Putnam Homes with Lake Front Water Frontage

Putnam Homes with Lake Front Water Frontage

Welcome to Putnam County, Florida—a hidden gem that beautifully marries serene lakeside living with the charm of small-town life. Nestled between the lush landscapes of the Ocala National Forest and the picturesque shores of the St. Johns River, Putnam County offers a tranquil retreat for those seeking a harmonious blend of nature and community.

With its abundant lakes, including the stunning Lake George and Crescent Lake, this region is a paradise for water enthusiasts. Imagine waking up to the gentle sounds of lapping waves and the vibrant colors of a sunrise reflecting off the water. Homes with lakefront and waterfront properties in Putnam County provide not just a residence, but a lifestyle filled with outdoor adventures. Whether you enjoy fishing, boating, or simply relaxing by the water's edge, these properties offer direct access to your favorite pastimes.

The local community is welcoming and vibrant, with charming towns like Palatka and Interlachen offering quaint shops, delightful dining options, and rich history. The area is also home to numerous parks and recreational areas, ensuring that nature lovers have plenty of opportunities to explore the great outdoors.

Investing in a lakefront home in Putnam County means more than just acquiring property; it’s about embracing a lifestyle where every day feels like a vacation. With stunning views and a strong sense of community, Putnam County is ready to welcome you home. Discover your perfect lakeside retreat today!

Newest Putnam Homes with Lake Front Water Frontage

$330,000
2 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32148 Zip Code
Welcome to lakefront living at its best! This beautifully maintained lake front property, approximately 1,612 square feet of comfortable living space and captivating views of the water. From the moment you step inside, you’ll feel right at home in the spacious, inviting layout featuring generous living and dining areas, a well-equipped kitchen with abundant cabinetry and counter space, and a roomy primary suite. Step outside to the expansive screened porch—the perfect place to sip your morning coffee, entertain friends, or relax while enjoying peaceful lake views and cooling breezes. The backyard leads directly to the water, where a private dock invites you to fish, swim, launch a kayak, or simply take in the beautiful Florida sunsets. A storage building provides convenient space for fishing gear, water toys, lawn equipment, and more. This well-cared-for home also offers several valuable updates, including flooring and interior paint completed approximately two years ago, an approximately five-year-old metal roof, and a septic system that was pumped about two years ago with a new drain field installed at that time. Whether you are searching for a full-time residence or a relaxing lakeside retreat, this special property offers comfort, character, and the laid-back waterfront lifestyle you have been dreaming of. Come see it for yourself—you may fall in love the moment you walk through the door!

107 Church Lake Drive, Interlachen
$1,190,000
6 Beds ⋅ 6 Baths ⋅ South Lake Rosa SubDv. ⋅ 32666 Zip Code
Welcome to an extraordinary lakefront retreat where space, character, and spectacular water views come together on beautiful Lake Rosa in Melrose, Florida. This one-of-a-kind property offers not just one exceptional home, but two residences, creating an incredible opportunity for a large family, multigenerational living, guests, or those looking for a private lakefront getaway with additional space on an expansive 9.2 acres. The magnificent main residence offers an impressive 5,187 square feet of heated and cooled living space, featuring 4 bedrooms and 4 1/2 bathrooms. From the moment you drive onto the property, you will feel you have entered a park with the beautifully manicured grounds, which include 1000 planted, mature camellias. Once inside the main house you will take in vaulted ceilings and the expansive and breathtaking lake views that set the tone for relaxed lakefront living. You'll find wonderful spaces designed for both entertaining and everyday enjoyment, including two loft areas, a cozy fireplace, wet bar, and a wine cellar—perfect for evenings spent with friends and family after a day on the lake. The generous living spaces provide plenty of room to spread out while still maintaining the warm, inviting feel you'd expect from a true lake home. The outside decks from this home give over 3000 sq ft of additional space to enjoy the outdoors from many rooms and levels of the home. And then there's the second residence, offering an additional 2,496 square feet of heated and cooled living space, with 2 bedrooms and 1 bathroom. Complete with its own deck overlooking the lake, this separate home is ideal for guests, extended family, a caretaker, or anyone who wants their own private space while still being just steps from all the lakefront fun. With a combined 7,683 square feet of heated and cooled living space and 6 total bedrooms, this is far more than a home—it's a lakefront lifestyle and an opportunity that's hard to duplicate. Imagine morning coffee with the lake as your backdrop, afternoons enjoying the water from your private dock and evenings gathered around the fireplace or relaxing on the deck as the day winds down. Whether you're looking for a spectacular full-time residence, a weekend escape, or a property designed for entertaining generations of family and friends, this one delivers the space, setting, and character to make lake memories for years to come. Come experience the magic of Lake Rosa for yourself—this is lake living with room for everyone!

