Columbia County Homes under $400,000

Columbia County Homes under $400,000

Welcome to Columbia County, Florida, a hidden gem nestled in the heart of the Sunshine State! Known for its stunning natural beauty and vibrant community spirit, Columbia County is a wonderful place to call home. With its lush landscapes, picturesque lakes, and charming small towns, this county offers a perfect blend of tranquility and adventure.

Columbia County is home to a variety of recreational activities, from hiking and fishing to boating and camping, thanks to its proximity to the beautiful Ichetucknee Springs State Park and the scenic Suwannee River. Whether you’re exploring the great outdoors or enjoying local festivals, there’s always something happening in this friendly community.

For those looking to make Columbia County their home, you’ll be pleased to discover that there are an array of beautiful homes available for under $400,000. This makes it an ideal location for first-time homebuyers, families, and retirees alike. You can find charming single-family homes nestled in peaceful neighborhoods, modern townhouses with convenient amenities, and spacious properties with ample outdoor space for gardening and recreation.

With a strong sense of community and a low cost of living, Columbia County is not only an affordable option but also a place where you can create lasting memories. Explore the real estate opportunities in this vibrant county, and discover your dream home in Columbia County, Florida, where comfort and community come together beautifully!

Newest Columbia County Homes under $400,000

568 Sw Rattlesnake Glen, Fort White
$299,900
3 Beds ⋅ 2 Baths ⋅ Rum Island Ranches Unrec SubDv. ⋅ 32038 Zip Code
Tucked away on 10 secluded acres along the banks of the Santa Fe River, this extraordinary riverfront retreat feels worlds away from everyday life. Reminiscent of a rustic cabin hidden among the redwoods of Big Sur, the nearly 1,300-square-foot, four-bedroom, two-bath residence offers a rare combination of natural beauty, privacy, and authentic Old Florida charm. Elevated on stilts and surrounded by towering trees and untouched woodland, the home feels completely immersed in nature. Inside, the character is unmistakable. Natural pine floors, walls, and ceilings envelop nearly every surface, creating a warm, richly textured interior that feels as though it belongs to another era. The open living and dining area features vaulted wood ceilings, a cozy gathering space, and an adjoining kitchen with natural wood cabinetry and open shelving. Multiple screened porches and elevated outdoor living spaces offer the perfect vantage point to take in the surrounding landscape, enjoy a slow morning with coffee, or simply appreciate the remarkable stillness of the property. Beyond the home, ten acres of wooded land provide an extraordinary sense of seclusion, with frontage along the beautiful Santa Fe River and Rum Island Spring and Park just a short walk away. Spend your days kayaking the river, exploring nearby freshwater springs, wandering through the woods, or enjoying the kind of peace and quiet that has become increasingly difficult to find. Whether envisioned as a private off-grid-inspired homestead, a secluded weekend hideaway, or a distinctive short-term rental retreat, this is a property that offers something increasingly rare: the opportunity to truly disconnect. A little wild, wonderfully unpolished, and entirely its own, this is Old Florida at its finest.

568 Sw Rattlesnake Glen, Fort White
234 Se Emerson Court, Lake City
$295,000
3 Beds ⋅ 2 Baths ⋅ Village Sub SubDv. ⋅ 32025 Zip Code
Welcome to Emerson Court! This cozy 3-bedroom, 2-bath brick home offers the space and flexibility you’ve been looking for, all situated on 1.13 acres just minutes from downtown Lake City. Inside, you’ll find a Florida room plus a bonus room that offers additional space for an office, playroom, gym, or hobby area. Outside, the property features an above-ground pool with a deck, workshop, RV hookup, garden area, fruit trees, and muscadine grape vines. With established plants and greenery throughout, this property truly comes to life when in bloom. Additional features include a metal roof installed in 2016, HVAC system updated in 2020, and a new well installed in 2026. The sellers are also offering a credit toward carpet replacement, giving the next owner the opportunity to personalize the home from the start. With acreage, extra living space, and useful outdoor features, this home offers a combination that’s hard to find.

