Putnam Homes with Two Story Property Description

Putnam Homes with Two Story Property Description

Welcome to Putnam County, Florida – a hidden gem nestled in the heart of Central Florida, where natural beauty and small-town charm come together to create a delightful living experience. Known for its picturesque lakes, lush landscapes, and rich history, Putnam County offers a tranquil escape from the hustle and bustle of city life while still providing easy access to urban amenities.

As you explore the real estate market in Putnam County, you’ll discover a variety of homes that cater to diverse lifestyles. Among these, two-story properties stand out as a popular choice for families and those seeking extra space. These homes often feature spacious layouts, allowing for an abundance of natural light and an inviting atmosphere. With multiple levels, two-story homes provide the perfect balance of privacy and togetherness, making them ideal for both entertaining and everyday living.

Imagine hosting gatherings in your open-concept kitchen and living area, while the kids enjoy their own play space upstairs. Many of these properties also boast charming outdoor areas, perfect for weekend barbecues or peaceful evenings under the stars. With access to excellent schools, recreational opportunities, and a close-knit community, Putnam County is not just a place to live; it’s a place to thrive.

Whether you’re searching for your first home, a family residence, or a serene retreat, Putnam County’s two-story homes offer the perfect foundation for creating lasting memories. Come discover the magic of Putnam County – where your dream home awaits!

Newest Putnam Homes with Two Story Property Description

$2,750,000
9 Beds ⋅ 7 Baths ⋅ Wiggins SubDv. ⋅ 32187 Zip Code
There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

San Mateo
$515,000
4 Beds ⋅ 3 Baths ⋅ Four Lakes Community SubDv. ⋅ 32640 Zip Code
Welcome to your waterfront retreat on beautiful Little Orange Lake! This stunning 4 bedroom, 3 bathroom home offers breathtaking lake views, spectacular sunsets, and an impressive list of recent upgrades, making it truly move-in ready. Relax and unwind from the extended panoramic enclosed Florida room, where wall-to-wall lake views create the perfect setting for morning coffee or evening sunsets. The open and inviting floor plan features a beautifully updated kitchen with crisp, modern finishes, abundant cabinetry, a dedicated coffee bar, and a formal dining area. The living room is filled with natural light and offers picturesque views of the lake. The spacious first-floor primary suite, added in 2025, is a private retreat featuring its own dedicated A/C system, new windows and doors, and a luxurious oversized en-suite bath. Wake up each morning to peaceful lake views right from your bedroom. Upstairs, you'll find three additional bedrooms and a full bath, providing plenty of room for guests. This home has been thoughtfully updated throughout, including a complete remodel in 2021 with a new roof and new appliances. Additional improvements include a new HVAC system, remodeled she shed, and a new dock with boat lift and two Jet Ski lifts in 2022; a new septic system, drain field, and water filtration system in 2024; and the beautiful primary suite addition in 2025. Outside, the fully fenced property is designed for enjoying the Florida lifestyle year-round. Spend your days boating, fishing for trophy bass, or soaking up the sun from the expansive dock and sun deck. The climate-controlled she shed offers endless possibilities as a home office, fitness studio, art space, or hobby room. A whole-home generator provides added peace of mind. Located in Hawthorne in Putnam County, this exceptional lakefront property offers the perfect balance of peaceful waterfront living with convenient access to Gainesville, Ocala, and Jacksonville. If you've been searching for a turnkey lakefront home with incredible views, modern updates, and exceptional outdoor living, this is the one you've been waiting for!

120 Little Orange Lake Drive, Hawthorne
$395,000
4 Beds ⋅ 3 Baths ⋅ Cowpen SubDv. ⋅ 32640 Zip Code
Experience the perfect blend of country living and modern convenience with this exceptional lakefront property offering breathtaking water views and outstanding privacy. Situated on a peaceful homesite, this spacious 4-bedroom, 3-bathroom home provides plenty of room for family, guests, or a home office. Relax on the inviting porch while taking in the picturesque lake views and peaceful surroundings, or entertain family and friends in the spacious outdoor living areas. A detached studio offers flexible space for a home office, art studio, fitness room, or guest retreat. The property also includes two storage sheds, providing ample room for tools, equipment, and outdoor equipment, while a whole-home generator provides dependable backup power for added peace of mind. Whether you're searching for a full-time residence or a private country retreat, this unique lakefront property offers the perfect combination of space, privacy, scenic beauty, and versatility. Enjoy the tranquility of waterfront living while still having the comforts and conveniences of home. Don't miss this rare opportunity to own your own slice of paradise.

