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$235,000
32177 Zip Code
Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

3323 Saint Johns Avenue, Palatka

$189,000
32177 Zip Code
5.57-Acre Private Retreat Near Golf Course & River — $189,000! 368 feet of premium road frontage along Lundy Road, the property delivers superb curb appeal, excellent accessibility, and an incredible depth of land to construct a truly secluded homestead enveloped by nature. Escape to your own private slice of Old Florida! Property Highlights: Generous Acreage: 5.57 acres of pristine, naturally wooded land provides a grand footprint and total privacy barrier from the road. Substantial Frontage: Features an impressive 368 feet of direct asphalt road frontage for flexible driveway layouts. Golfer's Dream: Situated just seconds from the historic, 1925 Donald Ross-designed Palatka Golf Club. Boater's Paradise: Enjoy effortless access to the majestic St. Johns River with local boat ramps located just down the street. Instant Compound Potential — Expand Your Estate! Looking for a head start on site prep or even more space? The adjacent parcel at 2800 Lundy Road is also available for purchase at $89,000! While a separate 1-acre residence sits between the two street fronts, both parcels connect seamlessly directly behind it. Acquiring the neighboring 2800 Lundy tract adds an additional 2.92 acres that has already been professionally mulch-cleared (with gorgeous mature canopy trees left standing) and adds another 214 feet of road frontage. Combined, they wrap around to form a spectacular, interconnected 8.49-acre private sanctuary where your main build site can look like a park, while the rest remains an untouched nature buffer. Showing Instructions: Property is vacant land. No scheduling necessary. Go Show! Embrace the freedom of space and the perks of a prime recreation location—walk this spectacular property today!

2810 Lundy Road, Palatka

$455,000
3 Beds 3 Baths Rowtons Sub SubDv. 32177 Zip Code
Tucked away on a quiet no-through-traffic road in the sought-after Thicket community, this striking Tudor-style home blends old-world architectural charm with a fully renovated interior — and a backyard built for resort-style living. Step inside to find luxury vinyl plank flooring flowing throughout the home. All three bedrooms and both full baths are upstairs for great privacy while the downstairs welcomes family and guests into the open and spacious living room with an updated half bath. The kitchen is a showstopper: rich espresso cabinetry, matching stainless steel appliances, quartz countertops, and a vaulted, beamed ceiling that gives the whole space an airy, elevated feel. Two electric fireplaces add warmth and character to the living areas, while the primary suite offers a peaceful escape with its own private balcony overlooking the grounds. Out back is where this property truly shines. A screened, in-ground pool with a shaded lanai and dedicated grilling area creates the ultimate spot for entertaining or unwinding — rain or shine, day or night. The fully fenced yard delivers total privacy, plus a one-of-a-kind two-story shed complete with an elevated playhouse and storage loft. There's even room for boat and RV parking, a rare find this close to town. Recent updates give buyers real peace of mind: dual-zone HVAC (2016 and 2022), metal roof (2022) and water heater (2022) mean the big-ticket items are already handled. Location seals the deal — under 3 miles to Ravine Gardens State Park, minutes from Palatka Golf Club, and easy access to the St. Johns River for boating and fishing. Small-town charm, big-time amenities, zero through-traffic noise. Homes like this — Tudor character, a private pool oasis, and room for all your toys — don't sit long. Schedule your showing today.

102 Thicket Lane, Palatka

$500,000
3 Beds 3 Baths St Johns Harbor Sub SubDv. 32177 Zip Code
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

134 Bowfin Drive, Palatka

$189,900
4 Beds 1 Baths Palatka SubDv. 32177 Zip Code
Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Avenue, Palatka

