Putnam Homes with Two Story Property Description

Putnam Homes with Two Story Property Description

Welcome to Putnam County, Florida – a hidden gem nestled in the heart of Central Florida, where natural beauty and small-town charm come together to create a delightful living experience. Known for its picturesque lakes, lush landscapes, and rich history, Putnam County offers a tranquil escape from the hustle and bustle of city life while still providing easy access to urban amenities.

As you explore the real estate market in Putnam County, you’ll discover a variety of homes that cater to diverse lifestyles. Among these, two-story properties stand out as a popular choice for families and those seeking extra space. These homes often feature spacious layouts, allowing for an abundance of natural light and an inviting atmosphere. With multiple levels, two-story homes provide the perfect balance of privacy and togetherness, making them ideal for both entertaining and everyday living.

Imagine hosting gatherings in your open-concept kitchen and living area, while the kids enjoy their own play space upstairs. Many of these properties also boast charming outdoor areas, perfect for weekend barbecues or peaceful evenings under the stars. With access to excellent schools, recreational opportunities, and a close-knit community, Putnam County is not just a place to live; it’s a place to thrive.

Whether you’re searching for your first home, a family residence, or a serene retreat, Putnam County’s two-story homes offer the perfect foundation for creating lasting memories. Come discover the magic of Putnam County – where your dream home awaits!

Newest Putnam Homes with Two Story Property Description

$575,000
3 Beds ⋅ 2 Baths ⋅ Redwater Lake Estates SubDv. ⋅ 32640 Zip Code
Virtually Staged. Redwater Lake Home. This 1,750 sq ft home sits on 2.26 acres with roughly 150 ft of lake frontage, a private dock, and a boat lift. The home has 3 bedrooms and 2 bathrooms. The front door opens into a foyer that leads to a comfortable living area with a wood-burning fireplace and a great view of the lake. A wall of sliders opens onto a screened porch, which flows out to an open deck, a good spot for company or for sitting quietly with your coffee. The kitchen has plenty of counter space, wood cabinets and a breakfast bar. There's custom cypress tongue-and-groove ceilings and a cypress staircase that add character. Two bedrooms near the front share a hall bathroom with a tub/shower combo. The utility room connects to the two-car garage. Upstairs, a sitting area leads to the primary bedroom, which has its own small deck for watching the sunset, plus a large walk-in closet. The primary bathroom has a walk-in shower. A few other things worth mentioning: a newly built, heated, irrigated greenhouse for anyone who likes to garden. A new roof and exterior paint. Home has two HVAC units; a built-in central vacuum system and an oversized garage with a workbench and utility sink. The grounds have mature trees, a small butterfly garden, some flowering plants and fruit trees and native Florida foliage. Redwater Lake is spring-fed and covers about 233 acres, good for boating, skiing, kayaking, canoeing and fishing. It's a peaceful setting. About 25 minutes to Gainesville and 45 to Ocala.

243 Herman Drive, Hawthorne
$499,900
3 Beds ⋅ 4 Baths ⋅ N/A SubDv. ⋅ 32640 Zip Code
Are you searching for a rare opportunity to own a fully renovated LAKEFRONT POOL home offering some of the most beautiful sunsets? You found it! Welcome to 177 East Cowpen Lake Road, a beautifully renovated concrete-block home offering 3 bedrooms, 3.5 bathrooms, and nearly 2,000 square feet of living space, and direct access to Cowpen Lake - all situated on approximately 1.70 acres. Step inside, and you’ll immediately appreciate the warm character created by richly stained pine stairs, doors, and trim, perfectly complementing the home’s finishes and inviting lake-house atmosphere. The first floor is complete with a spacious bedroom and private en-suite bathroom, an intimate dining area, and a light-filled living room anchored by a beautiful red-brick fireplace. The fully renovated kitchen is sure to impress with sleek European-style slab cabinetry, granite countertops, and a brand-new stainless steel appliance package. Adjacent to the kitchen is a conveniently located half bath and built in study space. Upstairs, you’ll find two additional spacious bedrooms, each featuring its own private en-suite bathroom - providing exceptional comfort and privacy for family members and guests alike. Durable, low-maintenance flooring throughout means there is absolutely no carpet anywhere in the home. Step outside to your private lakefront oasis to find the recently resurfaced and remarcited swimming pool which overlooks Cowpen Lake. Whether you’re relaxing poolside, entertaining friends and family, or unwinding as the sun sets across the lake, this outdoor setting offers a lifestyle that is truly hard to replicate. Adding even more versatility to the property is a detached building, offering the perfect space for a workshop, guest suite, ADU, home office, studio, or the ultimate man cave. With its flexible potential, this additional structure provides valuable space for hobbies, guests, work, or recreation. Additional updates include a 2019 metal roof, new windows installed in 2024, complete replumbing and rewiring in 2024, and updated HVAC and water heater systems in 2025. Give us a call today to make this home your own!

