Putnam Homes with Boatable Water Water Frontage

Putnam Homes with Boatable Water Water Frontage

Welcome to Putnam County, Florida, a hidden gem nestled between the scenic beauty of the St. Johns River and the lush landscapes of the Ocala National Forest. Known for its charming small towns and rich history, Putnam County offers a serene escape from the hustle and bustle of city life while still providing easy access to urban amenities. With its picturesque lakes and waterways, this area is a haven for nature lovers and outdoor enthusiasts alike.

One of the most enticing features of Putnam County is its stunning waterfront properties. Imagine waking up each morning to breathtaking views of glistening waters right outside your window. Homes with boatable water frontage are plentiful here, allowing you to indulge in a lifestyle centered around leisure and adventure. Whether you're an avid fisherman, a boating enthusiast, or simply someone who enjoys the tranquility of waterfront living, Putnam County has something special in store for you.

From charming cottages to sprawling estates, the real estate options in this area are as diverse as the natural surroundings. Many homes boast private docks, giving you immediate access to the pristine waters of the St. Johns River and its many tributaries. Spend your days exploring the waterways, enjoying water sports, or simply relaxing on your deck while watching the sunset paint the sky in vibrant hues.

Putnam County is not just a place to live; it’s a lifestyle that embraces the beauty of nature and the joys of waterfront living. Discover your dream home in this idyllic setting and experience the best that Florida has to offer!

Newest Putnam Homes with Boatable Water Water Frontage

$330,000
2 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32148 Zip Code
Welcome to lakefront living at its best! This beautifully maintained lake front property, approximately 1,612 square feet of comfortable living space and captivating views of the water. From the moment you step inside, you’ll feel right at home in the spacious, inviting layout featuring generous living and dining areas, a well-equipped kitchen with abundant cabinetry and counter space, and a roomy primary suite. Step outside to the expansive screened porch—the perfect place to sip your morning coffee, entertain friends, or relax while enjoying peaceful lake views and cooling breezes. The backyard leads directly to the water, where a private dock invites you to fish, swim, launch a kayak, or simply take in the beautiful Florida sunsets. A storage building provides convenient space for fishing gear, water toys, lawn equipment, and more. This well-cared-for home also offers several valuable updates, including flooring and interior paint completed approximately two years ago, an approximately five-year-old metal roof, and a septic system that was pumped about two years ago with a new drain field installed at that time. Whether you are searching for a full-time residence or a relaxing lakeside retreat, this special property offers comfort, character, and the laid-back waterfront lifestyle you have been dreaming of. Come see it for yourself—you may fall in love the moment you walk through the door!

107 Church Lake Drive, Interlachen
$230,000
4 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates Riveroaks Sec 1st Add SubDv. ⋅ 32189 Zip Code
Welcome to your peaceful waterfront retreat in Satsuma! This spacious 4-bedroom, 2-bath home sits on approximately half an acre and offers the perfect blend of comfort, privacy, and Florida waterfront living. Step outside and enjoy the canal-front setting with your own private dock, ideal for boating, fishing, or simply relaxing by the water. The property features a large deck and welcoming front porch, an above-ground pool, fenced yard, and detached storage shed, providing plenty of space to enjoy the outdoors. Inside, an additional room provides the flexibility of a fourth bedroom, guest room, home office, or bonus space. The peaceful surroundings and generous property size create a private setting with room to relax, entertain, and enjoy life by the water. Whether you're searching for a full-time residence, weekend getaway, or your own Florida waterfront escape, this property offers a unique opportunity to make it yours. Seller financing is available—ask for additional details!

