Lady Lake (The Villages) Homes under $400,000

Lady Lake (The Villages) Homes under $400,000

Welcome to Lady Lake, a charming gem nestled in the heart of Florida, just a stone's throw away from The Villages. Known for its friendly atmosphere and vibrant community, Lady Lake offers a delightful blend of small-town charm and modern amenities, making it an ideal place for families, retirees, and anyone seeking a serene lifestyle.

One of the most appealing aspects of Lady Lake is its affordability. Here, you can find a variety of beautiful homes priced under $400,000, making it accessible for first-time buyers and those looking to downsize. These homes often feature spacious layouts, modern designs, and lovely outdoor spaces, perfect for enjoying the sunny Florida weather. Whether you prefer a cozy single-family home or a charming villa, Lady Lake has something to suit every taste and budget.

Beyond the homes, Lady Lake boasts an array of recreational opportunities. With nearby lakes, parks, and golf courses, residents can enjoy a plethora of outdoor activities. The town is also conveniently located near The Villages, where you can explore an extensive selection of shopping, dining, and entertainment options.

With its welcoming community, affordable housing, and abundant recreational activities, Lady Lake is more than just a place to live—it's a place to thrive. Discover your dream home in this picturesque town and experience the Florida lifestyle you've always wanted. Whether you're seeking relaxation or adventure, Lady Lake has it all!

Newest Lady Lake (The Villages) Homes under $400,000

407 Carmel Avenue, The Villages
$259,000
2 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32159 Zip Code
FANTASTIC, BLOCK and STUCCO 2/2 Baja Courtyard Villa with GLASS-ENCLOSED LANAI and LOW-MAINTENANCE front, side, and rear yards - NO GRASS! in the highly sought-after Village of Rio Grande! JUST MINUTES to CR 466 and Hwy 441/27 as well as BOTH Spanish Springs and Lake Sumter Landing Town Squares with shopping, dining, and live nightly entertainment! NO BOND! ROOF (2021) HVAC (2019) HWH (2022) ENHANCED, TIERED landscaping with STONE beds, COVERED vestibule, and front entry with storm door welcome you in to the foyer of this INCREDIBLE home boasting a CONVENIENT ENTRY CLOSET. An AMAZING galley kitchen is a CULINARY HAVEN featuring beautiful LUXURY VINYL PLANK flooring, WOOD look cabinetry with ROLL-OUT shelving, NEUTRAL countertops, TILE backsplash, and a GENEROUS PANTRY closet. The OPEN-CONCEPT design of the living and dining rooms creates a SPACIOUS, inviting main living area beautifully enhanced by DIAGONAL TILE flooring. Sliding glass doors from the dining area open to an IMPRESSIVE 45’ x 11’ SIDE COURTYARD - an EXPANSIVE outdoor living space ideal for grilling, outdoor dining, entertaining, or simply relaxing in the FABULOUS Florida sunshine! At the rear of the living room, an additional set of sliding glass doors seamlessly extends into the GLASS-ENCLOSED LANAI, adding approximately 120sf of versatile BONUS space. An ABUNDANCE of windows fills this wonderful retreat with NATURAL LIGHT, while Roman-style shades and a ceiling fan add comfort and style. An exterior door provides convenient access to the SIDE COURTYARD and REAR STONED YARD, all completely enclosed by PRIVACY WALLS to create a wonderfully PRIVATE setting for enjoying Florida’s indoor-outdoor lifestyle! Back inside, the primary bedroom boasts a LARGE window, sliding glass doors to the enclosed lanai, and a generous CUSTOMIZED WALK-IN closet. Its en-suite bathroom features WHITE SHAKER cabinetry with a NEUTRAL top and a WALK-IN shower with frameless glass. A SPLIT FLOOR PLAN places the second bedroom and bathroom near the front of the main living area, creating a PRIVATE guest wing and/or QUIET home office. Bedroom two offers a LARGE window and a built-in closet. The second bathroom features a WHITE SHAKER vanity with NEUTRAL top, tub and shower combination, and a hall LINEN closet. Completing the package is an 18’x23’ one and a half car garage with sliding GARAGE DOOR SCREENS, a CONVENIENT laundry nook with shelving, and PLENTY of space for a car and a golf cart! DON’T MISS YOUR OPPORTUNITY to own this GORGEOUS HOME! The Village of Rio Grande offers an IDEAL LOCATION - JUST MINUTES to BOTH Spanish Springs and Lake Sumter Landing with shopping, dining, and live nightly entertainment! Close to Rio Grande Neighborhood Pool; Laurel Manor, Savannah, and La Hacienda Regional Recreation Centers; Tierra Del Sol, Hacienda Hills, and Orange Blossom Hills Country Clubs and Championship Golf Courses; live entertainment and shows at the Scarlett O’Hara and Tierra Del Sol Theaters; and CR 466 and US 27/441 with an abundance of shopping, dining, banking, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this FANTASTIC HOME in an AMAZING LOCATION and CALL TODAY to schedule your Private Showing or Virtual Tour!