202 Mason Road, Melrose
$575,000
3 Beds ⋅ 2 Baths ⋅ Redwater Lake Estates SubDv. ⋅ 32640 Zip Code
Virtually Staged. Redwater Lake Home. This 1,750 sq ft home sits on 2.26 acres with roughly 150 ft of lake frontage, a private dock, and a boat lift. The home has 3 bedrooms and 2 bathrooms. The front door opens into a foyer that leads to a comfortable living area with a wood-burning fireplace and a great view of the lake. A wall of sliders opens onto a screened porch, which flows out to an open deck, a good spot for company or for sitting quietly with your coffee. The kitchen has plenty of counter space, wood cabinets and a breakfast bar. There's custom cypress tongue-and-groove ceilings and a cypress staircase that add character. Two bedrooms near the front share a hall bathroom with a tub/shower combo. The utility room connects to the two-car garage. Upstairs, a sitting area leads to the primary bedroom, which has its own small deck for watching the sunset, plus a large walk-in closet. The primary bathroom has a walk-in shower. A few other things worth mentioning: a newly built, heated, irrigated greenhouse for anyone who likes to garden. A new roof and exterior paint. Home has two HVAC units; a built-in central vacuum system and an oversized garage with a workbench and utility sink. The grounds have mature trees, a small butterfly garden, some flowering plants and fruit trees and native Florida foliage. Redwater Lake is spring-fed and covers about 233 acres, good for boating, skiing, kayaking, canoeing and fishing. It's a peaceful setting. About 25 minutes to Gainesville and 45 to Ocala.

243 Herman Drive, Hawthorne
$294,947
2 Beds ⋅ 2 Baths ⋅ Ashley Lake Plantation SubDv. ⋅ 32666 Zip Code
Escape to peaceful, private living on this spacious 7.07-acre homestead in the desirable Ashley Lake Plantation community. This 2-bedroom, 2-bathroom manufactured home offers 2,113 square feet of comfortable living space, built in 2006 by Skyline in a durable triple-wide design. There is plenty of bonus space easily converted to make this a 3 bedroom home. Step inside to find high ceilings, tray ceilings, solid wood cabinets, and generous walk-in closets throughout. A cozy wood-burning fireplace anchors the living room, while the well-appointed kitchen comes equipped with a dishwasher, ice maker, microwave, range, and refrigerator. Carpet and vinyl flooring run throughout the home, and central air and heat keep you comfortable year-round. Outside, the property truly shines for those seeking space and privacy. Zoned for horses, the cleared and landscaped acreage includes a shed and storage building, a side porch for relaxing evenings, and chain-link fencing. Enjoy lake access to Ashley Lake, all within a welcoming HOA community for just $65/year. With low annual taxes of only $312, this property offers exceptional value for buyers seeking rural charm without sacrificing modern conveniences.

114 Green Oak Drive, Melrose
$369,900
32139 Zip Code
Discover a rare opportunity to own approximately 18 acres of beautiful lakefront property in Crescent City, Florida. Nestled at the end of a quiet dead-end road, this private retreat offers breathtaking natural beauty with a stunning mature live oak hammock creating a Old Florida setting. The property is equipped with a fully functional well and power, providing a solid foundation for your dream homesite, recreational getaway, or investment opportunity. A concrete block building is already in place, offering versatile storage or workspace options. With no HOA and no deed restrictions, you'll enjoy the freedom to use the property as you choose. Multiple RV hookups and two septic systems are already installed, making it ideal for family gatherings, seasonal living, or future development possibilities. Whether you're looking for a private lakefront estate, a recreational paradise, or a unique property with endless potential, this acreage delivers privacy, flexibility, and natural beauty in one remarkable package.

