Lake City Homes under $350,000

Lake City Homes under $350,000

Welcome to Lake City, Florida – a charming city nestled in the heart of Columbia County, where Southern hospitality meets scenic beauty. Known for its picturesque landscapes and vibrant community, Lake City is an ideal place for families, retirees, and everyone in between. With its rich history and close-knit atmosphere, this city offers a unique blend of small-town charm and modern amenities.

One of the most appealing aspects of Lake City is its affordability, particularly when it comes to housing. For those seeking a new home without breaking the bank, you’ll find a delightful selection of properties under $350,000. Whether you’re in the market for a cozy starter home, a spacious family residence, or a charming bungalow, Lake City has something to suit every taste and budget.

Imagine settling into a lovely three-bedroom home with a spacious backyard, perfect for family gatherings or a quiet evening under the stars. With the cost of living being significantly lower than many other areas in Florida, you can enjoy a comfortable lifestyle while still having access to the amenities you desire.

Lake City is also conveniently located near major highways, making it easy to explore the natural beauty of the surrounding area, including the stunning lakes and parks that provide ample opportunities for outdoor recreation. From hiking and fishing to community events and local dining, Lake City is a place where you can truly feel at home.

Explore the possibilities of finding your perfect home in Lake City, where affordability meets charm and community spirit!

Newest Lake City Homes under $350,000

234 Se Emerson Court, Lake City
$295,000
3 Beds ⋅ 2 Baths ⋅ Village Sub SubDv. ⋅ 32025 Zip Code
Welcome to Emerson Court! This cozy 3-bedroom, 2-bath brick home offers the space and flexibility you’ve been looking for, all situated on 1.13 acres just minutes from downtown Lake City. Inside, you’ll find a Florida room plus a bonus room that offers additional space for an office, playroom, gym, or hobby area. Outside, the property features an above-ground pool with a deck, workshop, RV hookup, garden area, fruit trees, and muscadine grape vines. With established plants and greenery throughout, this property truly comes to life when in bloom. Additional features include a metal roof installed in 2016, HVAC system updated in 2020, and a new well installed in 2026. The sellers are also offering a credit toward carpet replacement, giving the next owner the opportunity to personalize the home from the start. With acreage, extra living space, and useful outdoor features, this home offers a combination that’s hard to find.

234 Se Emerson Court, Lake City
709 Nw Palm Drive, Lake City
$159,950
3 Beds ⋅ 2 Baths ⋅ Gwen Lake Estates Sub SubDv. ⋅ 32055 Zip Code
Enjoy the best of both worlds in Lake City's Gwen Lake Estates! Situated on over a third of an acre, the original footprint of the home was constructed in 1957. It still retains much its 1950s charm with real wood floors, retro blue bathroom tile, and built-in display shelves. A new wing was built onto the home in 2006, nearly doubling the livable space and bringing the total to nearly 2,000 square feet. This addition made space for a luxurious primary suite, laundry/utility room, and additional living area, creating a flexible and spacious floorplan for the whole family to enjoy. The screened porch at the back of the home overlooks the cleared fenced yard with a wood deck, an above-ground pool, and plenty of space for additional improvements. Located in the heart of Lake City, only a 5-minute drive from the historic downtown district and less than 10 minutes to I-75 at either US 90 or SR 47. Don't miss this opportunity to make key improvements to an already fantastic offering!

709 Nw Palm Drive, Lake City
223 Se Victoria Glen, Lake City
$225,000
4 Beds ⋅ 2 Baths ⋅ Country Side Estates SubDv. ⋅ 32025 Zip Code
Good floor plan in this 4 bedroom 2 bath home with 3 way split arrangement. Great room with cathedral ceilings. Kitchen features breakfast bar, a place for your kitchen table, closet pantry. Washer and dryer are located in a closet inside the house. Primary bedroom includes walk in closet and tub with shower. Attached 2 car garage with opener. Rear patio. All situated on a 1/2 acre lot in Country Side Estates. Priced to sell, don't let this one get away.

223 Se Victoria Glen, Lake City
2928 Se Ebenezer, Lake City
$249,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32025 Zip Code
Virtually Staged. Brand New Home on 1.22 Acres. Enjoy the peace and privacy of country living in this brand new 3 bedroom, 2 bathroom home situated on 1.22 acres with workshop. The open concept floor plan offers a spacious layout perfect for everyday living and entertaining. With plenty of room to roam and endless possibilities outdoors, this property is the perfect place to call home. Schedule your private showing today!

2928 Se Ebenezer, Lake City
188 Sw Coliseum Place, Lake City
$229,900
3 Beds ⋅ 2 Baths ⋅ Village Sub SubDv. ⋅ 32025 Zip Code
Virtually Staged. Welcome to 188 SW Coliseum Place, Lake City, FL 32025, where modern updates meet spacious outdoor living. This beautifully maintained 3-bedroom, 2-bath home offers 1,265 square feet of comfortable living space on an oversized .58-acre lot, providing plenty of room to enjoy the outdoors while still being conveniently located near I-75, shopping, dining, and local amenities. Step inside to discover a newly renovated kitchen featuring stunning butcher block countertops, new cabinetry with soft close doors and drawers, creating a warm and inviting space for cooking and entertaining. The functional floor plan provides comfortable living area with high ceilings, split bedroom plan, and a private primary suite complete with two walk-in closets, offering exceptional storage rarely found in homes of this size. Outside, you'll appreciate the expansive yard with endless possibilities for gardening, recreation, or future additions. The property also includes a carport, a storage shed, and an open patio, perfect for relaxing evenings, weekend barbecues, and enjoying Florida's beautiful weather.