407 Carmel Avenue, The Villages
468 Hildalgo Drive, The Villages
$229,900
2 Beds ⋅ 2 Baths ⋅ Sumter Villa Delavista West SubDv. ⋅ 32159 Zip Code
Welcome to this charming 2-bedroom, 2-bathroom patio-style villa in The Villages! NEW HVAC!!! Featuring a screened front lanai and a comfortable, open layout, this home offers easy Florida living with plenty of space to entertain. The living and dining room combination features sliders leading to an open patio, creating a seamless connection to the outdoors. The open eat-in kitchen offers an abundance of cabinet and counter space, plus a convenient breakfast bar overlooking the living and dining areas. The primary bedroom features built-ins for extra storage, an en-suite bathroom and a spacious walk-in closet for added comfort and storage. Enjoy the added value of NO BOND and low monthly maintenance fees, making this home an especially attractive option in The Villages. Whether you're looking for a full-time residence, seasonal retreat, or low-maintenance Florida getaway, this villa is ready to welcome you home! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Listing agent has no knowledge of property or disclosures.

468 Hildalgo Drive, The Villages
2022 Cristo Road, The Villages
$314,900
3 Beds ⋅ 2 Baths ⋅ Villages Of Santo Domingo SubDv. ⋅ 32159 Zip Code
Virtually Staged. I MAY BE ADORABLE, BUT I HAVE A LOT MORE THAN JUST GOOD LOOKS! AND NO BOND UPDATED Welcome! I'm a charming **3-bedroom, 2-bath home** with plenty of personality, a beautiful corner lot, and some wonderful surprises waiting for you! Let's start with my curb appeal. I'm sitting pretty on a **spacious corner lot**, surrounded by beautiful landscaping and a lovely front garden area that adds just the right touch of charm. I love making a great first impression! Step inside and you'll discover my **updated kitchen with beautiful granite countertops**, stainless steel appliances ready for everything from your morning coffee to entertaining friends. I've also got three bedrooms and two bathrooms, giving you room for guests, hobbies, or whatever makes you feel at home. But one of my favorite features is my **expanded Florida room**! It's the perfect place to relax with a good book, enjoy conversations with friends, or simply kick back and enjoy the Florida lifestyle. Prefer a little fresh air? I've got you covered, literally! My outdoor space beneath the awning offers another wonderful spot to unwind and enjoy the beautiful surroundings. And here's something my future owner will appreciate: **I HAVE A 2022 ROOF AND NO BOND!** That's right, no bond balance to worry about! Location? I've got that covered, too! I'm conveniently located near **Spanish Springs Town Square**, where shopping, dining, entertainment, and live music are all part of the fun. I'm charming, comfortable, beautifully landscaped, and ready for my next chapter. **All I'm missing is YOU!** Come see me in person. I have a feeling we're going to get along just fine!

2022 Cristo Road, The Villages
40091 Oakridge Drive, Lady Lake
$219,000
3 Beds ⋅ 2 Baths ⋅ Carlton Village Park SubDv. ⋅ 32159 Zip Code
Brand-new construction with no HOA and potential owner financing! This 3-bedroom, 2-bath home at 40091 Oakridge Drive in Lady Lake offers a fresh start with the flexibility to make it your own. Looking for additional garage space? The owner will build a garage and connecting breezeway for an additional $55,000. The owner is also willing to consider financing, with terms subject to negotiation and agreement. Schedule your showing to explore this new home and discuss the available options!

