Putnam Homes with River Water Frontage

Putnam Homes with River Water Frontage

Welcome to Putnam County, Florida, a hidden gem nestled in the heart of the Sunshine State. Known for its stunning natural beauty and rich history, Putnam County offers a unique blend of small-town charm and outdoor adventure. With its picturesque lakes, winding rivers, and lush landscapes, it’s no wonder that this area is a haven for nature lovers and those seeking a tranquil lifestyle.

One of the most enticing features of Putnam County is its selection of homes with river frontage. Imagine waking up each morning to the gentle sounds of flowing water and the sight of sunrises reflecting off the serene riverbanks. These properties provide not just a home, but a lifestyle—perfect for fishing, kayaking, or simply enjoying the peaceful surroundings. With a variety of architectural styles, from cozy cottages to spacious family homes, there’s something to suit every taste and budget.

Living along the river in Putnam County means you’re never far from adventure. Spend your weekends exploring the vast network of waterways, or take a short drive to nearby parks and recreational areas for hiking and wildlife watching. The community is also rich in culture, with local festivals, farmers' markets, and charming shops that reflect the warm, welcoming spirit of the residents.

Whether you're looking for a permanent residence or a vacation getaway, Putnam County's riverfront homes offer an idyllic escape from the hustle and bustle of city life. Experience the best of Florida living—come discover your dream home along the beautiful rivers of Putnam County today!

Newest Putnam Homes with River Water Frontage

$2,750,000
9 Beds ⋅ 7 Baths ⋅ Wiggins SubDv. ⋅ 32187 Zip Code
There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

San Mateo
$242,000
32177 Zip Code
Have you dreamed of living on the St. Johns River? This beautiful treed lot is located on a quiet dead-end paved street and features an existing dock for easy access to the water. With approximately 350 feet of river frontage, you'll enjoy stunning views and abundant wildlife. A portion of the frontage consists of protected wetlands, enhancing the natural beauty and privacy of this unique waterfront property.

102 Cedar Creek Road, Palatka
$898,000
4 Beds ⋅ 4 Baths ⋅ S Petty Grant SubDv. ⋅ 32131 Zip Code
Imagine pulling onto 1.63 private acres, the St. Johns River stretching wide across the back of the property and roughly 265 feet of shoreline that's yours alone. Step inside and 3,092 square feet open up around you. With four generous bedrooms and three full baths, the floor plan has a natural rhythm -- a private primary retreat at one end and room for the kids or guests to have their own wing at the other, so no one's ever tripping over each other. Out back is where life here happens. The pool invites long Florida afternoons and easy entertaining, while the river beyond sets a serene, ever-changing backdrop you'll never tire of. And there's room for everything -- a boat, an RV, a trailer, plus an oversized three-car garage with a workshop area. Privacy, acreage, and a coveted spot on the St. Johns River, all for the buyer ready to trade the subdivision for a waterfront life of their own.

157 W Grandview Drive, East Palatka
$575,000
2 Beds ⋅ 2 Baths ⋅ Crescent City SubDv. ⋅ 32112 Zip Code
"Seas-The-Day" and wake up to a spectacular sunrise and nature unfolding from your own living room. Rare opportunity to own one of Florida's most unique waterfront properties! Built on pilings directly over beautiful Crescent Lake, this one-of-a-kind retreat offers panoramic water views, outstanding fishing from your own deck, and direct boating access to Dunns Creek and the St. Johns River. A private dock leads from shore to the home, creating the feeling of living on the water while enjoying all the comforts of a traditional residence. This 1,400+-square-foot home features an open layout, abundant natural light, breathtaking sunrise views, and a spacious boathouse capable of accommodating multiple boats. Formerly operated as a successful vacation rental, this property offers exceptional potential as a primary residence, weekend getaway, Airbnb/VRBO investment, or fishing retreat. Included in the sale is the commercial lot located between the home and the street, providing additional parking, storage, business potential, or future development opportunities. Conveniently located near local restaurants and just a short drive from Daytona Beach, Jacksonville, St. Augustine, and Orlando, this is a truly unforgettable waterfront property unlike anything else on Crescent Lake. Zoned Commercial with a house on the property.

