Summerfield Homes under $250,000

Summerfield Homes under $250,000

Welcome to Summerfield, Florida – a hidden gem nestled in the heart of Marion County. Known for its warm climate, friendly community, and lush landscapes, Summerfield offers a serene escape from the hustle and bustle of city life while still providing easy access to all the amenities you could desire. With its charming atmosphere and vibrant local culture, Summerfield is an ideal place for families, retirees, and anyone looking to enjoy the beauty of Florida living.

One of the standout features of Summerfield is its affordability, particularly for those seeking homes under $250,000. This makes it an attractive option for first-time homebuyers and those looking to downsize without compromising on quality of life. The real estate market here boasts a variety of options, from cozy single-family homes to delightful townhouses, each brimming with character and potential. With spacious yards and access to nearby parks, these homes provide the perfect backdrop for outdoor activities and family gatherings.

In addition to its affordable housing, Summerfield is conveniently located near a plethora of shopping, dining, and recreational opportunities. Whether you're exploring the scenic trails of nearby parks or enjoying a round of golf at one of the local courses, there’s always something to do. The community spirit is palpable, with local events and gatherings that foster connections among residents.

If you’re searching for a welcoming community with affordable housing options, Summerfield, FL, is the perfect place to call home. Discover the charm and opportunities that await you in this delightful city!

Newest Summerfield Homes under $250,000

10434 Se 178th Place, Summerfield
$224,900
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South V SubDv. ⋅ 34491 Zip Code
Welcome home to Florida Life! This highly sought-after Pecan Model is located on a rare, oversized quarter-acre lot (0.25 acres) in the premier 55+ gated golf course and golf-cart community of Spruce Creek South in Summerfield, FL. Offering an exceptional layout with a massive amount of privacy, this beautifully maintained property features 2 bedrooms, 2 bathrooms, an attached 2-car garage, and a dedicated, extended golf cart garage—offering a generous 1,008 sq. ft. of climate-controlled living space and 1,731 sq. ft. under roof. Interior & Architectural Highlights: Step through the welcoming covered front porch—perfect for relaxing year-round. Step into a functional, open-concept floor plan. Durable laminate flooring spans the entry, and tile flooring throughout the kitchen, dining room, and bathrooms. Indoor & Outdoor Living: Entertainment options abound with a beautiful, 15' x 9' glass-enclosed Florida room/lanai great for entertaining and relaxing year-round that seamlessly transitions to a backyard concrete covered enclosed patio. Positioned between the lanai and the extended golf cart garage, this outdoor space offers maximum privacy within your fully fenced-in backyard and matured landscaping for privacy. The Location & Lifestyle: Situated right off the vibrant US Hwy 441/27 commercial corridor, you are just 2 miles from Spanish Springs Town Square and 7 miles from Lake Sumter Landing in The Villages. Enjoy instant access to daily shopping, premium dining, and free nightly live entertainment with a different band every single night! World-Class Community Amenities: Spruce Creek South offers an active, resort-style retirement culture. Residents enjoy access to a spectacular 16,000+ sq. ft. clubhouse packed with a fitness center, billiards, a grand ballroom, and an endless social calendar. Outdoor enthusiasts can take advantage of the championship golf course, tennis courts, pickleball, shuffleboard, and a community softball field. Unbeatable Value: An incredible investment opportunity at this price point. Explore the photos and the immersive Matterport 3D virtual tour. Contact me or your agent today to schedule your private tour and start living your Florida dream!