40091 Oakridge Drive, Lady Lake
1220 Maria Court, Lady Lake
$292,000
2 Beds ⋅ 2 Baths ⋅ Lady Lake Orange Blossom Gardens Unit 15 SubDv. ⋅ 32159 Zip Code
Ideally situated in an exceptional, central location between Spanish Springs Square and Lake Sumter Landing, this meticulously well-kept residence offers an extraordinary opportunity as a full-time home, seasonal retreat, or high-performing investment property. Offered fully turnkey including an electric golf cart, this slab built, single family home allows for immediate occupancy or immediate placement on the rental market. Presenting an unmatched financial value, the property's Bond is fully paid off, and the newly installed solar panel system (April 2024) will also be paid off in full by the seller at closing, transferring the remaining warranty to the buyer and driving monthly utility costs down to near zero. Inside, vaulted ceilings create an expansive, airy ambiance across the dining area, living room, breakfast nook, and two large bedrooms. The large primary bedroom has a convenient en-suite bathroom that is bathed in natural light via a beautiful skylight and features ample additional closet storage. Recent capital improvements protect your investment for years to come, including a new HVAC (2025), a new roof (2021), new vinyl siding (2021), and double-paned tinted windows (2021) extending into the climate-controlled 9x15 lanai. Hobbyists will love the oversized 10x12 laundry room and the adjoining 12x17 workshop/golf cart garage, accessible by a beautifully coated extra wide driveway. The home is complemented by mature landscaping and a pet-friendly backyard. This low-maintenance property is the perfect, stress-free addition to any real estate portfolio.

1220 Maria Court, Lady Lake
718 Orchid Street, Lady Lake
$264,000
2 Beds ⋅ 2 Baths ⋅ Orange Blossom Gardens SubDv. ⋅ 32159 Zip Code
GOLF COURSE FRONTAGE, WATER VIEWS & NO BOND! WELCOME TO 718 ORCHID DRIVE IN THE VILLAGES! Location, lifestyle, and views! Perfectly positioned overlooking the 12th green of the Orange Blossom Championship Golf Course, this charming 2-bedroom, 2-bath home offers beautiful golf course and water views in the highly desirable Historic Section of The Villages.2 living areas, 2 dining areas, open kitchen with island, enclosed heated and cooled lanai, outdoor screened lanai and outdoor patio. The views are worth the price as you watch golfers put just steps from your back patio. Designed with entertaining in mind, the home's functional floor plan provides an easy flow between indoor and outdoor living spaces, making it ideal for hosting friends, enjoying casual gatherings, or simply relaxing and taking in the picturesque surroundings. Imagine starting your morning with coffee overlooking the water and manicured fairways, then winding down in the evening while enjoying the peaceful golf course setting. AND THE BEST PART? NO BOND! Enjoy the financial advantage of a bond-free home while embracing everything that makes The Villages one of Florida's most sought-after active adult communities. Located just minutes from Spanish Springs Town Square, you'll have convenient access to nightly live entertainment, dancing, restaurants, shopping, and the vibrant social scene that makes The Villages so special. Golf, recreation centers, swimming pools, pickleball, and countless clubs and activities are all part of the incredible lifestyle waiting for you. Whether you're searching for a full-time Florida residence, a seasonal getaway, or the perfect place to enjoy your retirement years, 718 Orchid Drive offers an exceptional opportunity to enjoy golf course living, water views, a fantastic location, and NO BOND! Come experience the views, the lifestyle, and the charm of The Villages' Historic Section. Your Florida lifestyle starts here!

718 Orchid Street, Lady Lake
214 Morningside Avenue, Lady Lake
$175,000
2 Beds ⋅ 2 Baths ⋅ Lady Lake Skyline Hills SubDv. ⋅ 32159 Zip Code
This 2 Bedroom 2 Bathroom MH sits on .23 acres in Lady Lake. NO LOT RENT NO HOA. COMPLETELY REMODELED HOME. The Open Concept Floor Plan has tons of space for family and friends to gather for FAMILY TIME!!! The Bedrooms are on opposite sides of the Home providing privacy and space. The Laundry is conveniently located inside the Home. New Stainless Steel Appliances. Located near the 5 min from the Villages, restaurants, medical centers and shopping centers. The Home was placed on the Vacant property in 2024. MORE PICTURES SOON.

