block home, detached two-car garage, private dock, fenced grounds, and plenty of room to enjoy life on and off the water! Inside, a beautiful stone fireplace anchors the open-concept great room, dining area, and spacious kitchen, with lake views creating a stunning backdrop. The living space flows directly onto an expansive screened lanai overlooking the water — the perfect place for morning coffee as the sun rises, relaxed meals with family and friends, or a quiet evening at the end of the day. Recent upgrades include 2023 Metal roof and 2024 Anderson hurricane-rated windows, 2023 Lark 8 X 10 metal storage building, Kinetic fiber optic internet was recently installed throughout the area! Outside the home, mature live oaks, citrus trees and abundant wildlife add to the property's natural charm. The two car garage provides generous storage for four-wheelers, boats, Jet Skis, fishing gear, and all the toys that make lake living so much fun! Private and peaceful, yet conveniently located to Melrose, Keystone Heights, Hawthorne, Gainesville, Starke, Palatka, and Ocala, this is a wonderful full-time residence, weekend retreat, or investment opportunity. With its private-lake setting and recreational appeal, the property also offers compelling potential for long- or short-term rental use. Come for the lake. Stay for the feeling that you’ve found your own private piece of Old Florida!

1416 Baden Powell Road, Hawthorne
$229,999
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32640 Zip Code
Welcome home to this charming 3-bedroom, 2-bathroom home situated on a beautiful .36-acre lakefront lot. Offering a peaceful setting and plenty of outdoor space, this property is perfect for anyone looking for a quiet retreat with direct access to the water. Inside, you’ll find a comfortable layout with three bedrooms, two full bathrooms, and plenty of space to make your own. The open living areas provide a great space for relaxing or entertaining, while the bedrooms offer room for family, guests, or a home office. Don't miss out on this sweet piece of serenity!

172 E Cowpen Lake Point Road, Hawthorne
$524,900
3 Beds ⋅ 4 Baths ⋅ N/A SubDv. ⋅ 32640 Zip Code
Are you searching for a rare opportunity to own a fully renovated LAKEFRONT POOL home offering some of the most beautiful sunsets? You found it! Welcome to 177 East Cowpen Lake Road, a beautifully renovated concrete-block home offering 3 bedrooms, 3.5 bathrooms, and nearly 2,000 square feet of living space, and direct access to Cowpen Lake - all situated on approximately 1.70 acres. Step inside, and you’ll immediately appreciate the warm character created by richly stained pine stairs, doors, and trim, perfectly complementing the home’s finishes and inviting lake-house atmosphere. The first floor is complete with a spacious bedroom and private en-suite bathroom, an intimate dining area, and a light-filled living room anchored by a beautiful red-brick fireplace. The fully renovated kitchen is sure to impress with sleek European-style slab cabinetry, granite countertops, and a brand-new stainless steel appliance package. Adjacent to the kitchen is a conveniently located half bath and built in study space. Upstairs, you’ll find two additional spacious bedrooms, each featuring its own private en-suite bathroom - providing exceptional comfort and privacy for family members and guests alike. Durable, low-maintenance flooring throughout means there is absolutely no carpet anywhere in the home. Step outside to your private lakefront oasis to find the recently resurfaced and remarcited swimming pool which overlooks Cowpen Lake. Whether you’re relaxing poolside, entertaining friends and family, or unwinding as the sun sets across the lake, this outdoor setting offers a lifestyle that is truly hard to replicate. Adding even more versatility to the property is a detached building, offering the perfect space for a workshop, guest suite, ADU, home office, studio, or the ultimate man cave. With its flexible potential, this additional structure provides valuable space for hobbies, guests, work, or recreation. Additional updates include a 2019 metal roof, new windows installed in 2024, complete replumbing and rewiring in 2024, and updated HVAC and water heater systems in 2025. Give us a call today to make this home your own!

177 E Cowpen Lake Road, Hawthorne
$199,900
3 Beds ⋅ 2 Baths ⋅ Cowpen Lake SubDv. ⋅ 32640 Zip Code
Welcome to your own slice of Florida lakefront living on beautiful Cowpen Lake in Hawthorne! This 3-bedroom, 2-bath home offers approximately 1,560 square feet of living space and sits on 1.7 wooded acres with over 100 feet of lake frontage. A private, wooded front yard provides a peaceful setting, while the back of the property opens up to clear, beautiful views of the lake. Enjoy the tranquility of nature, abundant wildlife, and the opportunity to make the waterfront your own. The home features a metal roof that is only 3 years old and an AC that has just been installed. Outdoor enthusiasts and gardeners will appreciate the 50-pot garden system, which is supplied with lake water through a solar-powered pump. The property also includes a 20’ x 30’ concrete slab with a metal building ready for construction, offering excellent potential for a workshop, storage, garage, or additional workspace. Two power poles are already located on the property. For those who love the outdoors, the Hawthorne Trail is conveniently located right at the front of the property, providing easy access to miles of scenic trail riding, biking, hiking, and exploring. Whether you’re looking for a peaceful full-time residence, a weekend lake getaway, or a property with room to add your own touches, this Cowpen Lake property offers privacy, natural beauty, and plenty of potential.