126 Lake Geneva Road, Georgetown
$609,000
3 Beds ⋅ 2 Baths ⋅ 32640 Zip Code
Welcome to Mason Lake! Turn from the paved road onto the private drive, and it feels as though you’re traveling back to a place and time you’ve always dreamed of capturing. Tucked along the shores of Mason Lake, a private, clear-water lake with no public access, this special property offers the space, privacy, and laid-back lake lifestyle that are increasingly hard to find. Spanning approximately 75 acres, Mason Lake is ideal for wakeboarding, water skiing, fishing, kayaking, paddle boarding, and swimming. The property features a three-bedroom concrete-block home, detached two-car garage, private dock, fenced grounds, and plenty of room to enjoy life on and off the water! Inside, a beautiful stone fireplace anchors the open-concept great room, dining area, and spacious kitchen, with lake views creating a stunning backdrop. The living space flows directly onto an expansive screened lanai overlooking the water — the perfect place for morning coffee as the sun rises, relaxed meals with family and friends, or a quiet evening at the end of the day. Recent upgrades include 2023 Metal roof and 2024 Anderson hurricane-rated windows, 2023 Lark 8 X 10 metal storage building, Kinetic fiber optic internet was recently installed throughout the area! Outside the home, mature live oaks, citrus trees and abundant wildlife add to the property's natural charm. The two car garage provides generous storage for four-wheelers, boats, Jet Skis, fishing gear, and all the toys that make lake living so much fun! Private and peaceful, yet conveniently located to Melrose, Keystone Heights, Hawthorne, Gainesville, Starke, Palatka, and Ocala, this is a wonderful full-time residence, weekend retreat, or investment opportunity. With its private-lake setting and recreational appeal, the property also offers compelling potential for long- or short-term rental use. Come for the lake. Stay for the feeling that you’ve found your own private piece of Old Florida!

1416 Baden Powell Road, Hawthorne
$229,999
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32640 Zip Code
Welcome home to this charming 3-bedroom, 2-bathroom home situated on a beautiful .36-acre lakefront lot. Offering a peaceful setting and plenty of outdoor space, this property is perfect for anyone looking for a quiet retreat with direct access to the water. Inside, you’ll find a comfortable layout with three bedrooms, two full bathrooms, and plenty of space to make your own. The open living areas provide a great space for relaxing or entertaining, while the bedrooms offer room for family, guests, or a home office. Don't miss out on this sweet piece of serenity!

172 E Cowpen Lake Point Road, Hawthorne
$127,500
Metes & Bounds SubDv. ⋅ 32148 Zip Code
Tucked away on 1.47 acres in Interlachen, this improved property offers a peaceful setting with plenty of room to make it your own. With power, well, and septic already in place, much of the groundwork has already been done. Enter through the gated driveway and you'll find a mix of cleared open space and mature trees that create a private, relaxed setting. The vintage camper, storage sheds, bathhouse, and covered outdoor area convey, giving the property a glamping-inspired feel. Whether you're looking for a quiet weekend getaway, a place to enjoy the outdoors, or property with existing improvements for your future plans, this one offers a unique opportunity to start with more already in place.

130 Buckles Drive, Interlachen
$10,000
Interlachen Villas SubDv. ⋅ 32148 Zip Code
PRIVACY, NATURE, and FREEDOM. Here is your chance to own a piece of Florida and make it what YOU want. Mobile homes are permitted. Located on a graded, flat dirt road just a short distance from the paved road, this .31 acre lot offers easy access to Highway 20 while still giving you added privacy and a peaceful setting away from traffic. The surrounding area is filled with lakes, ponds, and natural Florida scenery, with Lake LaGonda, Lake Chipco, Lake Grandin, and Lake Ida all nearby. Enjoy convenient access to public parks, boat ramps, docks, fishing, kayaking, swimming, and boating, or simply relax and enjoy the outdoors. Lake LaGonda features a public park, beach, playground, and boat dock, while Lake Chipco offers a quieter setting for fishing, boating, and wildlife watching. Lake Grandin is known for public access and fishing for bass and crappie. Enjoy the feeling of getting away from it all while remaining convenient to shopping, restaurants, and everyday necessities. Improve the land or hold the land for the future—the choice is yours.