214 Morningside Avenue, Lady Lake
8333 County Road 109a-1, Lady Lake
$319,900
3 Beds ⋅ 2 Baths ⋅ Oakland Hills Sub SubDv. ⋅ 32159 Zip Code
NO HOA! 0.7 ACRES OF OWNED LAND! POOL, DETACHED WORKSHOP & RV/BOAT PARKING NEAR THE VILLAGES! Looking for space, privacy, and the freedom to enjoy your property your way? Welcome to Oakland Hills in Lady Lake, where this beautifully updated home offers an exceptional combination of modern improvements, spacious outdoor living, and convenience! Situated on an oversized, fully fenced 0.7-acre lot with NO HOA and NO LOT RENT, there's plenty of room for your RV, boat, recreational toys, gardening, and entertaining! Freshly painted inside and out, this inviting home features an open floor plan, vaulted ceilings, abundant natural light, and luxury laminate flooring throughout. The spacious eat-in kitchen showcases custom cabinetry with convenient pull-out storage, beveled countertops, stainless steel appliances, a farmhouse sink with expandable faucet, and a large window overlooking the backyard. Both bathrooms have been beautifully remodeled with updated vanities, tile flooring, lighting, and fixtures. The primary bathroom features double vanities, a glass-enclosed walk-in shower, and decorative shiplap detailing. Even the laundry room has received a charming makeover with a NEW sliding barn door, beadboard accents, and additional storage cabinetry. YOUR OWN FLORIDA BACKYARD RETREAT AWAITS! Enjoy the above-ground swimming pool with custom-built wooden stairs and landing for easy access, an adjacent covered porch, pergola, and expansive screened porch—perfect for outdoor dining, entertaining, or simply relaxing. Updated landscaping, fruit trees, and a NEW backyard she shed add charm and versatility to this spacious property. Need room for hobbies, projects, or extra storage? The detached 20x30 garage/workshop and additional storage buildings allow tremendous flexibility, while the oversized lot provides ample space for RVs, boats, trailers, and outdoor activities. EXTENSIVE UPDATES ALREADY COMPLETED! Roof (2023), A/C (2025), NEW plumbing throughout (2025), water heater (2025), water filtration system (2025), appliances (2025), windows (2024), doors (2022), gutters (2024), updated exterior siding (2025), and fresh interior and exterior paint. Conveniently located in Lady Lake near The Villages, Spanish Springs Town Square, shopping, dining, golf, entertainment, and medical facilities. Enjoy the space and flexibility of country-style living with everyday conveniences nearby. OWNED LAND, NO LOT RENT, NO HOA, PRIVATE POOL, DETACHED WORKSHOP & ROOM TO ROAM! Schedule your private showing today!