177 E Cowpen Lake Road, Hawthorne
$599,900
4 Beds ⋅ 2 Baths ⋅ 32131 Zip Code
Exceptional 4.12-acre investment opportunity with approximately 365 feet of frontage on SR 207 in East Palatka. Currently zoned Agricultural (AG) with a Commercial Future Land Use designation, offering exceptional long-term investment and development potential. Strategically located along the SR 207 corridor between Palatka and St. Augustine, this property benefits from excellent highway visibility and accessibility. Property is being sold As Is. Buyers are encouraged to verify zoning, future land use, and intended uses with Putnam County.

104 W Louis Broer Road, East Palatka
$2,750,000
9 Beds ⋅ 7 Baths ⋅ Wiggins SubDv. ⋅ 32187 Zip Code
There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

San Mateo
$495,000
4 Beds ⋅ 3 Baths ⋅ Four Lakes Community SubDv. ⋅ 32640 Zip Code
Welcome to your waterfront retreat on beautiful Little Orange Lake! This stunning 4 bedroom, 3 bathroom home offers breathtaking lake views, spectacular sunsets, and an impressive list of recent upgrades, making it truly move-in ready. Relax and unwind from the extended panoramic enclosed Florida room, where wall-to-wall lake views create the perfect setting for morning coffee or evening sunsets. The open and inviting floor plan features a beautifully updated kitchen with crisp, modern finishes, abundant cabinetry, a dedicated coffee bar, and a formal dining area. The living room is filled with natural light and offers picturesque views of the lake. The spacious first-floor primary suite, added in 2025, is a private retreat featuring its own dedicated A/C system, new windows and doors, and a luxurious oversized en-suite bath. Wake up each morning to peaceful lake views right from your bedroom. Upstairs, you'll find three additional bedrooms and a full bath, providing plenty of room for guests. This home has been thoughtfully updated throughout, including a complete remodel in 2021 with a new roof and new appliances. Additional improvements include a new HVAC system, remodeled she shed, and a new dock with boat lift and two Jet Ski lifts in 2022; a new septic system, drain field, and water filtration system in 2024; and the beautiful primary suite addition in 2025. Outside, the fully fenced property is designed for enjoying the Florida lifestyle year-round. Spend your days boating, fishing for trophy bass, or soaking up the sun from the expansive dock and sun deck. The climate-controlled she shed offers endless possibilities as a home office, fitness studio, art space, or hobby room. A whole-home generator provides added peace of mind. Located in Hawthorne in Putnam County, this exceptional lakefront property offers the perfect balance of peaceful waterfront living with convenient access to Gainesville, Ocala, and Jacksonville. If you've been searching for a turnkey lakefront home with incredible views, modern updates, and exceptional outdoor living, this is the one you've been waiting for!

120 Little Orange Lake Drive, Hawthorne
$395,000
4 Beds ⋅ 3 Baths ⋅ Cowpen SubDv. ⋅ 32640 Zip Code
Experience the perfect blend of country living and modern convenience with this exceptional lakefront property offering breathtaking water views and outstanding privacy. Situated on a peaceful homesite, this spacious 4-bedroom, 3-bathroom home provides plenty of room for family, guests, or a home office. Relax on the inviting porch while taking in the picturesque lake views and peaceful surroundings, or entertain family and friends in the spacious outdoor living areas. A detached studio offers flexible space for a home office, art studio, fitness room, or guest retreat. The property also includes two storage sheds, providing ample room for tools, equipment, and outdoor equipment, while a whole-home generator provides dependable backup power for added peace of mind. Whether you're searching for a full-time residence or a private country retreat, this unique lakefront property offers the perfect combination of space, privacy, scenic beauty, and versatility. Enjoy the tranquility of waterfront living while still having the comforts and conveniences of home. Don't miss this rare opportunity to own your own slice of paradise.