21 S Lake Street, Crescent City
$329,900
3 Beds ⋅ 2 Baths ⋅ Sportsmans Harbor Sub SubDv. ⋅ 32193 Zip Code
If you've been searching for the perfect waterfront retreat where every day feels like a vacation, your search ends here. Welcome to beautiful Welaka, one of Florida's hidden gems nestled along the legendary St. Johns River. Whether your passion is fishing, boating, kayaking, wildlife watching, or simply enjoying breathtaking sunsets from your backyard, this property delivers the lifestyle you've been dreaming of. With nearly everything already updated and improved, there's nothing left to do except move in, unpack, and start enjoying waterfront living. Inside, you'll find a spacious open floor plan featuring large bedrooms, a welcoming living room with a cozy wood-burning fireplace, and a bright kitchen designed for gathering. The breakfast nook overlooks the water, providing the perfect place to enjoy your morning coffee. You'll love the abundance of cabinet space, generous countertops, and large pantry. Additional interior highlights include: " Thermal impact windows with a lifetime warranty " Large foyer entry " Spacious sunroom with vinyl windows & Stand-up AC Unit " Reverse osmosis water system at the kitchen sink " Wi-Fi enabled HVAC thermostat " Energy-efficient E-wrap insulation system. Step outside and discover what truly makes this property special. Multi-level wood decking leads directly to the water, creating the perfect setting for entertaining family and friends. Boaters will appreciate the boathouse with a 6,000-pound boat lift and a shed for all your extras. Located in the golf cart-friendly town of Welaka, you'll enjoy small-town charm while being surrounded by some of Florida's best freshwater fishing and boating. Cruise the scenic St. Johns River, explore nearby springs, visit waterfront restaurants by boat, or spend your days catching bass, crappie, catfish, and bream right in your backyard paradise. Bring your boat, fishing poles, golf cart, and swimsuit--this home is ready for you to start making memories on day one. improvement dates: " Metal roof replaced in 2017 " HVAC replaced in 2021 " New flex ductwork in 2022 " HWH 2011 " 6000LB Boat Lift 2017 " New electrical service to boathouse in 2026 " Vinyl siding and underpinning replaced in 2007 " Foyer and Sunroom Addition 2006 " Kitchen cabinets replaced approximately 10 years ago " Annual pest protection through Champion Termite & Pest Control " Survey 2017 " Elevation certificate 2016

41 Scott Street, Welaka
$499,900
2 Beds ⋅ 2 Baths ⋅ Palatka SubDv. ⋅ 32177 Zip Code
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

220 S 4th Street, Palatka
$280,000
2 Beds ⋅ 2 Baths ⋅ Sportsmans Lodge SubDv. ⋅ 32193 Zip Code
First-floor unit with breathtaking river views! Don’t miss this opportunity to own a 2-bedroom, 2-bathroom condo in charming Welaka along the St. Johns River. This approximately 1,168 sq. ft. unit features a deeded boat slip and stunning sunset views from the private porch overlooking the water. Located in Flood Zone X (not in a high-risk flood area) and approved for short-term rentals (1-week minimum), this property is ideal as a full-time residence, vacation getaway, or income-producing investment. Enjoy boating, fishing, skiing, or simply relaxing while embracing the peaceful waterfront lifestyle. Schedule your showing today—this one won’t last!

99 Broad River Place Unit 2105, Welaka
$499,000
3 Beds ⋅ 2 Baths ⋅ San Mateo Estates SubDv. ⋅ 32189 Zip Code
Stunning Waterfront Paradise 3/2 with garage 237 ft waterfront ,with concrete bulkhead,built in boat house /w lift & docking for large vessels,Included in sale is adjacent,seperate cleared and lanscaped lot.Home features split floor plan,open concept,tile flooring thru out,gorgeous chefs kitchen new custom cabintry,soft close drawers,stainless appliances ,oyster shell solid surface counter top with scallop edging, custom wood breakfast bar, wine rack, eat in Kitchen area, tongue & grove ceilings, recessed lighting & custom fixtures, reverse osmosis, updated bathrooms, Stone Wood burning fireplace in living room,custom built ins, large covered cedar front porch.Central heated & cooled garage,metal roofing,gutters,double pane windows.Property offers very quiet and tranquil waterfront park like setting ,dead end street,aluminum fencing, landscaping, lighting,irrigation system,covered fish cleaning station,circular driveway, fire pit,plenty off room to build out on the Two properties if desired.Conveniently located close to Palatka, St Augustine, Beaches,Shoping, I95, Palm Coast and Jacksonville markets. A Must See Property!