10434 Se 178th Place, Summerfield
17565 Se 102nd Avenue, Summerfield
$249,000
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 03 SubDv. ⋅ 34491 Zip Code
Welcome to your retirement oasis in Spruce Creek South! Welcome home to this light, bright, and spacious 2-bedroom, 2-bath home in the sought-after Spruce Creek South 55+ golf cart community, offering comfortable living spaces and an inviting Florida lifestyle. With over 1,400 square feet of air-conditioned living space, including a large bonus room, this versatile floor plan offers plenty of room to live, work, entertain, and enjoy your hobbies. The bonus room could easily serve as a home office, den, hobby room, or additional gathering space. The home features a welcoming eat-in kitchen with granite countertops, beautiful laminate flooring, and an open, comfortable layout designed for both everyday living and entertaining. Step outside to the covered and screened lanai, the perfect place to relax and enjoy the Florida weather while overlooking the beautifully landscaped, spacious, and private yard. A 2-car garage provides convenient parking and additional storage, while the new roof will be installed prior to closing, offering added peace of mind for the next owner. Enjoy the security and amenities of this guard-gated 55+ active adult community, where there is always something to do. Residents enjoy an impressive array of amenities, including a community pool and hot tub, golf, billiards, fitness facilities, horseshoes, a baseball field, and beautifully maintained grounds. With numerous social clubs and planned activities, it’s easy to stay active, make new friends, and enjoy everything this vibrant community has to offer. The location is hard to beat! Conveniently located next to The Villages, you’ll be close to an abundance of dining, shopping, entertainment, medical services, and religious institutions—putting everything you need within easy reach. And there’s even more to love: very reasonable HOA fees make this an exceptional opportunity to enjoy an active Florida lifestyle while keeping monthly community expenses manageable. The seller is highly motivated! Come see this wonderful home and all that Spruce Creek South has to offer. Bring your offers and make this Florida lifestyle your own!

17565 Se 102nd Avenue, Summerfield
4997 Se 145th Place, Summerfield
$169,900
3 Beds ⋅ 3 Baths ⋅ Breezewood Estate SubDv. ⋅ 34491 Zip Code
A LOT of house for the money! Priced at just $169,900, this 3-bedroom, 2-bath Summerfield home offers more than 1,800 square feet of living space on a generous .35-acre lot, with plenty of room, several important improvements already completed, and an opportunity for the next owner to make it their own. Step inside and you'll immediately notice the spacious floor plan. The oversized living room features a dramatic floor-to-ceiling stone fireplace and opens to a large dining area and kitchen, creating an expansive main living space that's increasingly hard to find at this price point. The kitchen offers abundant cabinetry, generous counter space, and a breakfast bar, while an enclosed porch provides additional flexible living space. The third bathroom has been converted to storage, but water connections remain in case the new owner would like to add it back. Several of the big-ticket items have already been addressed, including a newer metal roof and HVAC system (replaced in 2023), along with updated subflooring and finish flooring in several areas. A whole-home water filtration system (added in 2020) serves the private well. Outside, the .35-acre property offers plenty of breathing room, with a detached storage/workshop building, covered outdoor area, mature trees, and a partially fenced yard. And there's NO HOA! This home presents an appealing opportunity for a buyer who values space and affordability and doesn't mind taking on some cosmetic projects along the way. It's not a freshly remodeled, cookie-cutter house, but that's part of the opportunity: make the improvements you want, on your schedule, and put your own stamp on the property. It could also be an interesting option for an investor looking for a property with additional upside potential. Conveniently located in Summerfield with easy access to US-441/27, CR-42, and The Villages. Priced with its remaining updates in mind and being sold AS-IS. If you've been searching for an affordable home with space, land, and potential, come take a look!

4997 Se 145th Place, Summerfield
6310 Se 142nd Lane, Summerfield
$217,500
3 Beds ⋅ 2 Baths ⋅ Belleview Hills Estate SubDv. ⋅ 34491 Zip Code
ONE OR MORE PHOTOS HAVE BEEN VIRTUALLY STAGED..... Beautifully remodeled and full of charm, this cozy 3-bedroom, 2-bath Summerfield home offers a welcoming place to call your own. Featuring a fully renovated kitchen and bathrooms, the interior feels fresh and inviting. Situated on a corner lot, the property offers a fenced yard with plenty of room in both the front and back for gardening, outdoor gatherings, or simply relaxing. A wonderful option for a first home or anyone looking for comfortable living. Conveniently located near shopping, supermarkets, and everyday essentials, with easy access to US 301 and shopping and dining options in nearby Belleview and The Villages. Come see the charm of this beautiful home.....