122 Cowpen Lane, Hawthorne
$199,900
3 Beds ⋅ 2 Baths ⋅ River Park Sub SubDv. ⋅ 32112 Zip Code
Riverside-adjacent home on over half an acre in the River Park West subdivision in Fruitland, near Crescent City. A fence encloses the home itself, while a second fence surrounds the chicken coop, ideal for anyone looking to bring a bit of homesteading to the property. The property features a double carport, a wood-burning fireplace, a large bay window, and cypress trim throughout with a metal roof overhead. Large shade trees surround the home, while an optional HOA with access to private boat ramp offers direct water access, with dock rental also available. With its generous lot size, dual fencing, and flexible outdoor space, this property offers room to spread out in River Park West

110 W Palm Avenue, Crescent City
$319,900
3 Beds ⋅ 2 Baths ⋅ Darkwater Lake SubDv. ⋅ 32640 Zip Code
Motivated Seller – Your Summer at the Lake Starts Here! Imagine spending your days fishing from your own backyard, cruising across the lake on a jet ski, or simply unwinding on the spacious screened porch as the sun sets over the water. This charming two-story lakefront home offers the perfect blend of relaxation and adventure, all with an easy commute to Gainesville. Inside, you’ll love the bright, open living area featuring soaring vaulted ceilings, skylights that fill the home with natural light, and easy-care laminate flooring. Step outside to the oversized screened porch—the perfect place for morning coffee, evening gatherings, or taking in peaceful lake views. The private lake is ideal for fishing, kayaking, paddleboarding, and even jet skiing, giving you endless opportunities for waterfront fun. A convenient storage building provides plenty of space for all your lake toys, outdoor gear, and lawn equipment. Whether you’re looking for a full-time residence or the ultimate weekend getaway, this property is ready for you to start making unforgettable memories.

273 Neal Road, Hawthorne
$374,900
3 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32177 Zip Code
Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka
$449,000
3 Beds ⋅ 3 Baths ⋅ Star Lake Forest SubDv. ⋅ 32640 Zip Code
YOUR LAKEFRONT DREAM STARTS HERE! Wake up to breathtaking Riley Lake views, spend your days swimming and kayaking, and end the evening relaxing on your incredible 12x54 screened porch overlooking the water. This is more than a home-it's a lake lifestyle! Located on beautiful spring-fed Riley-Lake, this spacious 2,260 SQ FT lakefront home offers room for everyone and a layout full of possibilities. The main level features 3 bedrooms, while the expansive lower level includes its own living/guest area, full kitchen, and full bathroom. Perfect for multigenerational living, visiting guests, extended family, entertaining, or creating a private retreat. Inside and out, this property is packed with desirable features, including fresh interior paint, new wood flooring, fireplace, metal roof, whole-house generator, elevator/lift, covered carport, workshop, lower-level kitchen and bath, and plenty of space for guests and entertaining. BONUS: This property is being offered TURN-KEY and FULLY FURNISHED! That's right-everything is ready for you to start enjoying lake life immediately. Bring the boat, bring the kayak, bring the family-and get ready to make memories on Riley Lake!

