Palatka Homes for Sale

Palatka Homes for Sale

Welcome to Palatka, Florida – a hidden gem nestled in the heart of Putnam County! Known for its rich history and picturesque landscapes, this charming city is situated along the banks of the St. Johns River, offering a serene escape from the hustle and bustle of city life. With a warm climate, lush greenery, and a welcoming community, Palatka is the perfect place to call home.

Palatka boasts a vibrant downtown area filled with unique shops, delightful eateries, and a variety of cultural attractions. Whether you’re exploring the historic architecture or enjoying a leisurely stroll along the riverfront, there’s always something to discover. Outdoor enthusiasts will appreciate the abundance of recreational opportunities, from fishing and boating on the St. Johns River to hiking in the nearby parks.

For those looking to settle down in this idyllic city, Palatka offers a diverse range of homes for sale. From charming historic houses that reflect the city’s heritage to modern family homes equipped with all the amenities, there’s something for everyone. Whether you’re a first-time buyer or seeking a peaceful retirement retreat, you’ll find a welcoming community that values the simple joys of life.

With competitive pricing and a variety of options, now is the perfect time to explore the real estate market in Palatka. Let us help you find your dream home in this beautiful, friendly city where southern charm meets modern living. Embrace the allure of Palatka and discover a place where you can truly feel at home!

Newest Palatka Homes for Sale

$109,900
2 Beds ⋅ 1 Baths ⋅ Putnam County SubDv. ⋅ 32177 Zip Code
Escape to a peaceful, rural living at this 2-bedroom, 1-bath, private Palatka home set on a spacious lot with Solar Panels, large yard perfect for gardening and outdoor entertaining. This inviting residence offers a comfortable layout ready for your personal touches. Bring your style and vision to update the interiors and create a home that truly reflects you whether that’s a modern farmhouse kitchen, cozy reading nook, or custom finishes throughout, making it the perfect canvas for your dream home or investment project. Enjoy the quiet seclusion of country living while still being just minutes from town conveniences. Property Sold "As Is"

109 Hanpard Lane, Palatka
$455,000
3 Beds ⋅ 3 Baths ⋅ Rowtons Sub SubDv. ⋅ 32177 Zip Code
Tucked away on a quiet no-through-traffic road in the sought-after Thicket community, this striking Tudor-style home blends old-world architectural charm with a fully renovated interior — and a backyard built for resort-style living. Step inside to find luxury vinyl plank flooring flowing throughout the home. All three bedrooms and both full baths are upstairs for great privacy while the downstairs welcomes family and guests into the open and spacious living room with an updated half bath. The kitchen is a showstopper: rich espresso cabinetry, matching stainless steel appliances, quartz countertops, and a vaulted, beamed ceiling that gives the whole space an airy, elevated feel. Two electric fireplaces add warmth and character to the living areas, while the primary suite offers a peaceful escape with its own private balcony overlooking the grounds. Out back is where this property truly shines. A screened, in-ground pool with a shaded lanai and dedicated grilling area creates the ultimate spot for entertaining or unwinding — rain or shine, day or night. The fully fenced yard delivers total privacy, plus a one-of-a-kind two-story shed complete with an elevated playhouse and storage loft. There's even room for boat and RV parking, a rare find this close to town. Recent updates give buyers real peace of mind: dual-zone HVAC (2016 and 2022), metal roof (2022) and water heater (2022) mean the big-ticket items are already handled. Location seals the deal — under 3 miles to Ravine Gardens State Park, minutes from Palatka Golf Club, and easy access to the St. Johns River for boating and fishing. Small-town charm, big-time amenities, zero through-traffic noise. Homes like this — Tudor character, a private pool oasis, and room for all your toys — don't sit long. Schedule your showing today.

