Ocala Waterway Estate Homes under $500,000

Ocala Waterway Estate Homes under $500,000

Welcome to Ocala Waterway Estate, a hidden gem nestled in the heart of Ocala, Florida! This picturesque subdivision offers a perfect blend of tranquility and accessibility, making it an ideal choice for families, retirees, and anyone looking to embrace the serene lifestyle of Central Florida. With its lush landscapes and beautiful waterways, Ocala Waterway Estate is truly a slice of paradise.

One of the standout features of this charming community is its impressive selection of homes priced under $500,000. Here, you’ll find a variety of options, from cozy single-family residences to more spacious designs that cater to diverse lifestyles and needs. Whether you’re a first-time homebuyer or looking to downsize, there’s something for everyone in this vibrant neighborhood.

The homes in Ocala Waterway Estate are thoughtfully designed to harmonize with their natural surroundings, featuring modern amenities and open floor plans that invite comfort and relaxation. Many properties boast stunning views of the waterway, allowing residents to enjoy the soothing sounds of nature right from their backyards.

In addition to its beautiful homes, Ocala Waterway Estate is conveniently located near shopping, dining, and recreational opportunities. The community is just a short drive from the vibrant Ocala city center, where you can explore local boutiques, enjoy delicious cuisine, and partake in various cultural events.

If you’re ready to discover your dream home in a serene and welcoming community, Ocala Waterway Estate is the perfect place to start your journey. Come and experience the charm of this delightful subdivision today!

Newest Ocala Waterway Estate Homes under $500,000

4160 Sw 100th Street, Ocala
$494,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Virtually Staged. Discover 4160 SW 100th St in Ocala Waterway Estates, a 2019-built, single-story concrete block home offering 4 bedrooms, 3 bathrooms, 3,000 square feet of living space and a 0.46-acre lot. Inside, luxury vinyl plank flooring extends throughout the home except the bathrooms, while granite kitchen countertops add a practical finishing touch. An enclosed den with barn doors provides flexible space for an office, hobbies or other uses. The breakfast area has been opened up by removing a wall, and a granite-topped accent adds character to the living area. The interior was painted approximately two years ago, and the exterior was freshly painted in September 2026. Outside, enjoy an extended tiled rear patio, tiled front porch, a small gazebo with pavers, decorative landscape curbing, rock landscaping and a kidney-shaped landscaped island in the front yard. A vinyl privacy fence and viburnum hedges line the west property boundary, with chain-link fencing around the remainder of the backyard. Additional features include Bahamian window shutters, gutters and a water softener. The property also offers an attached garage and a substantial detached metal garage/workshop for storage, equipment and projects. Conveniently situated in southwest Ocala, this property combines generous interior space, outdoor living areas and versatile detached storage. Schedule a showing to explore the possibilities.

4160 Sw 100th Street, Ocala
4551 Sw 103rd Place, Ocala
$319,900
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Come check out this large 3or 4 bedroom, 2 bath home on roughly a half acre located in southwest Ocala. huge living room, formal dining room, breakfast nook, breakfast bar, split bedroom, open floor plan large screen room out back, covered patio out front

4551 Sw 103rd Place, Ocala
4180 Sw 103rd Street Road, Ocala
$415,000
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Welcome to this beautifully maintained 4-bedroom, 3-bath home in the desirable Waterway Estates community of Southwest Ocala. Offering 2,229 heated square feet and 2,691 total square feet, this spacious residence features an open and inviting floor plan designed for comfortable living and entertaining. Enjoy a large family room with elegant tray ceilings, recessed lighting, and updated luxury vinyl plank flooring. The kitchen opens seamlessly to the dining and living areas and features stainless steel appliances, white cabinetry, and a convenient breakfast bar. Architectural details including arched openings and a welcoming foyer enhance the home’s character and charm. Situated on a fully fenced .46-acre lot, the property also offers a two-car garage, central heating and air conditioning, and attic fans throughout for added comfort and efficiency. Conveniently located in beautiful Southwest Ocala near shopping, dining, parks, and schools, this move-in-ready home provides the perfect combination of space, style, and functionality.