1837 State Road 20, Hawthorne
$475,000
3 Beds ⋅ 2 Baths ⋅ Cue Lake Hills SubDv. ⋅ 32640 Zip Code
Discover the space, privacy, and possibilities that come with this 3-bedroom, 2-bath home situated on a generous 2.4-acre property in an airport community. The thoughtfully designed split-bedroom floor plan offers comfortable living spaces, while the eat-in kitchen features a breakfast bar, pantry, and ample room for everyday meals and entertaining. The primary suite includes a walk-in closet and private bathroom with a tub and separate shower. The home offers a blend of laminate and tile flooring, central heating and cooling, and a cozy fireplace for added character. Step outside to enjoy multiple covered outdoor spaces, including a front porch, deck, and patio--perfect for relaxing or entertaining while taking advantage of the expansive property. Outdoor amenities include an above-ground pool with cover, a greenhouse, and plenty of land to create your own private retreat, garden, recreational space, or hobby area.

168 Hour Glass Circle, Hawthorne
$260,000
3 Beds ⋅ 2 Baths ⋅ Ocklawaha Hills SubDv. ⋅ 32148 Zip Code
Welcome to 133 Oak Circle, Interlachen, FL 32148, where peaceful country living meets a beautiful waterfront setting! Situated on approximately 1.81 acres, this 2023 Live Oak Homes manufactured home offers the space, privacy, and natural surroundings you've been looking for. Featuring 3 bedrooms and 2 bathrooms, this newer home provides comfortable living surrounded by mature trees and plenty of room to enjoy the outdoors. The expansive property extends to the water, offering substantial frontage along the lake/pond and a tranquil backdrop perfect for relaxing, fishing, birdwatching, or simply enjoying Florida's natural beauty. With no HOA, nearly two acres of land, a newer home, and a unique waterfront setting, this property offers a wonderful opportunity for buyers seeking room to spread out without giving up the comforts of modern living. Located in Putnam County near Interlachen, with convenient access to Palatka, Gainesville and surrounding North Central Florida communities. Come discover the possibilities at 133 Oak Circle — your own piece of peaceful waterfront Florida living.

133 Oak Circle, Interlachen
$139,900
2 Beds ⋅ 1 Baths ⋅ Rural SubDv. ⋅ 32640 Zip Code
Looking for a peaceful lakefront escape where you can slow down and enjoy the beauty of North Florida? Welcome to this charming retreat situated on a .43-acre lot along Cowpen Lake in Hawthorne. Conveniently located just off SR 20, it's approximately 30 minutes from Gainesville, 20 minutes from Palatka, and about an hour from Jacksonville. This single-wide home offers an easygoing, comfortable setting that's well suited for weekend getaways, a fishing retreat, investment property, or your own place at the lake. One of the highlights is the screened back porch—a perfect spot for rocking chairs, morning coffee, and relaxing while taking in peaceful views of the water. With lakefront access just outside your backdoor, spend your days fishing, watching wildlife, or simply enjoying the quiet surroundings. The property provides easy-to-maintain outdoor space and includes a covered carport and a storage/utility shed. A new septic system was installed in summer 2026 and can accommodate a future larger home. Whether you're searching for an affordable lakefront getaway, a place you can personalize over time, or an investment opportunity in North Florida, this property offers plenty of possibilities. Come discover your own little piece of lake life!

170 E Cowpen Lake Point Road, Hawthorne
$299,900
32112 Zip Code
RARE CRESCENT LAKEFRONT OPPORTUNITY — BUILD READY LOT! Opportunities like this don't come around often! This is one of only two currently available waterfront lots on Crescent Lake, offering amazing lake views and direct waterfront access for you to enjoy for years to come. This beautifully cleared and extensively improved lot is ready for your dream home. The property has been raised, with low areas filled and leveled, and a bulkhead has been installed along the entire length of the lot for added protection. A private well is already in place, and an existing power pole is ready for hookup, giving you a major head start on your future build. With so many valuable improvements already completed, you can focus on designing and building the home you've always envisioned while taking full advantage of the incredible waterfront setting. There is no mandatory HOA, but you have the option to join the community association and gain access to a public dock, giving you even more ways to enjoy the beautiful Crescent Lake lifestyle.

100 Sandra Lane, Crescent City
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