Palatka Homes under $250,000

Palatka Homes under $250,000

Welcome to Palatka, Florida, a charming city nestled in the heart of Putnam County, where Southern hospitality meets scenic beauty. Known for its rich history and vibrant culture, Palatka is a hidden gem that offers a delightful blend of small-town charm and modern conveniences. With the stunning St. Johns River flowing through its heart, residents can enjoy picturesque views and outdoor activities like fishing, boating, and hiking along the riverbanks.

Palatka boasts a variety of amenities, including local shops, parks, and dining options that cater to all tastes. The city's annual events, such as the Blue Crab Festival, showcase the community's lively spirit and provide opportunities for residents to connect and celebrate together. With its friendly atmosphere and strong sense of community, Palatka is an ideal place for families, retirees, and anyone looking to enjoy a relaxed lifestyle.

For those seeking affordable housing options, Palatka offers an impressive selection of homes under $250,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find charming single-family homes, cozy cottages, and even some waterfront properties that fit your budget. These homes often feature spacious yards, inviting interiors, and the potential for personal touches to make them your own.

With its affordable real estate market and welcoming community, Palatka is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting city today and experience all that Palatka has to offer!

Newest Palatka Homes under $250,000

103 Williams Street, Palatka
$235,000
4 Beds ⋅ 2 Baths ⋅ Lemon St Heights SubDv. ⋅ 32177 Zip Code
Virtually Staged. Fresh updates and inviting curb appeal welcome you to 103 Williams Street! This move-in-ready, 4-bedroom, 2-bath home features a brand-new roof, new flooring, fresh interior and exterior paint, and all-new stainless steel appliances. With approximately 1,299 square feet of living space, the layout offers room to relax, gather, and make the space your own. Landscaping around the home adds a welcoming finishing touch, while the approximately 0.34-acre lot provides outdoor space for gardening, recreation, or enjoying the Florida sunshine. Located in Palatka near local shopping, dining, and everyday conveniences, this home is ready for its next chapter. Schedule your showing and see the updates in person!

103 Williams Street, Palatka
111 Cedar Avenue, Palatka
$50,000
2 Beds ⋅ 1 Baths ⋅ Glisson & Wells Sub SubDv. ⋅ 32177 Zip Code
Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.

111 Cedar Avenue, Palatka
1508 Roselle Avenue, Palatka
$180,000
2 Beds ⋅ 1 Baths ⋅ 5 Points Sub SubDv. ⋅ 32177 Zip Code
Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka
101 Sesame Street, Palatka
$210,000
2 Beds ⋅ 3 Baths ⋅ Metes And Bounds SubDv. ⋅ 32177 Zip Code
Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. This is the same listing as in commercial

101 Sesame Street, Palatka
109 Hanpard Lane, Palatka
$89,900
2 Beds ⋅ 1 Baths ⋅ Putnam County SubDv. ⋅ 32177 Zip Code
Escape to a peaceful, rural living at this 2-bedroom, 1-bath, private Palatka home set on a spacious lot with Solar Panels, large yard perfect for gardening and outdoor entertaining. This inviting residence offers a comfortable layout ready for your personal touches. Bring your style and vision to update the interiors and create a home that truly reflects you whether that’s a modern farmhouse kitchen, cozy reading nook, or custom finishes throughout, making it the perfect canvas for your dream home or investment project. Enjoy the quiet seclusion of country living while still being just minutes from town conveniences. Property Sold "As Is"

109 Hanpard Lane, Palatka
212 Mimosa Drive, Palatka
$175,000
3 Beds ⋅ 2 Baths ⋅ Rolling Hills Sub SubDv. ⋅ 32177 Zip Code
Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.

212 Mimosa Drive, Palatka
203 Sw 5th Avenue, Palatka
$239,000
3 Beds ⋅ 2 Baths ⋅ Pt SubDv. ⋅ 32177 Zip Code
This 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout, spacious bedrooms, & a large laundry room with a back door for easy access outside. The kitchen includes a huge pantry for storage, while the primary suite offers double sinks and a walk-in shower. Outside a 2-car carport, a 10x20 shed with roll-up & walk-through door, & an aerator water system. Enjoy small-town living while staying conveniently located -- about 45 minutes to Gainesville & St. Augustine, & about an hour to Jacksonville or Daytona Beach. Home is within minutes to local restaurants, shopping, & multiply boat ramps to access the St. Johns River. Downtown riverside you can enjoy music, festivals, boat rides, play area for kids & much more .Palatka is known for its historic charm, beautiful riverfront & outdoor recreation. Sellers are relocating due to family health issues

203 Sw 5th Avenue, Palatka
133 Crestwood Avenue, Palatka
$223,000
3 Beds ⋅ 2 Baths ⋅ Country Club Heights SubDv. ⋅ 32177 Zip Code
Welcome to this well-maintained single-family home situated on a spacious .22-acre lot in a great Palatka location. This 3-bedroom, 2-bath home offers comfortable living with recent updates including new flooring, an updated primary bathroom, and new ductwork completed in 2024. Enjoy a fully fenced backyard ideal for pets, play, or entertaining, along with a cozy patio perfect for relaxing outdoors. With a functional layout, generous yard space, and move-in-ready improvements, this home is an excellent option for a family or first-time buyer looking for value and convenience.

133 Crestwood Avenue, Palatka
Start Your Search