122 Cowpen Lane, Hawthorne
$230,000
3 Beds ⋅ 2 Baths ⋅ River Park Sub SubDv. ⋅ 32112 Zip Code
Riverside-adjacent home on over half an acre in the River Park West subdivision in Fruitland, near Crescent City. A fence encloses the home itself, while a second fence surrounds the chicken coop, ideal for anyone looking to bring a bit of homesteading to the property. The property features a double carport, a wood-burning fireplace, a large bay window, and cypress trim throughout with a metal roof overhead. Large shade trees surround the home, while an optional HOA with access to private boat ramp offers direct water access, with dock rental also available. With its generous lot size, dual fencing, and flexible outdoor space, this property offers room to spread out in River Park West

110 W Palm Avenue, Crescent City
$455,000
3 Beds ⋅ 3 Baths ⋅ Rowtons Sub SubDv. ⋅ 32177 Zip Code
Tucked away on a quiet no-through-traffic road in the sought-after Thicket community, this striking Tudor-style home blends old-world architectural charm with a fully renovated interior — and a backyard built for resort-style living. Step inside to find luxury vinyl plank flooring flowing throughout the home. All three bedrooms and both full baths are upstairs for great privacy while the downstairs welcomes family and guests into the open and spacious living room with an updated half bath. The kitchen is a showstopper: rich espresso cabinetry, matching stainless steel appliances, quartz countertops, and a vaulted, beamed ceiling that gives the whole space an airy, elevated feel. Two electric fireplaces add warmth and character to the living areas, while the primary suite offers a peaceful escape with its own private balcony overlooking the grounds. Out back is where this property truly shines. A screened, in-ground pool with a shaded lanai and dedicated grilling area creates the ultimate spot for entertaining or unwinding — rain or shine, day or night. The fully fenced yard delivers total privacy, plus a one-of-a-kind two-story shed complete with an elevated playhouse and storage loft. There's even room for boat and RV parking, a rare find this close to town. Recent updates give buyers real peace of mind: dual-zone HVAC (2016 and 2022), metal roof (2022) and water heater (2022) mean the big-ticket items are already handled. Location seals the deal — under 3 miles to Ravine Gardens State Park, minutes from Palatka Golf Club, and easy access to the St. Johns River for boating and fishing. Small-town charm, big-time amenities, zero through-traffic noise. Homes like this — Tudor character, a private pool oasis, and room for all your toys — don't sit long. Schedule your showing today.

102 Thicket Lane, Palatka
$324,900
3 Beds ⋅ 2 Baths ⋅ Darkwater Lake SubDv. ⋅ 32640 Zip Code
Motivated Seller – Your Summer at the Lake Starts Here! Imagine spending your days fishing from your own backyard, cruising across the lake on a jet ski, or simply unwinding on the spacious screened porch as the sun sets over the water. This charming two-story lakefront home offers the perfect blend of relaxation and adventure, all with an easy commute to Gainesville. Inside, you’ll love the bright, open living area featuring soaring vaulted ceilings, skylights that fill the home with natural light, and easy-care laminate flooring. Step outside to the oversized screened porch—the perfect place for morning coffee, evening gatherings, or taking in peaceful lake views. The private lake is ideal for fishing, kayaking, paddleboarding, and even jet skiing, giving you endless opportunities for waterfront fun. A convenient storage building provides plenty of space for all your lake toys, outdoor gear, and lawn equipment. Whether you’re looking for a full-time residence or the ultimate weekend getaway, this property is ready for you to start making unforgettable memories.

273 Neal Road, Hawthorne
$379,900
3 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32177 Zip Code
Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka
$449,000
3 Beds ⋅ 2 Baths ⋅ Star Lake Forest SubDv. ⋅ 32640 Zip Code
Dreaming of lakefront living? This gorgeous two-story home offers breathtaking views of a private spring-fed lake, where you can enjoy swimming, kayaking, fishing, or simply relaxing in nature. The main living area upstairs features 3-bedrooms and 2-bathrooms, along with an open-concept kitchen and family room. A stunning 12x54 screened-in porch, equipped with an elevator lift, provides the perfect place to take in the spectacular lake views. Downstairs, you'll find a spacious 28x28 living area complete with its own kitchen and bathroom-ideal for guests, extended family, or a mother-in-law suite. Additional features include a large, covered carport that also serves as an excellent entertaining space for family gatherings, whole-house generator, fireplace, irrigation system, durable metal roof, beautiful new wood flooring, fresh interior paint throughout. Whether you're looking for a peaceful retreat or a home designed for entertaining, this property offers the best of both worlds.