135 Sportsman Road, Satsuma
$449,500
3 Beds ⋅ 2 Baths ⋅ River Park Sub SubDv. ⋅ 32112 Zip Code
Canal front home leading to St John's River. Head south towards Astor to Lake George. So many springs to explore. 1 lot from the river with boat house with 2 slips. One has a lift. Pontoon included with sale. Furnishings also included. Crescent City is know for bass fishing.. Perfect home for year round living, vacation home or Air BNB. Private road is a short distance to the Oaks Golf Club. This home offers 3 bedrooms, 2 baths, Florida room, inside laundry room and extra storage shed. Large patio with views of the river. Storm shutters Renegades RV park is right around the corner with a general store, Tiki dock and restaurant. Owner will consider financing with $100,000 down.

148 Hicks Avenue, Crescent City
$299,900
32112 Zip Code
RARE CRESCENT LAKEFRONT OPPORTUNITY — BUILD READY LOT! Opportunities like this don't come around often! This is one of only two currently available waterfront lots on Crescent Lake, offering amazing lake views and direct waterfront access for you to enjoy for years to come. This beautifully cleared and extensively improved lot is ready for your dream home. The property has been raised, with low areas filled and leveled, and a bulkhead has been installed along the entire length of the lot for added protection. A private well is already in place, and an existing power pole is ready for hookup, giving you a major head start on your future build. With so many valuable improvements already completed, you can focus on designing and building the home you've always envisioned while taking full advantage of the incredible waterfront setting. There is no mandatory HOA, but you have the option to join the community association and gain access to a public dock, giving you even more ways to enjoy the beautiful Crescent Lake lifestyle.

100 Sandra Lane, Crescent City
$2,750,000
9 Beds ⋅ 7 Baths ⋅ Wiggins SubDv. ⋅ 32187 Zip Code
There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

San Mateo
$220,000
2 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv. ⋅ 32189 Zip Code
Waterfront living meets endless possibilities at this charming home on a canal with direct access to Dunn's Creek and the St. Johns River! Whether you love fishing, boating, or simply relaxing by the water, this property offers the Florida lifestyle you've been dreaming of. The home features 2 bedrooms, 2 bathrooms, and two versatile flex rooms that can easily serve as additional bedrooms, home offices, hobby rooms, or guest space—giving you the flexibility to fit your needs. Recently, partially remodeled with new flooring in several rooms. Has a hookup for your RV! 2024 Hot Water Heater and plumbing, 2023 Roof, 2023 HVAC. Step outside and you'll find one of the property's standout features: a private boathouse on the canal, making it easy to launch your next adventure on the water. Spend your days boating, kayaking, or casting a line, then return home to enjoy the peaceful surroundings and beautiful water views. Located in the quiet community of Satsuma, you'll enjoy the tranquility of Old Florida while still being within easy reach of Palatka, Crescent City, shopping, dining, and everyday conveniences. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this waterfront gem is ready for its next owner. Bring your boat, your fishing gear, and your imagination—this is Florida waterfront living at its best! Above ground swimming pool does not convey. Buyer and buyer's agent to verify all information.

104 Edgewater Road, Satsuma
$495,000
4 Beds ⋅ 3 Baths ⋅ Four Lakes Community SubDv. ⋅ 32640 Zip Code
Welcome to your waterfront retreat on beautiful Little Orange Lake! This stunning 4 bedroom, 3 bathroom home offers breathtaking lake views, spectacular sunsets, and an impressive list of recent upgrades, making it truly move-in ready. Relax and unwind from the extended panoramic enclosed Florida room, where wall-to-wall lake views create the perfect setting for morning coffee or evening sunsets. The open and inviting floor plan features a beautifully updated kitchen with crisp, modern finishes, abundant cabinetry, a dedicated coffee bar, and a formal dining area. The living room is filled with natural light and offers picturesque views of the lake. The spacious first-floor primary suite, added in 2025, is a private retreat featuring its own dedicated A/C system, new windows and doors, and a luxurious oversized en-suite bath. Wake up each morning to peaceful lake views right from your bedroom. Upstairs, you'll find three additional bedrooms and a full bath, providing plenty of room for guests. This home has been thoughtfully updated throughout, including a complete remodel in 2021 with a new roof and new appliances. Additional improvements include a new HVAC system, remodeled she shed, and a new dock with boat lift and two Jet Ski lifts in 2022; a new septic system, drain field, and water filtration system in 2024; and the beautiful primary suite addition in 2025. Outside, the fully fenced property is designed for enjoying the Florida lifestyle year-round. Spend your days boating, fishing for trophy bass, or soaking up the sun from the expansive dock and sun deck. The climate-controlled she shed offers endless possibilities as a home office, fitness studio, art space, or hobby room. A whole-home generator provides added peace of mind. Located in Hawthorne in Putnam County, this exceptional lakefront property offers the perfect balance of peaceful waterfront living with convenient access to Gainesville, Ocala, and Jacksonville. If you've been searching for a turnkey lakefront home with incredible views, modern updates, and exceptional outdoor living, this is the one you've been waiting for!