4180 Sw 103rd Street Road, Ocala
4085 Sw 111 Th Place, Ocala
$446,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. EXUMA X – BEAUTIFUL NEW CONSTRUCTION! Discover the Exuma X - 3 Car Garages, a thoughtfully designed new-construction home featuring an inviting layout, quality finishes, and spacious living areas. Photos shown are of a different home featuring the same floor plan and are provided for illustrative purposes; finishes, colors, features, and selections may vary from the home offered for sale. The home welcomes you with an attractive stone-accented front exterior, 9+ foot ceilings, and an impressive 8-foot sliding glass door that creates a seamless connection between the great room and covered lanai. The open-concept living area provides an ideal setting for everyday living and entertaining. The kitchen features quartz countertops, solid-wood cabinetry with soft-close doors and drawers, attractive hardware, and a spacious center island. A generously sized pantry and conveniently located laundry room provide additional storage and functionality. The spacious primary suite offers a private retreat with a well-appointed bathroom featuring a tiled walk-in shower, dual vanities, a large walk-in closet, and a private water closet. Three additional bedrooms provide flexibility for guests, family, or a home office. One of the secondary bedrooms is designed as an in-law suite and includes a flex room, private bathroom, and walk-in closet. The expansive great room provides plenty of space to relax and gather. Solid-surface flooring throughout the main living areas offers a practical, easy-care finish, while raised-height vanities and toilets provide added comfort in the bathrooms. Enjoy Florida's outdoor lifestyle from the oversized covered lanai, offering additional space for outdoor dining, relaxation, and entertaining. BUILDER INCENTIVE: Builder will contribute up to $15,000 toward buyer's allowable closing costs, prepaid expenses, and/or mortgage rate buydown. Terms, conditions, eligibility, and lender approval apply. Buyer should verify all incentive details and available options with the builder and preferred lender. For additional information or to see the Exuma X model, visit the model home at 5069 SW 109th Loop, Ocala, FL. Contact the listing agent for details, availability, specifications, and showing information.

4085 Sw 111 Th Place, Ocala
10151 Sw 41st Terrace, Ocala
$339,000
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Bring your vision! This well-cared-for 3 bedroom, 2 bath concrete block and stucco home has 2,055 sq ft of living space and the big-ticket items already done. It has a new roof (2024) and a brand-new 4-ton heat pump A/C system (2026), so you can put your budget into finishes and design. There's room for everyone, with both a living room and a separate family room, plus a small office that works well for remote work, a hobby space or a reading nook. You also get three screened porches plus a back porch for relaxing or entertaining. The 2-car garage gives you plenty of storage, and the 12x16 detached storage building is ideal for a workshop, hobbies or yard equipment. The backyard is fenced with vinyl, and the concrete driveway has room for extra parking. The structure is solid, the bones are good, and it's ready for your personal touch. Bring your ideas and make this one your own!

10151 Sw 41st Terrace, Ocala
10870 Sw 47th Court, Ocala
$449,500
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Discover your own backyard oasis! This three-bedroom pool home sits on nearly half an acre and offers spacious indoor living, inviting outdoor gathering areas, and room to relax. The beautiful pool and screened lanai set the scene for poolside afternoons, while a pergola with a fire pit creates the perfect spot to gather in the evening. A large outdoor relaxation area and fully fenced backyard complete this private retreat. Inside, the bright, spacious split-bedroom floor plan features crown molding throughout and a large primary bedroom with dual walk-in closets and a generous walk-in shower. A separate dining room and additional dining nook offer flexible spaces for entertaining and everyday meals. The kitchen provides ample counter space and stainless steel appliances, making meal preparation and hosting a breeze. An expansive Florida room extends the living space, with a dedicated mini-split A/C system for comfort during warm Florida days. Whether you envision an additional lounge, hobby space, or gathering room, there is plenty of room to make it your own. Two large storage sheds provide convenient space for tools, equipment, and outdoor essentials. Additional highlights include a roof updated in 2022, A/C updated in 2018, and a water softener system. With a solar-heated pool, generous lot, and multiple spaces to unwind, this home makes everyday living feel like a getaway. Schedule your private showing today!

10870 Sw 47th Court, Ocala
4106 N 108th Lane N, Ocala
$453,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. Under Construction. Under Construction. Pre-Construction. To be built. Under Construction – The Largo. This 4-bedroom, 3-bath home—available with a 3-car garage—features a wide-open, light-filled floor plan enhanced by soaring vaulted ceilings. A welcoming covered entry and spacious covered lanai extend the living area outdoors, ideal for enjoying Florida’s warm breezes. Summit Homes Florida includes the features today’s buyers expect Foresta 6X36 Oyster Plank Tile flooring throughout, 8-foot doors, 5¼-inch baseboards, a landscaped yard with irrigation, an interior laundry room, and a garage door opener. The kitchen is designed for both style and function, offering solid-surface counters with a tile backsplash, custom cabinetry with 42-inch uppers and soft-close doors and drawers, stainless-steel appliances, and a generous pantry. The large primary suite provides a relaxing retreat with a ceramic-tiled shower, dual sinks, a private commode room, and an impressive walk-in closet for exceptional storage. A Jack and Jill bath elegantly serves two additional bedrooms, blending convenience with sophistication. Thoughtful details throughout the home highlight craftsmanship and quality, blending comfort, functionality, and lasting value. From the grand proportions to the smallest architectural touch, this is a home built to inspire admiration. You won’t want to miss this one.

