Putnam Homes with Water View

Putnam Homes with Water View

Welcome to Putnam County, Florida, a hidden gem nestled in the heart of the Sunshine State. Known for its stunning natural beauty and rich history, this charming county offers an idyllic setting for those seeking a serene lifestyle surrounded by picturesque landscapes. With its lush greenery, serene lakes, and winding rivers, Putnam County is a haven for nature enthusiasts and outdoor adventurers alike.

One of the most alluring features of Putnam County is its abundance of homes with water views. Imagine waking up each morning to the gentle sounds of lapping water and the breathtaking sight of sunrises reflecting off tranquil lakes. Whether you’re looking for a cozy cottage by the water or a spacious family home with expansive views, Putnam County has a diverse array of properties that cater to every taste and budget.

The county boasts a variety of recreational opportunities, from fishing and boating on the St. Johns River to hiking and birdwatching in the nearby parks. Residents enjoy a close-knit community atmosphere while still having access to modern amenities and services. With charming local shops, delightful dining options, and a calendar filled with community events, there’s always something to do in Putnam County.

For those seeking a peaceful retreat away from the hustle and bustle of city life, Putnam County offers a unique blend of tranquility and adventure. Discover your dream home with a water view today, and experience the perfect balance of nature and community in this enchanting Florida county.

Newest Putnam Homes with Water View

$1,190,000
6 Beds ⋅ 6 Baths ⋅ South Lake Rosa SubDv. ⋅ 32666 Zip Code
Welcome to an extraordinary lakefront retreat where space, character, and spectacular water views come together on beautiful Lake Rosa in Melrose, Florida. This one-of-a-kind property offers not just one exceptional home, but two residences, creating an incredible opportunity for a large family, multigenerational living, guests, or those looking for a private lakefront getaway with additional space on an expansive 9.2 acres. The magnificent main residence offers an impressive 5,187 square feet of heated and cooled living space, featuring 4 bedrooms and 4 1/2 bathrooms. From the moment you drive onto the property, you will feel you have entered a park with the beautifully manicured grounds, which include 1000 planted, mature camellias. Once inside the main house you will take in vaulted ceilings and the expansive and breathtaking lake views that set the tone for relaxed lakefront living. You'll find wonderful spaces designed for both entertaining and everyday enjoyment, including two loft areas, a cozy fireplace, wet bar, and a wine cellar—perfect for evenings spent with friends and family after a day on the lake. The generous living spaces provide plenty of room to spread out while still maintaining the warm, inviting feel you'd expect from a true lake home. The outside decks from this home give over 3000 sq ft of additional space to enjoy the outdoors from many rooms and levels of the home. And then there's the second residence, offering an additional 2,496 square feet of heated and cooled living space, with 2 bedrooms and 1 bathroom. Complete with its own deck overlooking the lake, this separate home is ideal for guests, extended family, a caretaker, or anyone who wants their own private space while still being just steps from all the lakefront fun. With a combined 7,683 square feet of heated and cooled living space and 6 total bedrooms, this is far more than a home—it's a lakefront lifestyle and an opportunity that's hard to duplicate. Imagine morning coffee with the lake as your backdrop, afternoons enjoying the water from your private dock and evenings gathered around the fireplace or relaxing on the deck as the day winds down. Whether you're looking for a spectacular full-time residence, a weekend escape, or a property designed for entertaining generations of family and friends, this one delivers the space, setting, and character to make lake memories for years to come. Come experience the magic of Lake Rosa for yourself—this is lake living with room for everyone! (Interior photos coming soon!)