TBD Rose Trl, Interlachen
$499,900
3 Beds ⋅ 4 Baths ⋅ N/A SubDv. ⋅ 32640 Zip Code
Are you searching for a rare opportunity to own a fully renovated LAKEFRONT POOL home offering some of the most beautiful sunsets? You found it! Welcome to 177 East Cowpen Lake Road, a beautifully renovated concrete-block home offering 3 bedrooms, 3.5 bathrooms, and nearly 2,000 square feet of living space, and direct access to Cowpen Lake - all situated on approximately 1.70 acres. Step inside, and you’ll immediately appreciate the warm character created by richly stained pine stairs, doors, and trim, perfectly complementing the home’s finishes and inviting lake-house atmosphere. The first floor is complete with a spacious bedroom and private en-suite bathroom, an intimate dining area, and a light-filled living room anchored by a beautiful red-brick fireplace. The fully renovated kitchen is sure to impress with sleek European-style slab cabinetry, granite countertops, and a brand-new stainless steel appliance package. Adjacent to the kitchen is a conveniently located half bath and built in study space. Upstairs, you’ll find two additional spacious bedrooms, each featuring its own private en-suite bathroom - providing exceptional comfort and privacy for family members and guests alike. Durable, low-maintenance flooring throughout means there is absolutely no carpet anywhere in the home. Step outside to your private lakefront oasis to find the recently resurfaced and remarcited swimming pool which overlooks Cowpen Lake. Whether you’re relaxing poolside, entertaining friends and family, or unwinding as the sun sets across the lake, this outdoor setting offers a lifestyle that is truly hard to replicate. Adding even more versatility to the property is a detached building, offering the perfect space for a workshop, guest suite, ADU, home office, studio, or the ultimate man cave. With its flexible potential, this additional structure provides valuable space for hobbies, guests, work, or recreation. Additional updates include a 2019 metal roof, new windows installed in 2024, complete replumbing and rewiring in 2024, and updated HVAC and water heater systems in 2025. Give us a call today to make this home your own!

177 E Cowpen Lake Road, Hawthorne
$180,000
2 Beds ⋅ 2 Baths ⋅ Ashley Lake Plantation SubDv. ⋅ 32666 Zip Code
2/2 DWMH on over 2 acres and close to Historic Melrose. This home has been well maintained. Features include new flooring, NEW ROOF, upgraded windows, screened porch, open porch, 2 storage buildings, beautiful Live Oak trees, easy maintained lawn. This property even includes access to Ashley Lake. Great location for commuting to Gainesville and Palatka. Schedule your tour today!

107 Crystal Lake Drive, Melrose
$199,900
3 Beds ⋅ 2 Baths ⋅ Cowpen Lake SubDv. ⋅ 32640 Zip Code
Welcome to your own slice of Florida lakefront living on beautiful Cowpen Lake in Hawthorne! This 3-bedroom, 2-bath home offers approximately 1,560 square feet of living space and sits on 1.7 wooded acres with over 100 feet of lake frontage. A private, wooded front yard provides a peaceful setting, while the back of the property opens up to clear, beautiful views of the lake. Enjoy the tranquility of nature, abundant wildlife, and the opportunity to make the waterfront your own. The home features a metal roof that is only 3 years old and an AC that has just been installed. Outdoor enthusiasts and gardeners will appreciate the 50-pot garden system, which is supplied with lake water through a solar-powered pump. The property also includes a 20’ x 30’ concrete slab with a metal building ready for construction, offering excellent potential for a workshop, storage, garage, or additional workspace. Two power poles are already located on the property. For those who love the outdoors, the Hawthorne Trail is conveniently located right at the front of the property, providing easy access to miles of scenic trail riding, biking, hiking, and exploring. Whether you’re looking for a peaceful full-time residence, a weekend lake getaway, or a property with room to add your own touches, this Cowpen Lake property offers privacy, natural beauty, and plenty of potential.

1837 State Road 20, Hawthorne
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