4106 N 108th Lane N, Ocala
4095 Sw 112th Street, Ocala
$499,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Welcome to this beautiful new construction home located in Ocala Waterway Estates! This thoughtfully designed property offers a modern and comfortable living space, perfect for everyday living and entertaining. Enjoy the benefits of owning a brand-new custom-built home unique details throughout, including two primary bedrooms, offering exceptional flexibility, privacy, and convenience. The primary bedrooms have sliding doors with direct access to the lanai. The home also features elegant luxury light fixtures, soaring cathedral ceilings, ceiling fans in the lanai, bedrooms and living room, and a spacious .62-acre corner lot. The two-car garage features epoxy flooring, adding both durability and a clean, finished look. Whether you are looking for your primary residence or a great investment opportunity, this home is ready to welcome its new owner.

4095 Sw 112th Street, Ocala
4404 Sw 110th Street, Ocala
$409,550
4 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 10/23/2026. Brand new CONCRETE BLOCK HOME under construction! Estimated completion is approx Oct/Nov pending any set backs beyond the builders control. This 4 bedroom/ 2 bath home is located in popular Ocala Waterway Estates with large lots! Just a short drive to the new Publix! Very close to the Florida Greenway! 3 car garage! Tray ceiling in the owners suite with access to covered lanai. Living room has double doors to allow for many uses of this space. (Den, study or 5th bedroom) Great floor plan for entertaining. Bath 2 has access to lanai. Many features include upgraded cabinets, granite counter tops, stainless appliance pkg (range microwave and dishwasher included), tile shower with separate soaking tub in owners bath, mini blind inserts in rear exterior doors, TILE ALL AREAS EXCEPT BEDROOMS (bedrooms and closets will have carpet), irrigation system and much more! Builder warranty! Builder helps with closing costs if Buyer pays cash or closes with a Seller approved lender. Prices /Promotions are subject to change without notice. Pictures are of a similar home for illustrative purposes only. Colors and features will vary!

4404 Sw 110th Street, Ocala
10121 Sw 45th Avenue, Ocala
$447,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. Under Construction. Virtually Staged. Pre-Construction. To be built. Under Construction – The Largo. This 4-bedroom, 3-bath home—available with a 3-car garage—features a wide-open, light-filled floor plan enhanced by soaring vaulted ceilings. A welcoming covered entry and spacious covered lanai extend the living area outdoors, ideal for enjoying Florida’s warm breezes. Summit Homes Florida includes the features today’s buyers expect Foresta 6X36 Oyster Plank Tile flooring throughout, 8-foot doors, 5¼-inch baseboards, a landscaped yard with irrigation, an interior laundry room, and a garage door opener. The kitchen is designed for both style and function, offering solid-surface counters with a tile backsplash, custom cabinetry with 42-inch uppers and soft-close doors and drawers, stainless-steel appliances, and a generous pantry. The large primary suite provides a relaxing retreat with a ceramic-tiled shower, dual sinks, a private commode room, and an impressive walk-in closet for exceptional storage. A Jack and Jill bath elegantly serves two additional bedrooms, blending convenience with sophistication. Thoughtful details throughout the home highlight craftsmanship and quality, blending comfort, functionality, and lasting value. From the grand proportions to the smallest architectural touch, this is a home built to inspire admiration. You won’t want to miss this one.

10121 Sw 45th Avenue, Ocala
10866 Sw 41 St Avenue, Ocala
$445,375
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. Photos are a different home, but the same model. BUILDER WILL CONTRIBUTE UP TO $15,000 TOWARDS BUYERS CLOSING COSTS/PREPAIDS AND/OR A MORTGAGE RATE BUYDOWN (with a Preferred Lender). Exuma X- Beautiful New Construction in an established neighborhood! Once you walk past the stone front facade and see the soaring 9+ foot ceilings and the extra-large (8 foot) slider you won't want to leave! The beautiful kitchen is a cook's dream. Quartz counters top solid wood cabinets with soft closed doors and drawers with elegant hardware. A center island completes this dream room. You won't believe the huge pantry and laundry areas tucked away and out of sight. The Primary bedroom is spacious and has a top tier bathroom with a tiled walk-in shower, dual sinks and a massive walk-in closet and separate toilet room. There are 3 more spacious bedrooms, one of them is a IN-LAW-SUITE with a flex Room, Private Bathroom and Walking Closet. The entire family can comfortably spread out in the expansive great room. There is solid surface flooring throughout the home for easy cleaning. Upgraded raised height vanities and toilets in all bathrooms. Extra-large covered lanai for enjoying the Florida weather. Don't miss out on this incredible opportunity to own this beautiful home. Call Today!!! Come by our model at 5069 SW 109th Loop.

10866 Sw 41 St Avenue, Ocala
10952 Sw 45th Avenue, Ocala
$220,000
4 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Short Sale. SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Bankruptcy short sale will take about 120 days to get response on offer from lien holders. Needs TLC. Located in desirable SW Ocala, this concrete block/stucco home features 2051 living square feet, 2 car garage, interior laundry room, kitchen, living room, dining room, 4 bedrooms, 2 bathrooms and a covered back patio all close to schools, parks, shopping and much more.

10952 Sw 45th Avenue, Ocala
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