$105,000
3 Beds 1 Baths Highlawn SubDv. 32177 Zip Code
Opportunity awaits with this affordable 3-bedroom, 1-bath home situated on nearly a quarter-acre lot in Palatka. Whether you're searching for your first home, a rental property, or your next investment project, this property offers plenty of potential and value. Built in 1948, this 768-square-foot home features a brand-new roof installed in January 2026, providing a major update for the next owner. The fully fenced yard offers space for pets, gardening, or outdoor activities, while the detached shed provides additional storage for tools and equipment. Conveniently located near St. Johns River State College, HCA Florida Putnam Hospital, Putnam County Fairgrounds, Putnam County Airport, shopping, dining, and other local amenities, you'll appreciate the convenience of being close to work, school, healthcare, shopping, and entertainment. Affordable opportunities like this are becoming harder to find. With a new roof already in place and plenty of potential to add value, this property is ideal for investors, first-time buyers, or anyone looking for an affordable home with room to make it their own. With key improvements already completed and room to add your personal touches, this home is ready for its next chapter.

306 Florida Drive, Palatka

$383,900
3 Beds 2 Baths Interlachen Lakes Estates SubDv. 32177 Zip Code
Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka

$263,000
3 Beds 2 Baths Webbs Viking Manor SubDv. 32177 Zip Code
Virtually Staged. Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location.

6109 W 1st Manor, Palatka

$499,900
2 Beds 2 Baths Palatka SubDv. 32177 Zip Code
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

220 S 4th Street, Palatka

$189,700
4 Beds 2 Baths Palatka Hillcrest SubDv. 32177 Zip Code
FULLY RENOVATED, VACANT AND READY FOR MOVE-IN! Welcome to this stunning 3-bedroom, 1 bonus room, and 2-bathroom gem in a quiet, established Palatka neighborhood. This home has been completely and recently transformed with modern finishes and a bright, open-concept 1,255 sq. ft. layout filled with natural light. The gorgeous kitchen features sleek granite countertops, stylish cabinetry, and a full suite of brand-new appliances. Brand-new premium flooring runs throughout the main living areas, complemented by updated plumbing, a brand-new HVAC system, new gutters, and fresh modern interior and exterior paint. Both bathrooms have been elegantly upgraded with contemporary vanities, while the bedrooms feature plush new carpeting. Outside, a premium new stucco finish gives the home great curb appeal, and the generous backyard offers an outdoor oasis perfect for relaxation and family enjoyment. There are no HOA fees to worry about. The property is located just minutes from schools, local amenities, and the beautiful St. Johns River. Listing agent is the spouse of the seller

1412 Laurel Street, Palatka

$378,000
32177 Zip Code
Attention investors, developers and builders! 28 buildable lots with road frontage in the established neighborhood of St Johns Harbor just off of the St Johns river. This is the Bostwick area of Putnam county approximately 15 miles South of Green Cove Springs and 12 miles North of Palatka. Some of the lots are on paved roads and others are on dirt roads. There are another 92 lots available and located in the same neighborhood and are on platted but yet to be built streets. The owner would prefer to sell all 120 lots together but may consider selling these road frontage lots separately. There is a public boat ramp to access the St Johns less than a mile away from this neighborhood. This is a very quiet location in N Putnam county, come take a look!

859 W River Road, Palatka

$200,000
4 Beds 2 Baths Mckeans Sub SubDv. 32177 Zip Code
**DRASTIC PRICE REDUCTION – INVESTORS WELCOME!** Beautifully updated manufactured home on **0.70+ acres** with an **adjacent legal lot of record**, offering exceptional flexibility and future potential. Whether you're looking for extra privacy, space for RVs, a workshop, pool, garden, or a future homesite, this property delivers. Inside, you'll find a bright, open floor plan with updated flooring, modern finishes, spacious bedrooms, and a functional kitchen ideal for everyday living and entertaining. The oversized primary suite offers flexibility for a home office, nursery, or additional living space. **A/C is only 1 year old.** Step outside and enjoy peaceful Florida living with plenty of room to roam. The property features **two wells and a septic system**, helping keep utility costs lower. **No HOA!** **County lot inquiry completed.** The adjacent parcel has been confirmed as a **legal lot of record** and is eligible for **one single-family residence**. **AG zoning permits mobile homes.** A future lot split may be possible if public water and sewer become available. Buyers should verify all intended uses, permitting, septic requirements, and development possibilities with Putnam County. Conveniently located just minutes from shopping, dining, hospitals, and medical facilities. Enjoy easy access to Salt Springs, Silver Glen, Green Cove Springs, Keystone Heights, and Fort McCoy. Within about an hour, reach Crescent Beach, historic St. Augustine, Flagler Beach, Palm Coast, Gainesville, and Ocala. Daytona Beach, Orlando attractions, and Jacksonville are all within approximately two hours. Don't miss this rare opportunity to own a move-in-ready home with additional land, development potential, and endless possibilities at an exceptional value. Schedule your showing today!