202 Mason Road, Melrose
$369,900
32139 Zip Code
Discover a rare opportunity to own approximately 18 acres of beautiful lakefront property in Crescent City, Florida. Nestled at the end of a quiet dead-end road, this private retreat offers breathtaking natural beauty with a stunning mature live oak hammock creating a Old Florida setting. The property is equipped with a fully functional well and power, providing a solid foundation for your dream homesite, recreational getaway, or investment opportunity. A concrete block building is already in place, offering versatile storage or workspace options. With no HOA and no deed restrictions, you'll enjoy the freedom to use the property as you choose. Multiple RV hookups and two septic systems are already installed, making it ideal for family gatherings, seasonal living, or future development possibilities. Whether you're looking for a private lakefront estate, a recreational paradise, or a unique property with endless potential, this acreage delivers privacy, flexibility, and natural beauty in one remarkable package.

126 Lake Geneva Road, Georgetown
$619,000
3 Beds ⋅ 2 Baths ⋅ 32640 Zip Code
Welcome to Mason Lake! Turn from the paved road onto the private drive, and it feels as though you’re traveling back to a place and time you’ve always dreamed of capturing. Tucked along the shores of Mason Lake, a private, clear-water lake with no public access, this special property offers the space, privacy, and laid-back lake lifestyle that are increasingly hard to find. Spanning approximately 75 acres, Mason Lake is ideal for wakeboarding, water skiing, fishing, kayaking, paddle boarding, and swimming. The property features a three-bedroom concrete-block home, detached two-car garage, private dock, fenced grounds, and plenty of room to enjoy life on and off the water! Inside, a beautiful stone fireplace anchors the open-concept great room, dining area, and spacious kitchen, with lake views creating a stunning backdrop. The living space flows directly onto an expansive screened lanai overlooking the water — the perfect place for morning coffee as the sun rises, relaxed meals with family and friends, or a quiet evening at the end of the day. Recent upgrades include 2023 Metal roof and 2024 Anderson hurricane-rated windows, 2023 Lark 8 X 10 metal storage building, Kinetic fiber optic internet was recently installed throughout the area! Outside the home, mature live oaks, citrus trees and abundant wildlife add to the property's natural charm. The two car garage provides generous storage for four-wheelers, boats, Jet Skis, fishing gear, and all the toys that make lake living so much fun! Private and peaceful, yet conveniently located to Melrose, Keystone Heights, Hawthorne, Gainesville, Starke, Palatka, and Ocala, this is a wonderful full-time residence, weekend retreat, or investment opportunity. With its private-lake setting and recreational appeal, the property also offers compelling potential for long- or short-term rental use. Come for the lake. Stay for the feeling that you’ve found your own private piece of Old Florida!

1416 Baden Powell Road, Hawthorne
$229,999
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32640 Zip Code
Welcome home to this charming 3-bedroom, 2-bathroom home situated on a beautiful .36-acre lakefront lot. Offering a peaceful setting and plenty of outdoor space, this property is perfect for anyone looking for a quiet retreat with direct access to the water. Inside, you’ll find a comfortable layout with three bedrooms, two full bathrooms, and plenty of space to make your own. The open living areas provide a great space for relaxing or entertaining, while the bedrooms offer room for family, guests, or a home office. Don't miss out on this sweet piece of serenity!