303 Riley Lake Drive, Hawthorne
$799,000
4 Beds ⋅ 4 Baths ⋅ 32666 Zip Code
Virtually Staged. 101 Ramsey Drive | Melrose, FL 32666 4 BD | 3.5 BA | 3,516 hSF/3,900 tSF | 10+ Acres | Pool | Pond | $995,000 Welcome to your peaceful country retreat in the heart of Putnam County — where the pace slows down, the land opens up, and the conveniences of modern life are still well within reach. Publix in Palatka is just 17 miles away, Keystone Heights is 9 miles, and the University of Florida and everything Gainesville is only 30–45 minutes depending on your destination. From the moment you arrive, this property makes a statement. Pass through your private electric gate and follow the drive to a welcoming fountain and a classic rocking chair front porch — the kind of arrival that sets the tone for everything that follows. The Land This 10+ acre homestead is anything but flat and ordinary. The rolling topography winds through mature woods, past a stocked pond complete with a staircase and railing, and up to a hilltop utility shed with electricity — a perfect workshop, storage space, or creative hideaway. Wear your walking shoes; there is plenty to explore. The left side of the property is set up for the hobby farmer or self-sufficiency enthusiast, featuring fenced pasture areas, dedicated watering stations, a large chicken coop, and raised planting beds. This land has genuine mini-farm potential. The Home Originally built in 2007 and fully renovated in 2015, this home combines thoughtful craftsmanship with modern updates throughout. Step through the front doors and your eye is immediately drawn to the stunning wrought iron staircase — a centerpiece that sets the tone for the quality found at every turn. To the right, a spacious den/office/TV room with custom built-ins provides the perfect flex space. To the left, a formal dining room features crown molding and plantation shutters. The kitchen is a true showpiece: tumbled stone tile, gourmet appliances, rich granite countertops, an abundance of cabinetry, a large stainless sink with drain bowl and cutting board, and a long breakfast bar. The adjacent breakfast area flows seamlessly into the family room, which opens to a covered, paved lanai with a wood-burning fireplace — the ideal setting for Florida evenings year-round. Outside, the pool beckons with elegant water features, a sun shelf with bubblers, an umbrella slot, and a sit shelf — resort-style living right in your backyard. Upstairs The generous primary suite offers a true sanctuary. An electric fireplace, trey ceiling, and spacious walk-in closet set the stage. The ensuite bath features a large soaking tub, granite countertops, double sinks with a dedicated vanity, a private water closet, and an additional walk-in closet. Every detail was designed with comfort and privacy in mind. Cross the upstairs landing and you’ll find three additional bedrooms. One enjoys its own private bath with a walk-in shower. The remaining two bedrooms share a Jack-and-Jill bath with a tub/shower combo. Completing the upper level is a dedicated laundry room with hanging and folding space and a full-size stackable unit — thoughtfully placed right where you need it. This is Old Florida living at its finest — land, lifestyle, and luxury, all within reach of everything you need.

101 Ramsey Drive, Melrose
$799,000
3 Beds ⋅ 4 Baths ⋅ 32666 Zip Code
Back on market at NO fault of seller — prior contract fell through when buyer's home sale contingency was not met! It's your opportunity to own this Private lakefront home PLUS nearly 19 agriculturally zoned acres, this exceptional 3-bedroom, 4-bath property offers the perfect blend of luxury living and outdoor lifestyle. Designed with versatility in mind, the acreage is ideal for horse lovers or other livestock - And room for you to roam, play, and enjoy! Centered around private Kirby Lake, the setting is both peaceful and recreational—perfect for water sports, fishing, or simply taking in the natural beauty that surrounds you. This is a true retreat where privacy and lifestyle come together! The home has been extensively updated and meticulously maintained, featuring a NEW ROOF, two NEW HVAC systems, and a NEW hot water heater—delivering true move-in-ready confidence. Inside and out, the property has been freshly repainted and enhanced with upgraded lighting throughout, including the oversized, attached garage. Stylish stone countertops elevate the kitchen and baths, while updated flooring creates a cohesive, modern look to the home. Puronics water treatment system ensures crystal clear water for drinking and bathing! Outdoor living is easy, with a welcoming front porch, a screened lanai overlooking the lake, and large main AND upper-level decks designed to capture sweeping water views. The entertaining room with its dipping pool (complete with swim jets!) opens to an additional deck and is certain to be a favorite for peaceful enjoyment or for entertaining your friends and family! In addition to the stated sq footage, the lower level of the home offers a HUGE (730 Sq Ft) concrete block flex space with private entrance ready for your imagination—ideal for recreation, hobbies, or additional living options. The refinished driveway enhances both curb appeal and everyday functionality. A large Quonset-style office/workshop (30 X 30 sq ft) on the property adds incredible flexibility. The acreage supports a wide range of uses—bring your horses, livestock, recreational vehicles, watercraft, and more! Ideally located just 25 minutes to Gainesville, UF, and UF Health, approximately one hour to Ocala, and minutes to historic Melrose, this private estate offers a rare combination of seclusion, convenience, and endless potential.

111 Kirby Trail, Melrose
Start Your Search