137 & 135 Riverside Drive, Satsuma
$299,999
2 Beds ⋅ 2 Baths ⋅ River Park Sub SubDv. ⋅ 32112 Zip Code
Welcome to River Park West, nestled along the tranquil St. Johns River, offering riverfront living without the hefty waterfront taxes. This charming community combines nature and modern amenities, making it a perfect haven for comfort and adventure seekers. The desirable, updated concrete block home, safely outside flood zones, features two master suites, ideal for privacy-loving families or guests. Situated on a double lot, it provides space for outdoor activities, complete with a custom fire pit and patio for evening gatherings. Enjoy the sunroom/screened porch free from pesky critters or venture out from your deeded boat slip--available through a nominal River Park Boat Club membership--to explore the river & savor fresh catches for dinner. An approx. 24'x 20' detached carport provides cover for your RV or boat and has a 50-amp RV hookup. Community water and sewer is attached but you also have 2 wells for watering the yard. 2 storage sheds for your tools. 4 Point Inspections provided.

110 Shaffer Avenue, Crescent City
$16,500
Paradise Lakes Sub SubDv. ⋅ 32139 Zip Code
Build Your Dream Home in Paradise Lake Subdivision – Just Minutes from Lake George & St. John's River! This 0.28-acre partially cleared lot in the sought-after Paradise Lake Subdivision is ready for your next project. Located just minutes from the scenic Lake George and St. John’s River, this land is ideal for anyone looking to build a getaway or permanent residence surrounded by nature. Enjoy the tranquility of the area, with nearby opportunities for fishing, boating, and outdoor recreation.

205 Siesta Drive, Georgetown
$375,000
2 Beds ⋅ 2 Baths ⋅ Beechers Point Sub SubDv. ⋅ 32193 Zip Code
Located directly on the magnificent St. Johns River, this lovely first floor move-in ready 2BR/2BA condo unit offers a refreshing and relaxing view from the spacious screened porch of some awesome sunsets in addition to all the fishing and water activities you could ever dream of. The home comes completely and tastefully furnished, right down to the dishes. Just bring your toothbrush and fishing pole and you're ready to live the life of luxury. The unit has tile flooring throughout. Both bedrooms include mirrored, sliding closet doors, with the master suite overlooking the screened porch and river. Unlike most units, this one includes a stacked washer/dryer. Community amenities include a sparkling, fenced, in-ground pool, boat ramp, boat slip, first come basis and dock. Off street unassigned parking is available in the adjacent parking lot. This is a perfect year-round home, vacation or VRBO.

125 River Bend Place Unit D, Welaka
$450,000
32177 Zip Code
A place to slow down, spread out, and enjoy the rhythm of the river. This beautiful slice of Old Florida offers approximately 2.05 acres on the St. Johns River, just a short drive--about 10-15 minutes--from downtown Palatka and roughly 35-45 minutes to Green Cove Springs. Whether you envision weekends on the water, gathering with family, or simply enjoying the quiet that comes with riverfront living, this property provides the setting to make it your own. The lot is mostly cleared, with classic Old Florida cypress trees lining the river and creating a natural, scenic backdrop. A covered dock with an electric boat lift is already in place, making time on the water easy and accessible. The artesian well, sturdy pole barn, and existing electric add functionality and flexibility for future plans. With no HOA, you have the freedom to use your land in a way that fits your lifestyle. Hop in the boat and head out for lunch at Six Mile Crab Shack in St. Augustine, or enjoy a fun weekend run to Renegades on the River in Welaka. You'll also find yourself in the heart of some of the best bass fishing waters in the country. Zoned Residential, Single-Family Estate, this is an opportunity to create a homestead that reflects how you want to live--uncomplicated, connected to nature, and rooted in the character of the St. Johns River.

455 W River Road, Palatka
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