120 Little Orange Lake Drive, Hawthorne
$199,900
3 Beds ⋅ 2 Baths ⋅ River Park Sub SubDv. ⋅ 32112 Zip Code
Riverside-adjacent home on over half an acre in the River Park West subdivision in Fruitland, near Crescent City. A fence encloses the home itself, while a second fence surrounds the chicken coop, ideal for anyone looking to bring a bit of homesteading to the property. The property features a double carport, a wood-burning fireplace, a large bay window, and cypress trim throughout with a metal roof overhead. Large shade trees surround the home, while an optional HOA with access to private boat ramp offers direct water access, with dock rental also available. With its generous lot size, dual fencing, and flexible outdoor space, this property offers room to spread out in River Park West

110 W Palm Avenue, Crescent City
$225,000
2 Beds ⋅ 2 Baths ⋅ Sportsmans SubDv. ⋅ 32193 Zip Code
Enjoy the peaceful waterfront lifestyle with this charming mobile home situated on a canal with direct access to the beautiful St. Johns River. Whether you enjoy fishing, boating, or simply relaxing by the water, this property offers endless opportunities to experience the best of Florida living. Step outside to your private boathouse, complete with a spacious deck that's perfect for entertaining, enjoying your morning coffee, or taking in the serene canal views. A convenient fish-cleaning station & sink makes it easy to clean your catch after a day on the water. The home offers plenty of potential for someone looking for a weekend retreat, seasonal getaway, investment opportunity, or a place to make their own. Best of all, there are **NO HOA FEES**, giving you the freedom to enjoy your property without additional restrictions or monthly dues. Affordable waterfront properties with direct access to the St. Johns River are hard to find—don't miss this opportunity!

154 Moonlite Drive, Welaka
$499,900
2 Beds ⋅ 2 Baths ⋅ Crescent City SubDv. ⋅ 32112 Zip Code
The owners said, “SELL!” — so here is your chance to “Seas-The-Day” and wake up to spectacular sunrises as nature unfolds right outside your living room. Rarely does an opportunity come along to own a property this unique. Built on pilings directly over beautiful Crescent Lake, this one-of-a-kind waterfront retreat offers panoramic water views, excellent fishing from your own deck, and direct boating access to Dunns Creek and the St. Johns River. A wonder water world in your own backyard. A private dock stretches from the shore to the home, creating the unforgettable feeling of living directly on the water while still enjoying the comforts of a traditional residence. The approximately 1,400-square-foot home features an open layout, abundant natural light, breathtaking sunrise views, and a spacious boathouse capable of accommodating multiple boats. Formerly operated as a successful vacation rental, the property offers tremendous versatility and potential as a full-time residence, weekend getaway, Airbnb/VRBO investment, fishing retreat, or unique waterfront business opportunity. Adding even more value is the commercial lot located between the home and the street, which is included in the sale. The additional property provides valuable space for parking, storage, business use, or potential future development. The property is commercially zoned with a house on the property, opening the door to a variety of possibilities for the new owner. Additional features include a backup generator, water heater, A/C system, and sewage pump, all included with the sale. The owners are also willing to throw in a one-year home warranty. Conveniently located near local restaurants and within an easy drive of Daytona Beach, Jacksonville, St. Augustine, and Orlando, this is far more than just a waterfront home—it is an opportunity to own a truly distinctive piece of Florida waterfront. Come see it for yourself and “Seas-The-Day!” Properties like this simply don't come along very often.