303 Riley Lake Drive, Hawthorne
$499,900
2 Beds ⋅ 2 Baths ⋅ Palatka SubDv. ⋅ 32177 Zip Code
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

220 S 4th Street, Palatka
$895,000
4 Beds ⋅ 4 Baths ⋅ 32666 Zip Code
Virtually Staged. 101 Ramsey Drive | Melrose, FL 32666 4 BD | 3.5 BA | 3,516 hSF/3,900 tSF | 10+ Acres | Pool | Pond | $995,000 Welcome to your peaceful country retreat in the heart of Putnam County — where the pace slows down, the land opens up, and the conveniences of modern life are still well within reach. Publix in Palatka is just 17 miles away, Keystone Heights is 9 miles, and the University of Florida and everything Gainesville is only 30–45 minutes depending on your destination. From the moment you arrive, this property makes a statement. Pass through your private electric gate and follow the drive to a welcoming fountain and a classic rocking chair front porch — the kind of arrival that sets the tone for everything that follows. The Land This 10+ acre homestead is anything but flat and ordinary. The rolling topography winds through mature woods, past a stocked pond complete with a staircase and railing, and up to a hilltop utility shed with electricity — a perfect workshop, storage space, or creative hideaway. Wear your walking shoes; there is plenty to explore. The left side of the property is set up for the hobby farmer or self-sufficiency enthusiast, featuring fenced pasture areas, dedicated watering stations, a large chicken coop, and raised planting beds. This land has genuine mini-farm potential. The Home Originally built in 2007 and fully renovated in 2015, this home combines thoughtful craftsmanship with modern updates throughout. Step through the front doors and your eye is immediately drawn to the stunning wrought iron staircase — a centerpiece that sets the tone for the quality found at every turn. To the right, a spacious den/office/TV room with custom built-ins provides the perfect flex space. To the left, a formal dining room features crown molding and plantation shutters. The kitchen is a true showpiece: tumbled stone tile, gourmet appliances, rich granite countertops, an abundance of cabinetry, a large stainless sink with drain bowl and cutting board, and a long breakfast bar. The adjacent breakfast area flows seamlessly into the family room, which opens to a covered, paved lanai with a wood-burning fireplace — the ideal setting for Florida evenings year-round. Outside, the pool beckons with elegant water features, a sun shelf with bubblers, an umbrella slot, and a sit shelf — resort-style living right in your backyard. Upstairs The generous primary suite offers a true sanctuary. An electric fireplace, trey ceiling, and spacious walk-in closet set the stage. The ensuite bath features a large soaking tub, granite countertops, double sinks with a dedicated vanity, a private water closet, and an additional walk-in closet. Every detail was designed with comfort and privacy in mind. Cross the upstairs landing and you’ll find three additional bedrooms. One enjoys its own private bath with a walk-in shower. The remaining two bedrooms share a Jack-and-Jill bath with a tub/shower combo. Completing the upper level is a dedicated laundry room with hanging and folding space and a full-size stackable unit — thoughtfully placed right where you need it. This is Old Florida living at its finest — land, lifestyle, and luxury, all within reach of everything you need.

101 Ramsey Drive, Melrose
$825,000
3 Beds ⋅ 4 Baths ⋅ 32666 Zip Code
Back on market at NO fault of seller — prior contract fell through when buyer's home sale contingency was not met! It's your opportunity to own this Private lakefront home PLUS nearly 19 agriculturally zoned acres, this exceptional 3-bedroom, 4-bath property offers the perfect blend of luxury living and outdoor lifestyle. Designed with versatility in mind, the acreage is ideal for horse lovers or other livestock - And room for you to roam, play, and enjoy! Centered around private Kirby Lake, the setting is both peaceful and recreational—perfect for water sports, fishing, or simply taking in the natural beauty that surrounds you. This is a true retreat where privacy and lifestyle come together! The home has been extensively updated and meticulously maintained, featuring a NEW ROOF, two NEW HVAC systems, and a NEW hot water heater—delivering true move-in-ready confidence. Inside and out, the property has been freshly repainted and enhanced with upgraded lighting throughout, including the oversized, attached garage. Stylish stone countertops elevate the kitchen and baths, while updated flooring creates a cohesive, modern look to the home. Puronics water treatment system ensures crystal clear water for drinking and bathing! Outdoor living is easy, with a welcoming front porch, a screened lanai overlooking the lake, and large main AND upper-level decks designed to capture sweeping water views. The entertaining room with its dipping pool (complete with swim jets!) opens to an additional deck and is certain to be a favorite for peaceful enjoyment or for entertaining your friends and family! In addition to the stated sq footage, the lower level of the home offers a HUGE (730 Sq Ft) concrete block flex space with private entrance ready for your imagination—ideal for recreation, hobbies, or additional living options. The refinished driveway enhances both curb appeal and everyday functionality. A large Quonset-style office/workshop (30 X 30 sq ft) on the property adds incredible flexibility. The acreage supports a wide range of uses—bring your horses, livestock, recreational vehicles, watercraft, and more! Ideally located just 25 minutes to Gainesville, UF, and UF Health, approximately one hour to Ocala, and minutes to historic Melrose, this private estate offers a rare combination of seclusion, convenience, and endless potential.

111 Kirby Trail, Melrose
$475,000
3 Beds ⋅ 2 Baths ⋅ 32177 Zip Code
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids’ playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka
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