3511 S Palm Avenue, Palatka

$475,000
3 Beds 2 Baths 32177 Zip Code
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids’ playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka

$265,000
3 Beds 2 Baths Tierra Woods SubDv. 32177 Zip Code
This 3/2 concrete block home on a corner lot in Tierra Woods, Palatka, with pond view and no HOA. Split-bedroom layout, primary suite with walk-in closet separate from two secondary bedrooms. Vinyl flooring throughout, ceiling fans in main living areas. Kitchen features Samsung electric range, dishwasher, microwave, and new refrigerator, all conveying with sale, plus Maytag washer/dryer and Clack 1054 whole-home water softener. Large screened patio and separate pea gravel/paver patio overlook pond and open yard, with brick firepit and garden trellis. Front garden on drip irrigation with programmable timer. New Graceland storage shed plus attached 2-car garage. Lifetime metal roof approximately 3 years old, new HVAC installed 2022, annual termite protection via Crescent City Termite Control. Electric service on hospital grid. Public sewer and water, Greater Palatka area. No HOA, no restrictions, move-in ready

7200 Andrew Jackson Street, Palatka

$337,000
3 Beds 2 Baths Fairweather Sub SubDv. 32177 Zip Code
**HUGE LOT**POOL HOME**UPDATED** Welcome home to this charming and modern 3 bed/2 bath residence offering 1,530 sqft of NEWLY UPDATED living space. This TURNKEY property features an OPEN FLOOR PLAN and a second living room, all FRESHLY PAINTED throughout with NEW FLOORING and modern lighting fixtures. The gorgeous kitchen is a true standout, boasting quartz countertops, a butcher block island, and NEW APPLIANCES. Plus, the home includes spacious bedrooms with UPDATED BATHROOMS. Your outdoor getaway awaits on this 1/2 acre lot, featuring a LARGE IN-GROUND POOL with a resurfaced deck, new heater, and a new pump. Enjoy a MASSIVE SCREENED-IN PATIO and NEW HVAC (18 SEER). The property also includes tons of storage with TWO SHEDS, one 12x24 with electric. Centrally located near shopping, dining, and the St. Johns River, this home is the perfect blend of luxury and convenience! Schedule your showing today!

1516 Prospect Street, Palatka

$18,800
Santa Monica Highlands 14th Add SubDv. 32177 Zip Code
**GREAT OPPORTUNITY – FOR SALE VACANT AGRICULTURAL LOT 1.72 ACRES ** PRICED BELOW APPRAISED VALUE Spacious 1.72-acre vacant lot offered at $18,800, which is $5,000 BELOW its recent appraised value of $23,800. LAND USE: 003 RESIDENTIAL ACRES. ZONED AG – AGRICULTURAL. Located in Putnam County, this property offers excellent potential for a custom home, recreational use, or long-term investment (buyer to verify permitted uses). Ample space provides flexibility for site planning, privacy, and future value appreciation. Quiet setting with convenient access to surrounding areas. IDEAL FOR INVESTORS OR END USERS LOOKING TO SECURE LAND AT A DISCOUNTED BASIS. BUYER TO CONDUCT DUE DILIGENCE REGARDING ZONING, UTILITIES, AND ACCESS.