234 Se Emerson Court, Lake City
709 Nw Palm Drive, Lake City
$159,950
3 Beds ⋅ 2 Baths ⋅ Gwen Lake Estates Sub SubDv. ⋅ 32055 Zip Code
Enjoy the best of both worlds in Lake City's Gwen Lake Estates! Situated on over a third of an acre, the original footprint of the home was constructed in 1957. It still retains much its 1950s charm with real wood floors, retro blue bathroom tile, and built-in display shelves. A new wing was built onto the home in 2006, nearly doubling the livable space and bringing the total to nearly 2,000 square feet. This addition made space for a luxurious primary suite, laundry/utility room, and additional living area, creating a flexible and spacious floorplan for the whole family to enjoy. The screened porch at the back of the home overlooks the cleared fenced yard with a wood deck, an above-ground pool, and plenty of space for additional improvements. Located in the heart of Lake City, only a 5-minute drive from the historic downtown district and less than 10 minutes to I-75 at either US 90 or SR 47. Don't miss this opportunity to make key improvements to an already fantastic offering!

709 Nw Palm Drive, Lake City
203 Sw Silver Palm Drive, Lake City
$359,900
4 Beds ⋅ 2 Baths ⋅ Preserve/Laurel Lake SubDv. ⋅ 32024 Zip Code
LOWEST PRICE OF ANY AVAILABLE HOME in this Community! Best Deal in this premier Lake City community. Home is now vacant for IMMEDIATE OCCUPANCY at Closing. Exceptional W-I-D-E Frontage on this particular Building Lot with Privacy Fencing. Proximity of the home to highest value properties. Dynamic one-off Stone fascia Frontage on the house not seen elsewhere in the subdivision by Adams Homes. Inclusion of needed functional elements that would otherwise need to be purchased separately: Master Bath with Garden Tub and separate Tiled Shower. Full Matching Window Treatments Throughout. Frigidaire® Gallery Model Refrigerator / Freezer. GE® Profile high capacity Clothes Washer & Dryer. Pentair® Reverse Osmosis Drinking Water System in Kitchen. Five (5) Installed Ceiling Fans. Upgraded Lighting. In-Wall Safe for valuables. 6” Rain Gutters, Downspouts. House is Adult-Owned, smoke free & pet-free. Luxury Living starts here in one of Lake City’s Most Sought-After Communities! Welcome to The Preserve at Laurel Lake, where luxury, location, and exceptional value come together in this stunning 2025 Adams Homes residence. This move-in-ready home offers 4 spacious bedrooms and an open-concept floor plan with soaring ceilings, abundant natural light, luxury vinyl plank flooring, granite countertops, and a private owner’s retreat. Thoughtful features include a built-in security safe, drinking water filtration system in the kitchen, white privacy fencing, and a covered lanai overlooking the backyard, perfect for entertaining, relaxing, or enjoying peaceful North Florida evenings. Community amenities include a resort-style pool, tennis and basketball courts, playground, clubhouse, sidewalks, and beautifully maintained common areas, all with a low HOA. Conveniently located minutes from I-75 and I-10, with quick access to shopping, dining, medical facilities, and everyday conveniences, while still offering the quiet charm of one of Lake City’s premier neighborhoods. Outdoor enthusiasts will appreciate nearby Ichetucknee Springs, the Santa Fe River, and opportunities for kayaking, tubing, fishing, hiking, and exploring North Florida’s natural beauty. A-rated schools are also nearby, offering an ideal combination of lifestyle, location, and value.

203 Sw Silver Palm Drive, Lake City
223 Se Victoria Glen, Lake City
$225,000
4 Beds ⋅ 2 Baths ⋅ Country Side Estates SubDv. ⋅ 32025 Zip Code
Good floor plan in this 4 bedroom 2 bath home with 3 way split arrangement. Great room with cathedral ceilings. Kitchen features breakfast bar, a place for your kitchen table, closet pantry. Washer and dryer are located in a closet inside the house. Primary bedroom includes walk in closet and tub with shower. Attached 2 car garage with opener. Rear patio. All situated on a 1/2 acre lot in Country Side Estates. Priced to sell, don't let this one get away.