8333 County Road 109a-1, Lady Lake
509 Chula Vista Avenue, The Villages
$359,900
2 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32159 Zip Code
SWEEPING GOLF COURSE VIEWS and a FANTASTIC LOCATION! Welcome to 509 Chula Vista Avenue in the desirable VILLAGE OF MIRA MESA, a spacious 2-bedroom, 2-bath MONTEREY MODEL offering 1,622 SQ. FT. OF HEATED LIVING SPACE and a 2-CAR GARAGE, beautifully situated along the MIRA MESA EXECUTIVE GOLF COURSE! Enjoy expansive views across multiple golf holes, mature oak trees, and the peaceful surroundings of this established neighborhood. Major improvements include a ROOF (2020), FULLY PAID-OFF SOLAR PANELS (2021), NEW 3-TON RUUD A/C (2025), and UPDATED WINDOWS! From the moment you arrive, you'll appreciate the attractive curb appeal, landscaped yard, and welcoming SCREENED FRONT ENTRY. Inside, the spacious living area features attractive WOOD-LOOK FLOORING, abundant natural light, and large windows that bring the outdoors in. The generously sized KITCHEN offers REFACED CABINETRY, plenty of COUNTER SPACE, a CENTER ISLAND, and a spacious EAT-IN DINING AREA, while the separate FORMAL DINING ROOM provides additional space for entertaining family and friends. The LARGE PRIMARY SUITE offers a relaxing retreat with a lovely view, along with an en-suite bathroom featuring DUAL SINKS, a WALK-IN CLOSET, and a TILED WALK-IN SHOWER with an UPDATED GLASS SHOWER DOOR. The generously sized GUEST BEDROOM features a BUILT-IN MURPHY BED AND DESK THAT CONVEY, making it the perfect combination of comfortable guest accommodations and a functional home office! The guest bathroom also features an UPDATED SHOWER DOOR. Step outside to the ADDED SCREENED BIRDCAGE, where you can enjoy your morning coffee, entertain friends, or simply relax and take in the beautiful surroundings. The spacious 2-CAR GARAGE includes STORAGE CABINETRY for added convenience. LOCATION is another wonderful feature! Enjoy convenient access to the nearby CHULA VISTA RECREATION CENTER, executive golf, swimming, and recreational activities. Just a short golf cart ride to SPANISH SPRINGS TOWN SQUARE, with LAKE SUMTER LANDING also easily accessible, you'll enjoy shopping, restaurants, nightly live entertainment, grocery stores, medical facilities, and everything that makes The Villages lifestyle so special. With its SCENIC SETTING, SPACIOUS FLOOR PLAN, and CONVENIENT LOCATION, this home offers a wonderful opportunity to enjoy The Villages lifestyle! PARTIALLY FURNISHED INCLUDED!

509 Chula Vista Avenue, The Villages
2124 Escobar Avenue, The Villages
$279,900
2 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32159 Zip Code
BOND PAID! Renowned VILLAGES LIFESTYLE * LOW MAINTENANCE means MORE LEISURE TIME! * Super CONVENIENT LOCATION! * SINGLE OWNER - well maintained * Discover easy living in this CABOT COVE Patio Villa, located in the VILLAGE of SANTO DOMINGO - VILLA VERA CRUZ. Situated on a CORNER LOT, this 2 BR/ 2 BA/ 1.5 Car Garage offers 1,143 sf of efficient living space. Its prime location near Spanish Springs Town Square & the US Hwy 441 commercial corridor of shopping, dining, personal & medical services - meets all of your everyday needs. Entertainment abounds nearby at the Sharon L. Morse Performing Arts Center and the Savannah Center. From the moment you arrive, the elevated STACKED-STONE landscape beds, manicured mature landscaping & charming white picket fence create that feeling of “HOME SWEET HOME!” An ENCLOSED LANAI w/ plexiglass windows invites you to enjoy the balmy Florida winters. The half-lite front door w/ DECORATIVE LEADED GLASS INSERT adds a distinctive welcome. Inside, freshly painted walls w/ a neutral palette complement the WOOD-LOOK LAMINATE flooring throughout the main LA & BRs. White PLANTATION SHUTTERS enhance the LR/DR areas & coordinated decorative lighting includes a dining chandelier, wall sconces, pendant above the breakfast bar, and a new 52’ ceiling fan w/ an alabaster-white bowl light in the LIVING ROOM. In the DINING ROOM, chair rail woodwork adds character, and FRENCH DOORS open to an east-facing outdoor patio - an inviting setting for morning coffee or dining alfresco. The KITCHEN showcases upgraded raised-panel white cabinetry w/crown molding, upper & lower cabinet lighting, high-definition black laminate countertops, a double sink w/ a pull-down faucet and coordinating black appliances, including a DOUBLE OVEN, microwave hood, FRENCH-DOOR REFRIGERATOR and KitchenAid DISHWASHER. A SKYLIGHT brings additional NATURAL LIGHT into the space, while the breakfast bar offers casual seating. Just off the kitchen, the INDOOR LAUNDRY includes a matching front-load WASHER & DRYER, a large pantry/storage closet, & direct garage access. The spacious PRIMARY BEDROOM located on SW corner of the villa, easily accommodates king-size bedding & furnishings and features a white wooden window cornice & a ceiling fan w/ light. The ENSUITE BATHROOM offers a single-sink vanity and highlights a separate toilet & shower area w/ a comfort-height toilet, WALK-IN SHOWER, hand-held showerhead & safety grab bar. A generous WALK-IN CLOSET includes abundant shelving and a new light fixture. BEDROOM #2 (SE corner of villa) provides a ceiling fan w/ light, ample closet space & white wooden window cornice, while the adjacent BATH #2 features a TUB/SHOWER COMBO, comfort-height toilet & single-sink vanity. A hallway linen closet adds convenient storage. Add'l features include: ARCH SHINGLE ROOF (2025), HWH (2014), HVAC (2021) w/ AprilAire filter, double-pane windows, pull-down attic stairs, WHOLE-HOUSE WATER FILTRATION system, irrigation system, and gutters & downspouts. Whether you are seeking a YEAR-ROUND HOME or a SEASONAL RETREAT, this cozy villa offers a convenient home base for enjoying the unmatched VILLAGES LIFESTYLE. Experience FREE nightly entertainment at 3 town squares - Spanish Springs, Lake Sumter Landing, & Brownwood. Enjoy COMPLIMENTARY executive golf on 46 courses year round, plus a plethora of rec centers & 3,500+ resident led clubs/organizations. Discover your own "SLICE OF PARADISE" by calling for a private showing TODAY!