None, Palatka

$355,000
4 Beds 2 Baths Round Lake SubDv. 32177 Zip Code
Situated on a spacious 1-acre lot, this charming Palatka property offers the perfect blend of comfort, privacy, and room to grow. The home features new flooring throughout, a cozy fireplace, and accent walls that add warmth and character to the living space. The primary bedroom is conveniently located on the first floor for added ease and functionality. Enjoy relaxing on the screened porch overlooking the expansive yard, creating a peaceful and private outdoor retreat. With plenty of space to spread out, the property includes a 2 car garage, carport, and an additional rear carport--ideal for extra vehicles, boats, equipment, or storage. The large lot provides endless possibilities for outdoor living, hobbies, or future expansion. Located just down the street from the new Kelly Smith Elementary School currently under construction, this home offers both convenience and long-term value. Well and septic in place.

116 Round Lake Circle, Palatka

$9,850
Baileyville Sub SubDv. 32177 Zip Code
Serene Investment Opportunity in Interlachen Lakes Estates! Discover this prime residential lot nestled in the heart of Putnam County, a region famous for its lush forests and pristine lakes. Perfectly situated for those seeking a tranquil lifestyle or a strategic long-term hold, this property offers a flexible residential zoning with no HOA fees and remarkably low annual property taxes. Why Interlachen? Strategic Location: Just 20 minutes from Palatka and 1 hour from Gainesville/Jacksonville, providing easy access to I-95, I-75, and I-10. High Growth Potential: Located in an "Opportunity Zone" within one of the nation's fastest-growing states. beatable Entry Price: A low-capital investment ideal for portfolio diversification, currency protection (USD), or a future retirement site. Natural Beauty: Enjoy a "rural-chic" environment with nearby river beaches, world-class fishing, and expansive nature preserves. Whether you are looking to hedge against inflation with a hard asset or build your dream getaway in a quiet, developing community, this lot represents a secure and affordable piece of the Sunshine State. Invest in Florida’s future today!

Palatka

$250,000
3 Beds 2 Baths Pt SubDv. 32177 Zip Code
This brand-new 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres in a peaceful area where a Sheriff's officer lives right across the street, adding an extra sense of security. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout, spacious bedrooms, and a large laundry room with a back door for easy access outside. The kitchen includes a huge pantry for storage, while the primary suite offers double sinks and a walk-in shower. Outside a 2-car carport, a 10x20 shed with roll-up and walk-through door, and an aerator water system. Enjoy small-town living while staying conveniently located -- about 45 minutes to Gainesville & St. Augustine, & about an hour to Jacksonville or Daytona Beach. Palatka is known for its historic charm, beautiful riverfront, and outdoor recreation. Sellers are relocating due to family health issues.

203 Sw 5th Avenue, Palatka

$315,000
4 Beds 3 Baths Baileyville Sub SubDv. 32177 Zip Code
One-of-a-kind and full of character, this Mid-Century Modern-inspired home immediately commands your attention. Thoughtfully updated in 2023, with a metal roof installed in 2018 and a full re-plumb completed in 2025, this home offers the perfect blend of architectural charm and meaningful system upgrades. Drenched in natural light from oversized black-framed windows of every shape and size, the interior celebrates volume, texture, and design. The dramatic main living area features soaring 20-foot ceilings, a stunning balcony overlook, and a massive wood-burning brick fireplace--complete with a built-in wood box--creating the ultimate gathering and entertaining space, with a conveniently located half bath nearby.The primary suite is privately tucked beneath the balcony just off the main living area and features a modest yet stylish en-suite with a walk-in shower and double-sink vanity. Just down the hall, a dedicated office provides the perfect work-from-home retreat. The modern kitchen with gas range flows into a spacious dining room highlighted by a contemporary accent wall, while the walk-through laundry/mudroom adds everyday convenience. Upstairs, two large bedrooms are connected by a Jack-and-Jill bath, offering flexibility for family or guests. Outside, a wraparound concrete patio helps keep maintenance simple while extending your living and entertaining space outdoors. The covered rear patio is ideal for summer barbecues, and the spacious corner lot provides room for boats, trailers, and all your recreational toys. With well and septic service and no HOA, you'll enjoy both independence and functionality--all quietly located in the heart of Palatka just minutes from downtown, the riverfront, and Ravine Gardens State Park.

101 Browning Avenue, Palatka