172 E Cowpen Lake Point Road, Hawthorne
$469,900
3 Beds ⋅ 3 Baths ⋅ River Groves Division SubDv. ⋅ 32131 Zip Code
River views set the tone at 209 River Drive, a beautifully renovated East Palatka home where flexible living spaces, thoughtful upgrades, and a resort-style backyard come together effortlessly. This concrete-block home offers three bedrooms, three full bathrooms, an office, and a spacious flex room, providing plenty of room to live, work, gather, and unwind. Two of the bedrooms are private en-suites with walk-in closets, and one includes a separate exterior entrance, making it especially well-suited for guests, extended family, or use as a private mother-in-law suite. Inside, natural light pours through the impact-resistant windows while beautiful crown molding, wainscoting, plantation shutters, luxury vinyl plank flooring, and recessed lighting create a polished and cohesive look throughout the home. The remodeled kitchen serves as the heart of the space with a large island, quartz countertops, and plenty of room for everyday meals or entertaining. From there, the home flows into the shaded sunroom, where paver flooring creates a seamless connection to the outdoor living areas and invites you to slow down and enjoy the surrounding river views. Outside, lush landscaping and St. Augustine sod enhances both the front and back yards, while pavers continue from the carport to the rear of the home, wrapping around the saltwater pool and leading to the firepit area. The fenced backyard offers everything needed to enjoy Florida living, including an in-ground pool with a newer liner and pump, gas pool heater, outdoor shower, tied-in gas grill, and multiple spaces for relaxing or gathering with friends and family. A powered storage shed with a lean-to and its own metal roof, also installed in March 2026, adds even more useful space. The beauty of this home is matched by the work completed behind the scenes. Renovations and improvements include remodeled bathrooms, updated plumbing, ductwork, and electrical panel in 2023; a metal roof installed in March 2026; and a newer septic system and drainfield installed in 2022. A whole-home Generac generator installed in 2020, an on-demand gas water heater, stackable gas washer and dryer, water softener, irrigation system, and UV-C lamps in the HVAC system add comfort, efficiency, and peace of mind. With its captivating river views, two private en-suites, flexible living areas, extensive renovations, and backyard designed for year-round enjoyment, 209 River Drive is more than a beautifully updated home; it is a place created for making memories. Offered under $500,000, this is your opportunity to enjoy the river views without the riverfront price!

209 River Drive, East Palatka
$230,000
4 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates Riveroaks Sec 1st Add SubDv. ⋅ 32189 Zip Code
Welcome to your peaceful waterfront retreat in Satsuma! This spacious 4-bedroom, 2-bath home sits on approximately half an acre and offers the perfect blend of comfort, privacy, and Florida waterfront living. Step outside and enjoy the canal-front setting with your own private dock, ideal for boating, fishing, or simply relaxing by the water. The property features a large deck and welcoming front porch, an above-ground pool, fenced yard, and detached storage shed, providing plenty of space to enjoy the outdoors. Inside, an additional room provides the flexibility of a fourth bedroom, guest room, home office, or bonus space. The peaceful surroundings and generous property size create a private setting with room to relax, entertain, and enjoy life by the water. Whether you're searching for a full-time residence, weekend getaway, or your own Florida waterfront escape, this property offers a unique opportunity to make it yours. Seller financing is available—ask for additional details!

135 Sportsman Road, Satsuma
$524,900
3 Beds ⋅ 4 Baths ⋅ N/A SubDv. ⋅ 32640 Zip Code
Are you searching for a rare opportunity to own a fully renovated LAKEFRONT POOL home offering some of the most beautiful sunsets? You found it! Welcome to 177 East Cowpen Lake Road, a beautifully renovated concrete-block home offering 3 bedrooms, 3.5 bathrooms, and nearly 2,000 square feet of living space, and direct access to Cowpen Lake - all situated on approximately 1.70 acres. Step inside, and you’ll immediately appreciate the warm character created by richly stained pine stairs, doors, and trim, perfectly complementing the home’s finishes and inviting lake-house atmosphere. The first floor is complete with a spacious bedroom and private en-suite bathroom, an intimate dining area, and a light-filled living room anchored by a beautiful red-brick fireplace. The fully renovated kitchen is sure to impress with sleek European-style slab cabinetry, granite countertops, and a brand-new stainless steel appliance package. Adjacent to the kitchen is a conveniently located half bath and built in study space. Upstairs, you’ll find two additional spacious bedrooms, each featuring its own private en-suite bathroom - providing exceptional comfort and privacy for family members and guests alike. Durable, low-maintenance flooring throughout means there is absolutely no carpet anywhere in the home. Step outside to your private lakefront oasis to find the recently resurfaced and remarcited swimming pool which overlooks Cowpen Lake. Whether you’re relaxing poolside, entertaining friends and family, or unwinding as the sun sets across the lake, this outdoor setting offers a lifestyle that is truly hard to replicate. Adding even more versatility to the property is a detached building, offering the perfect space for a workshop, guest suite, ADU, home office, studio, or the ultimate man cave. With its flexible potential, this additional structure provides valuable space for hobbies, guests, work, or recreation. Additional updates include a 2019 metal roof, new windows installed in 2024, complete replumbing and rewiring in 2024, and updated HVAC and water heater systems in 2025. Give us a call today to make this home your own!