6310 Se 142nd Lane, Summerfield
15086 Se 93rd Avenue, Summerfield
$245,000
3 Beds ⋅ 2 Baths ⋅ Orange Blossom Hills Un #14 SubDv. ⋅ 34491 Zip Code
?? BRAND-NEW CONSTRUCTION IN SUMMERFIELD — AT THE DOOR OF THE VILLAGES! Looking for a brand-new home without an HOA? This beautiful 3-bedroom, 2-bath block home with a 1-car garage is completed and ready for its new owner in Orange Blossom Hills. Located just minutes from The Villages, this home gives you the convenience of a great location without the HOA restrictions—plus all the benefits of brand-new construction. ? Upgrades & Features Include: • Tile flooring throughout the entire home • Stainless-steel appliances • Stone countertops in the kitchen and bathrooms • Soft-close cabinets • Recessed lighting • Upgraded doors and lighting fixtures • Washer & dryer connections inside the home • Beautiful paver driveway • Entire yard professionally sodded • Brand-new block construction ?? $5,000 in Seller Concessions! We also have a preferred lender available to help with your pre-approval and financing options. If you’ve been looking for a brand-new home near The Villages with NO HOA, this is one you need to see!

15086 Se 93rd Avenue, Summerfield
10255 Se 178th Place, Summerfield
$239,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South Iv SubDv. ⋅ 34491 Zip Code
Welcome to this well maintained, turnkey Chestnut model located in Spruce Creek South, Summerfield, a desirable 55+ golf course community. This move-in ready 2 bedroom, 2 bath home features an inviting open floor plan designed for comfortable Florida living. The kitchen is a standout with newer cabinets, breakfast bar, granite counters and SS appliances. Laminate flooring flows throughout the main living areas, carpeting in the bedrooms. An enclosed lanai provides a relaxing retreat, perfect for enjoying your morning coffee or unwinding at the end of day. Additional features include a 2025 roof, HVAC 2011 and a convenient inside laundry room with cabinetry for extra storage. Ideally located near shopping, dining, medical facilities, the Villages and Ocala, this home offers comfort, convenience, and an easy Florida lifestyle. Don't miss this lovely opportunity to make this home yours!

10255 Se 178th Place, Summerfield
9116 Se 135th Lane, Summerfield
$189,700
2 Beds ⋅ 1 Baths ⋅ Spruce Crk Golf & Cc Spyglass SubDv. ⋅ 34491 Zip Code
**Beautiful, Quiet & Relaxing Home with Resort-Style Amenities Welcome to this charming 2-bedroom, 1-bathroom, 1-car garage home in the desirable Del Webb Spruce Creek community. This beautifully furnished home is move-in ready and offers a comfortable, relaxing setting with a large backyard for added privacy. This is a 55+ community. The home features updated appliances, easy-care LVP flooring, two walk-in closets, a full-size washer and dryer, and a screened lanai perfect for enjoying your morning coffee or unwinding at the end of the day. The home comes fully furnished and includes dishes, pots and pans, and even two coffee makers. Just bring your clothes and settle in! Del Webb Spruce Creek is known for its abundance of amenities and resort-style lifestyle. Enjoy the clubhouse, swimming pool and hot tub, fitness center, beautifully maintained golf course, softball, pickleball and tennis courts, and so much more. The community also offers the peace of mind of a 24/7 manned, gated entrance. Centrally located near The Villages, Ocala and Belleview, this home provides convenient access to shopping, dining, entertainment and medical facilities while offering a peaceful retreat to call home. Come enjoy the relaxed Florida lifestyle in a beautiful, amenity-rich community!

9116 Se 135th Lane, Summerfield
3745 Se 140th Lane, Summerfield
$222,900
3 Beds ⋅ 2 Baths ⋅ Belleview Heights Estate SubDv. ⋅ 34491 Zip Code
Under Construction. Brand New 3/2 home with 1 car garage conveniently located in growing area of Summerfield. Easy access to I75, Ocala, Belleview and The Villages. Enjoy the open concept floor plan with ceramic tile flooring throughout. Kitchen & baths have granite counter tops and upgraded cabinets. Stainless steel appliances including Range, Refrigerator, Dishwasher and Microwave. Inside Laundry Room. Remote garage door opener. PHOTOS ARE OF A DESTINY MODEL THAT WAS PREVIOUSLY BUILT AND NOT OF THE ACTUAL LISTING.

3745 Se 140th Lane, Summerfield
3711 Se 140th Lane, Summerfield
$222,900
3 Beds ⋅ 2 Baths ⋅ Belleview Heights Estate SubDv. ⋅ 34491 Zip Code
Under Construction. Brand New 3/2 home with 1 car garage conveniently located in growing area of Summerfield. Easy access to I75, Ocala, Belleview and The Villages. Enjoy the open concept floor plan with ceramic tile flooring throughout. Kitchen & baths have granite counter tops and upgraded cabinets. Stainless steel appliances including Range, Refrigerator, Dishwasher and Microwave. Inside Laundry Room. Remote garage door opener. PHOTOS ARE OF A DESTINY MODEL THAT WAS PREVIOUSLY BUILT AND NOT OF THE ACTUAL LISTING.