2124 Escobar Avenue, The Villages
416 Winners Circle, Lady Lake
$205,000
3 Beds ⋅ 2 Baths ⋅ Lady Lake Joy Estates SubDv. ⋅ 32159 Zip Code
UPDATED AND MOVE-IN READY WITH NO HOA! Welcome to 416 Winners Circle, a charming 3-bedroom, 1.5-bath concrete block home situated on a spacious quarter-acre lot in Lady Lake. Step inside to discover fresh interior paint, NEW VINYL FLOORING throughout, and a bright, comfortable living area that flows into the dining space overlooking the backyard. The UPDATED KITCHEN features white shaker cabinets, subway tile backsplash, a deep farmhouse sink with matte black faucet, and stainless steel appliances, including a double-oven range. The primary bedroom offers two closets and a private half bath, while two additional bedrooms share a full bathroom with an updated vanity and tiled tub/shower. A NEW WATER HEATER adds another practical improvement, along with the ROOF that was replaced in 2021. Enjoy your morning coffee or unwind in the spacious TILED SCREENED FRONT PORCH, then step outside to discover the HUGE BACKYARD shaded by beautiful, mature oak trees. With plenty of room for gardening, entertaining, or outdoor fun, this inviting space also includes a storage shed and play equipment that convey with the property. An attached one-car garage provides laundry facilities and additional storage. Located in FLOOD ZONE X with NO HOA and convenient access to US-441/27, shopping, dining, medical facilities, and nearby The Villages. Whether you're looking for your next home or an investment opportunity, this property offers a wonderful combination of updates, outdoor space, and convenience. Schedule your showing today!

416 Winners Circle, Lady Lake
660 Rainbow Boulevard, The Villages
$179,850
2 Beds ⋅ 2 Baths ⋅ Lady Lake Orange Blossom Gardens Unit 12 SubDv. ⋅ 32159 Zip Code
Welcome to comfortable Florida living in this charming 2-bedroom, 2-bath manufactured home in The Villages. Only steps from the golf course and the Silver Lake Recreational Center. Designed for easy, relaxed living, this home offers a welcoming layout with spacious living areas, a functional kitchen, and two comfortable bedrooms—including a private primary suite with its own bathroom. The open living and dining areas provide plenty of room for entertaining family and friends, while the kitchen offers convenient storage and workspace. Both bathrooms are thoughtfully positioned for privacy and everyday convenience. Step outside and enjoy the beautiful Florida weather from the lanai or outdoor living space. With low-maintenance landscaping and convenient parking, this home is ideal for enjoying more of what The Villages has to experience and less time worrying about home maintenance. A/C replaced in 2025. Located in the heart of The Villages, residents can enjoy easy access to golf, recreation centers, swimming pools, shopping, dining, and nightly entertainment. Many homes are also conveniently located for golf-cart travel throughout the community.

660 Rainbow Boulevard, The Villages
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