177 E Cowpen Lake Road, Hawthorne
$199,900
3 Beds ⋅ 2 Baths ⋅ Cowpen Lake SubDv. ⋅ 32640 Zip Code
Welcome to your own slice of Florida lakefront living on beautiful Cowpen Lake in Hawthorne! This 3-bedroom, 2-bath home offers approximately 1,560 square feet of living space and sits on 1.7 wooded acres with over 100 feet of lake frontage. A private, wooded front yard provides a peaceful setting, while the back of the property opens up to clear, beautiful views of the lake. Enjoy the tranquility of nature, abundant wildlife, and the opportunity to make the waterfront your own. The home features a metal roof that is only 3 years old and an AC that has just been installed. Outdoor enthusiasts and gardeners will appreciate the 50-pot garden system, which is supplied with lake water through a solar-powered pump. The property also includes a 20’ x 30’ concrete slab with a metal building ready for construction, offering excellent potential for a workshop, storage, garage, or additional workspace. Two power poles are already located on the property. For those who love the outdoors, the Hawthorne Trail is conveniently located right at the front of the property, providing easy access to miles of scenic trail riding, biking, hiking, and exploring. Whether you’re looking for a peaceful full-time residence, a weekend lake getaway, or a property with room to add your own touches, this Cowpen Lake property offers privacy, natural beauty, and plenty of potential.

1837 State Road 20, Hawthorne
$299,900
32112 Zip Code
RARE CRESCENT LAKEFRONT OPPORTUNITY — BUILD READY LOT! Opportunities like this don't come around often! This is one of only two currently available waterfront lots on Crescent Lake, offering amazing lake views and direct waterfront access for you to enjoy for years to come. This beautifully cleared and extensively improved lot is ready for your dream home. The property has been raised, with low areas filled and leveled, and a bulkhead has been installed along the entire length of the lot for added protection. A private well is already in place, and an existing power pole is ready for hookup, giving you a major head start on your future build. With so many valuable improvements already completed, you can focus on designing and building the home you've always envisioned while taking full advantage of the incredible waterfront setting. There is no mandatory HOA, but you have the option to join the community association and gain access to a public dock, giving you even more ways to enjoy the beautiful Crescent Lake lifestyle.

100 Sandra Lane, Crescent City
$800,000
3 Beds ⋅ 3 Baths ⋅ Eagles Nest SubDv. ⋅ 32112 Zip Code
Pilots Delight!!! Lakefront Home & Hangar in Private Fly-In community of Eagles Nest. An airpark (FD44) featuring a 3200' lighted irrigated sod runway and a 3100' seaplane base with ramp for amphibious airplanes and boats on lovely Lake Estella. This lot gently slopes to Lake Estella providing a front row seat to sea plane activity. 4-year-old, 44' X 64' insulated finished hanger 40' X 13' Higher Power hydraulic hangar door and 16' X 12'6 insulated sectional door. Large windows, epoxy flooring LED lighting and ceiling fan & (2) 50-amp RV plugs. Home features an open concept, vaulted ceilings with a gorgeous view of the lake. Large, screened porch and a 2-car garage with a 50-amp plug for those with an electric car. Additional land and frontage in the lake is conveying with the sale, see survey.

107 Eagles Nest Lane, Crescent City
$2,750,000
9 Beds ⋅ 7 Baths ⋅ Wiggins SubDv. ⋅ 32187 Zip Code
There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

San Mateo
$244,900
2 Beds ⋅ 2 Baths ⋅ Atlantic Shores SubDv. ⋅ 32666 Zip Code
Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline. Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline.

111 2nd Street, Melrose
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