102 Thicket Lane, Palatka
$500,000
3 Beds ⋅ 3 Baths ⋅ St Johns Harbor Sub SubDv. ⋅ 32177 Zip Code
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

134 Bowfin Drive, Palatka
$189,900
4 Beds ⋅ 1 Baths ⋅ Palatka SubDv. ⋅ 32177 Zip Code
Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Avenue, Palatka
$105,000
3 Beds ⋅ 1 Baths ⋅ Highlawn SubDv. ⋅ 32177 Zip Code
Opportunity awaits with this affordable 3-bedroom, 1-bath home situated on nearly a quarter-acre lot in Palatka. Whether you're searching for your first home, a rental property, or your next investment project, this property offers plenty of potential and value. Built in 1948, this 768-square-foot home features a brand-new roof installed in January 2026, providing a major update for the next owner. The fully fenced yard offers space for pets, gardening, or outdoor activities, while the detached shed provides additional storage for tools and equipment. Conveniently located near St. Johns River State College, HCA Florida Putnam Hospital, Putnam County Fairgrounds, Putnam County Airport, shopping, dining, and other local amenities, you'll appreciate the convenience of being close to work, school, healthcare, shopping, and entertainment. Affordable opportunities like this are becoming harder to find. With a new roof already in place and plenty of potential to add value, this property is ideal for investors, first-time buyers, or anyone looking for an affordable home with room to make it their own. With key improvements already completed and room to add your personal touches, this home is ready for its next chapter.

306 Florida Drive, Palatka
$175,000
3 Beds ⋅ 2 Baths ⋅ Rolling Hills Sub SubDv. ⋅ 32177 Zip Code
Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.

212 Mimosa Drive, Palatka
$379,900
3 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32177 Zip Code
Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka
$263,000
3 Beds ⋅ 2 Baths ⋅ Webbs Viking Manor SubDv. ⋅ 32177 Zip Code
Virtually Staged. Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location.

6109 W 1st Manor, Palatka
$499,900
2 Beds ⋅ 2 Baths ⋅ Palatka SubDv. ⋅ 32177 Zip Code
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

220 S 4th Street, Palatka
$189,700
4 Beds ⋅ 2 Baths ⋅ Palatka Hillcrest SubDv. ⋅ 32177 Zip Code
FULLY RENOVATED, VACANT AND READY FOR MOVE-IN! Welcome to this stunning 3-bedroom, 1 bonus room, and 2-bathroom gem in a quiet, established Palatka neighborhood. This home has been completely and recently transformed with modern finishes and a bright, open-concept 1,255 sq. ft. layout filled with natural light. The gorgeous kitchen features sleek granite countertops, stylish cabinetry, and a full suite of brand-new appliances. Brand-new premium flooring runs throughout the main living areas, complemented by updated plumbing, a brand-new HVAC system, new gutters, and fresh modern interior and exterior paint. Both bathrooms have been elegantly upgraded with contemporary vanities, while the bedrooms feature plush new carpeting. Outside, a premium new stucco finish gives the home great curb appeal, and the generous backyard offers an outdoor oasis perfect for relaxation and family enjoyment. There are no HOA fees to worry about. The property is located just minutes from schools, local amenities, and the beautiful St. Johns River. Listing agent is the spouse of the seller

1412 Laurel Street, Palatka
$475,000
3 Beds ⋅ 2 Baths ⋅ 32177 Zip Code
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids’ playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka
$265,000
3 Beds ⋅ 2 Baths ⋅ Tierra Woods SubDv. ⋅ 32177 Zip Code
This 3/2 concrete block home on a corner lot in Tierra Woods, Palatka, with pond view and no HOA. Split-bedroom layout, primary suite with walk-in closet separate from two secondary bedrooms. Vinyl flooring throughout, ceiling fans in main living areas. Kitchen features Samsung electric range, dishwasher, microwave, and new refrigerator, all conveying with sale, plus Maytag washer/dryer and Clack 1054 whole-home water softener. Large screened patio and separate pea gravel/paver patio overlook pond and open yard, with brick firepit and garden trellis. Front garden on drip irrigation with programmable timer. New Graceland storage shed plus attached 2-car garage. Lifetime metal roof approximately 3 years old, new HVAC installed 2022, annual termite protection via Crescent City Termite Control. Electric service on hospital grid. Public sewer and water, Greater Palatka area. No HOA, no restrictions, move-in ready

7200 Andrew Jackson Street, Palatka
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