3711 Se 140th Lane, Summerfield
8516 Se 137th Loop, Summerfield
$239,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
This spacious 2-bedroom, 2-bathroom Chestnut model sits on a corner lot along a quiet loop. Enjoy morning coffee on the 22-foot front porch or unwind in the private enclosed lanai, which features vinyl windows, vertical shades, and indoor/outdoor carpeting. The open, split-bedroom floor plan includes professionally painted kitchen cabinetry, quartz countertops, a large breakfast-bar island with storage, stainless steel appliances installed in 2021, ambient lighting, and recent paint updates. Vaulted ceilings enhance the living room, dining area, and kitchen, while ceiling fans provide comfort throughout. Porcelain tile runs through the main living areas, and new water-resistant laminate flooring was installed in the bedrooms and both walk-in closets in 2024. The interior laundry area includes upper cabinets for added storage. The two-car garage offers sliding privacy screens, a utility sink, keyless entry, a side service door, and a workbench. Additional upgrades include replacement windows (2018), an HVAC system with humidistat (2012), architectural shingles (2013), and a water heater (2020). Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, including four 9-hole golf courses, three pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, a softball field, Liberty Grille Restaurant, and more than 70 clubs. Conveniently located north of The Villages and south of Ocala, the home is close to fine dining, shopping, and entertainment. With an acceptable offer, the seller will provide a one-year Broward Factory Home Warranty.

8516 Se 137th Loop, Summerfield
17965 Se 102nd Terrace, Summerfield
$245,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South 04 SubDv. ⋅ 34491 Zip Code
Turn-key, beautifully remodeled, and just steps from the golf course! Located within a private, gated 55+ golf community in Summerfield, this updated 2-bedroom, 2-bath home offers an affordable opportunity to enjoy the Florida lifestyle with many of the major improvements already completed. Step inside to an open and spacious living area complemented by brand-new flooring throughout, fresh interior paint, contemporary lighting, and modern finishes. The updated kitchen and bathrooms feature granite countertops, modern cabinetry, and upgraded fixtures, creating a clean, refreshed feel throughout the home. One of the highlights is the large, fully air-conditioned sunroom, providing additional space to relax, entertain, or enjoy year-round. Multiple outdoor areas offer even more opportunities to enjoy Florida's sunshine and surroundings. Major improvements include a brand-new roof and a newly sealed epoxy driveway completed in July 2026, adding to the home's move-in-ready appeal. The property is also being offered with brand-new furniture, fixtures, and fittings included, making this an especially convenient option for buyers looking for a seasonal residence, snowbird getaway, or full-time Florida home. The home is located just steps from the scenic Spruce Creek Golf Course, while residents can also enjoy community amenities including golf, a clubhouse, swimming pool, recreational activities, and more, all centered around an active 55+ lifestyle. Conveniently located near shopping, dining, medical facilities, and everyday necessities, with easy access to The Villages, Ocala, and Belleview. Buyers are encouraged to verify all property and community information, included furnishings, renovations, measurements, features, and improvements and to complete any inspections and due diligence they deem necessary. All information is deemed reliable but is not guaranteed.

17965 Se 102nd Terrace, Summerfield
17816 Se 115th Court, Summerfield
$229,000
3 Beds ⋅ 3 Baths ⋅ Links/Stonecrest SubDv. ⋅ 34491 Zip Code
This gorgeous 3 Bd/ 2.5 Ba home offers the very best that only STONECREST has to offer! You enter to a huge great room which incorporates living, dining and kitchen with an abundance of light! In addition to the 2 bd, 1.5 ba area, the 3rd bedroom suite has a secluded privacy all its own. It features a huge room, full bath and walk in closet with its own separate entrance. This offers the perfect solution for your guests. Residents of Stonecrest enjoy access to amenities such as golf, pools, and clubhouse activies for the perfect active lifestyle. Hurry, this one is priced right!

17816 Se 115th Court, Summerfield
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