21 S Lake Street, Crescent City
$329,900
3 Beds ⋅ 2 Baths ⋅ Sportsmans Harbor Sub SubDv. ⋅ 32193 Zip Code
THIS HOME JUST GOT BETTER, NOW OFFERING $10,000.00 IN SELLER CONCESSIONS! If you've been searching for the perfect waterfront retreat where every day feels like a vacation, your search ends here. Welcome to beautiful Welaka, one of Florida's hidden gems nestled along the legendary St. Johns River. Whether your passion is fishing, boating, kayaking, wildlife watching, or simply enjoying breathtaking sunsets from your backyard, this property delivers the lifestyle you've been dreaming of. With nearly everything already updated and improved, there's nothing left to do except move in, unpack, and start enjoying waterfront living. Inside, you'll find a spacious open floor plan featuring large bedrooms, a welcoming living room with a cozy wood-burning fireplace, and a bright kitchen designed for gathering. The breakfast nook overlooks the water, providing the perfect place to enjoy your morning coffee. You'll love the abundance of cabinet space, generous countertops, and large pantry. Additional interior highlights include: " Thermal impact windows with a lifetime warranty " Large foyer entry " Spacious sunroom with vinyl windows & Stand-up AC Unit " Reverse osmosis water system at the kitchen sink " Wi-Fi enabled HVAC thermostat " Energy-efficient E-wrap insulation system. Step outside and discover what truly makes this property special. Multi-level wood decking leads directly to the water, creating the perfect setting for entertaining family and friends. Boaters will appreciate the boathouse with a 6,000-pound boat lift and a shed for all your extras. Located in the golf cart-friendly town of Welaka, you'll enjoy small-town charm while being surrounded by some of Florida's best freshwater fishing and boating. Cruise the scenic St. Johns River, explore nearby springs, visit waterfront restaurants by boat, or spend your days catching bass, crappie, catfish, and bream right in your backyard paradise. Bring your boat, fishing poles, golf cart, and swimsuit--this home is ready for you to start making memories on day one. improvement dates: " Metal roof replaced in 2017 " HVAC replaced in 2021 " New flex ductwork in 2022 " HWH 2011 " 6000LB Boat Lift 2017 " New electrical service to boathouse in 2026 " Vinyl siding and underpinning replaced in 2007 " Foyer and Sunroom Addition 2006 " Kitchen cabinets replaced approximately 10 years ago " Annual pest protection through Champion Termite & Pest Control " Survey 2017 " Elevation certificate 2016

41 Scott Street, Welaka
$600,000
2 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv. ⋅ 32189 Zip Code
Envision yourself waking up every morning to the calming sounds of deep-water Dunn's Creek lapping gently against your bulkheaded waterfront. Then think about departing from your covered boat slip w/lift & large, covered seating area to explore the surrounding waterways, lakes, and rivers, perhaps catching and enjoying a fresh, evening meal of bass around your gas-powered fire pit or in the cedar gazebo complete w/sink, water & electric. This meticulously cared-for 2BR/2BA Imperial Model, double-wide, great-room-style home w/full house generator, includes everything you might want or need for a lifetime or just a weekend getaway. Crown molding, double pane windows & luxury vinyl flooring grace this beautiful home. The island kitchen w/breakfast bar features all GE appliances, numerous cabinets & pantry w/lazy Susan. The yard is tastefully maintained and includes awesome pavers. Seller may consider financing with a good down payment.

329 Paradise Circle, Satsuma
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