223 Se Victoria Glen, Lake City
2928 Se Ebenezer, Lake City
$249,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32025 Zip Code
Virtually Staged. Brand New Home on 1.22 Acres. Enjoy the peace and privacy of country living in this brand new 3 bedroom, 2 bathroom home situated on 1.22 acres with workshop. The open concept floor plan offers a spacious layout perfect for everyday living and entertaining. With plenty of room to roam and endless possibilities outdoors, this property is the perfect place to call home. Schedule your private showing today!

2928 Se Ebenezer, Lake City
1339 Sw Central Terrace, Fort White
$240,000
3 Beds ⋅ 2 Baths ⋅ Three Rivers SubDv. ⋅ 32038 Zip Code
Virtually Staged. Welcome to this highly sought-after river community! This brand-new 2026 manufactured home offers 3 bedrooms, 2 bathrooms, and sits on a spacious 0.918-acre lot just minutes from the world-famous Ichetucknee Springs State Park. Enjoy the beauty of the crystal-clear Ichetucknee River, where tubing, kayaking, paddleboarding, swimming, and year-round outdoor adventures await. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers the perfect blend of comfort and location. Inside, you'll find an inviting open-concept floor plan with modern finishes, an efficient layout, and abundant natural light. Relax on the covered front and back porches while taking in the peaceful surroundings. The nearly one-acre lot provides plenty of room for entertaining, storing your outdoor toys, or adding future amenities. With its prime location near one of Florida's most popular natural attractions, this home is ideal as a primary residence, vacation home, Airbnb, or snowbird getaway. Move-in ready and loaded with potential, don't miss your chance to own a slice of North Florida paradise!

1339 Sw Central Terrace, Fort White
188 Sw Coliseum Place, Lake City
$229,900
3 Beds ⋅ 2 Baths ⋅ Village Sub SubDv. ⋅ 32025 Zip Code
Virtually Staged. Welcome to 188 SW Coliseum Place, Lake City, FL 32025, where modern updates meet spacious outdoor living. This beautifully maintained 3-bedroom, 2-bath home offers 1,265 square feet of comfortable living space on an oversized .58-acre lot, providing plenty of room to enjoy the outdoors while still being conveniently located near I-75, shopping, dining, and local amenities. Step inside to discover a newly renovated kitchen featuring stunning butcher block countertops, new cabinetry with soft close doors and drawers, creating a warm and inviting space for cooking and entertaining. The functional floor plan provides comfortable living area with high ceilings, split bedroom plan, and a private primary suite complete with two walk-in closets, offering exceptional storage rarely found in homes of this size. Outside, you'll appreciate the expansive yard with endless possibilities for gardening, recreation, or future additions. The property also includes a carport, a storage shed, and an open patio, perfect for relaxing evenings, weekend barbecues, and enjoying Florida's beautiful weather.

188 Sw Coliseum Place, Lake City
437 Se Rosewood Circle, Lake City
$249,900
3 Beds ⋅ 2 Baths ⋅ Eastside Village 06 SubDv. ⋅ 32025 Zip Code
Check out this well-maintained 3-bedroom, 2-bath home tucked away in Eastside Village, a 55+ HOA community in Lake City that is for sale. Whether you’re looking to simplify, downsize, or just enjoy a home that’s ready for you to move right in, this one checks a lot of boxes! Inside, you’ll find a comfortable layout with a spacious main living area and plenty of room to relax and entertain. The owner’s suite has a generous walk-in closet and ensuite bathroom with a shower. The other 2 bedrooms are on the other side of the home with a full bathroom with a tub/shower combo. The home has been lovingly maintained and features a roof that’s one year old, giving you one less big-ticket item to worry about and also includes a water treatment system. Step outside and enjoy the fenced backyard, perfect for gardening or letting your four-legged friends enjoy some outdoor time. There are screened front AND back porches giving you great spaces to enjoy a morning cup of coffee and relax. The 2-car garage provides plenty of room for parking, storage, and all those extras that tend to come with homeownership. Located in Lake City, you’ll have the convenience of nearby shopping, dining, medical facilities, and everyday amenities while still enjoying the relaxed feel of a residential community. And not far away are rivers, lakes, springs & more for outdoor adventures! This is North Florida living made easy! Come take a look and see if this home is right for you!

437 Se Rosewood Circle, Lake City
243 Sw Reigel Court, Lake City
$185,000
4 Beds ⋅ 2 Baths ⋅ Metes & Bounds SubDv. ⋅ 32024 Zip Code
Remarkable 4-acre lot with a 4-bedroom, 2-bath manufactured home with bonus room! This home is 2,240 sq ft - perfect for large gatherings, spacious living nestled back in the country. Home has updated tie downs, New roof, new cabinets, two 20x24 concrete slabs with anchors for shop/storage shed! Brand new 5-Ton HVAC! STOVE does NOT convey!Home has recently been appraised for $236,000 (tons of equity in this deal) Renovator's dream. Being SOLD AS-IS! This is truly a deal to anyone who isn't afraid to do some finishing work.

243 Sw Reigel Court, Lake City
140 Sw Spaulding Court, Fort White
$389,900
4 Beds ⋅ 2 Baths ⋅ 32038 Zip Code
Immaculate 4 bedroom/2 bathroom home located just outside of Ft White Florida. This home is located on 10 gorgeous acres speckled with beautiful Florida hardwoods throughout. As you enter the yard you will fall in love with the privacy this property offers. This home is perfect for large families, families needing a little more space and folks that LOVE to entertain. Entering the home you will see a beautiful open floor plan. The living room is bright and open, kitchen is loaded full of cabinetry, dining room is extra spacious and you always have an additional family room. A true split floorpan with 3 bedrooms and one bathroom on one side along with the family room makes it feel like another home. Then you have the massive master bedroom, large enough to have an office or nursery, beautiful master bathroom with walk in shower, vanity and garden tub. Laundry room is very spacious and offers an exit onto the back porch. Now this is not any porch.. this porch was built for memories to be made to last a lifetime. Enclosed offering plenty of space for tables and a lounge area to watch football, baseball and just enjoy Floridas cooler evenings. Access directly onto the pool deck with a gorgeous 30ft pristine blue vinyl pool as well as custom built in bar perfect for serving cocktails as you enjoy the hot Florida heat while floating all your worries away. Out back you have a massive 26x44 detached carport, storage to park an RV and workshop WITH bathroom and laundry (125 amp 240 power). Then you have a storage shed 12x28 with 60amp 240 power. A great burn pit for those fall and winters fires and an amazing play area for the kids. Perfectly situated right around the corner from Itchetucknee Springs, Rum Island Springs, The Santa Fe river AND Fort White Wildlife Area. This home has EVERYTHING ... call today for Your TOUR! Accepting all loans type! Some images may have been virtually staged and/or decluttered

140 Sw Spaulding Court, Fort White
526 Nw Savannah Circle, Lake City
$349,900
4 Beds ⋅ 3 Baths ⋅ Meadows Plantation 01 SubDv. ⋅ 32055 Zip Code
PRICED TO SELL! $5K SELLER CREDIT TOWARD PREPAID ITEMS! BRAND NEW ROOF 2025, NEW AC 2026, AND NEW WATER HEATER 2026. ALL THREE MAJOR SYSTEMS DONE AND THIS HOME IS MOVE-IN READY! Welcome home to this beautiful 4 bedroom home nestled on a generous half-acre lot in the desirable Oak Meadow Plantation community of Lake City. Step inside and immediately feel the warmth of a home that has been thoughtfully cared for. Beautiful laminate, tile, and wood flooring flow throughout the main living areas, a cozy wood-burning fireplace anchors the family room, and the open layout with two separate living spaces gives everyone room to breathe. The kitchen flows naturally to the dining and living areas, great for everyday living and entertaining. When it is time to enjoy the outdoors you have options. Relax on the screened patio, hang out under the covered patio, or enjoy the fully fenced private backyard that stretches across a full half acre. The attached 2-car garage keeps your vehicles protected and the full appliance package means everything you need is already included. Oak Meadow Plantation is one of Lake City's most charming communities, lined with mature oak trees and centered around a beautiful neighborhood pond with a low HOA of only approx. $330 per year and no CDD. Flood Zone X so no flood insurance required. Minutes from I-75, US-90, downtown Lake City, shopping, dining, and Lake City Medical Center. All financing welcome including FHA, VA, and conventional. A home this updated, this spacious, and in a community this special does not stay on the market long.

526 Nw Savannah Circle, Lake City
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