188 Sw Coliseum Place, Lake City
437 Se Rosewood Circle, Lake City
$249,900
3 Beds ⋅ 2 Baths ⋅ Eastside Village 06 SubDv. ⋅ 32025 Zip Code
Check out this well-maintained 3-bedroom, 2-bath home tucked away in Eastside Village, a 55+ HOA community in Lake City that is for sale. Whether you’re looking to simplify, downsize, or just enjoy a home that’s ready for you to move right in, this one checks a lot of boxes! Inside, you’ll find a comfortable layout with a spacious main living area and plenty of room to relax and entertain. The owner’s suite has a generous walk-in closet and ensuite bathroom with a shower. The other 2 bedrooms are on the other side of the home with a full bathroom with a tub/shower combo. The home has been lovingly maintained and features a roof that’s one year old, giving you one less big-ticket item to worry about and also includes a water treatment system. Step outside and enjoy the fenced backyard, perfect for gardening or letting your four-legged friends enjoy some outdoor time. There are screened front AND back porches giving you great spaces to enjoy a morning cup of coffee and relax. The 2-car garage provides plenty of room for parking, storage, and all those extras that tend to come with homeownership. Located in Lake City, you’ll have the convenience of nearby shopping, dining, medical facilities, and everyday amenities while still enjoying the relaxed feel of a residential community. And not far away are rivers, lakes, springs & more for outdoor adventures! This is North Florida living made easy! Come take a look and see if this home is right for you!

437 Se Rosewood Circle, Lake City
243 Sw Reigel Court, Lake City
$185,000
4 Beds ⋅ 2 Baths ⋅ Metes & Bounds SubDv. ⋅ 32024 Zip Code
Remarkable 4-acre lot with a 4-bedroom, 2-bath manufactured home with bonus room! This home is 2,240 sq ft - perfect for large gatherings, spacious living nestled back in the country. Home has updated tie downs, New roof, new cabinets, two 20x24 concrete slabs with anchors for shop/storage shed! Brand new 5-Ton HVAC! STOVE does NOT convey!Home has recently been appraised for $236,000 (tons of equity in this deal) Renovator's dream. Being SOLD AS-IS! This is truly a deal to anyone who isn't afraid to do some finishing work.

243 Sw Reigel Court, Lake City
526 Nw Savannah Circle, Lake City
$349,900
4 Beds ⋅ 3 Baths ⋅ Meadows Plantation 01 SubDv. ⋅ 32055 Zip Code
PRICED TO SELL! $5K SELLER CREDIT TOWARD PREPAID ITEMS! BRAND NEW ROOF 2025, NEW AC 2026, AND NEW WATER HEATER 2026. ALL THREE MAJOR SYSTEMS DONE AND THIS HOME IS MOVE-IN READY! Welcome home to this beautiful 4 bedroom home nestled on a generous half-acre lot in the desirable Oak Meadow Plantation community of Lake City. Step inside and immediately feel the warmth of a home that has been thoughtfully cared for. Beautiful laminate, tile, and wood flooring flow throughout the main living areas, a cozy wood-burning fireplace anchors the family room, and the open layout with two separate living spaces gives everyone room to breathe. The kitchen flows naturally to the dining and living areas, great for everyday living and entertaining. When it is time to enjoy the outdoors you have options. Relax on the screened patio, hang out under the covered patio, or enjoy the fully fenced private backyard that stretches across a full half acre. The attached 2-car garage keeps your vehicles protected and the full appliance package means everything you need is already included. Oak Meadow Plantation is one of Lake City's most charming communities, lined with mature oak trees and centered around a beautiful neighborhood pond with a low HOA of only approx. $330 per year and no CDD. Flood Zone X so no flood insurance required. Minutes from I-75, US-90, downtown Lake City, shopping, dining, and Lake City Medical Center. All financing welcome including FHA, VA, and conventional. A home this updated, this spacious, and in a community this special does not stay on the market long.

526 Nw Savannah Circle, Lake City
144 Sw Enchanted Court, Lake City
$275,000
3 Beds ⋅ 2 Baths ⋅ Emerald Forest Sub SubDv. ⋅ 32024 Zip Code
Welcome home to this charming property tucked away in a well-established neighborhood, offering the perfect combination of space, comfort, and convenience just minutes from town. Situated on a spacious 0.78-acre lot, this home provides plenty of room to enjoy the outdoors while still keeping everyday amenities close by. Inside, you'll find two separate living spaces, giving you flexibility for entertaining, relaxing, or creating a dedicated family room. One living area features a cozy fireplace, adding warmth and character to the heart of the home. One of the standout features is the expansive screened-in back porch, the perfect place to enjoy your morning coffee, unwind at the end of the day, or entertain friends and family while overlooking the large backyard. With nearly an acre, multiple living areas, a welcoming fireplace, and an impressive screened porch, this home offers the space and versatility you've been looking for in a convenient, established neighborhood.

144 Sw Enchanted Court, Lake City
862 Ne Coldwater Avenue, Lake City
$175,999
2 Beds ⋅ 2 Baths ⋅ Gelberg's SubDv. ⋅ 32055 Zip Code
Welcome to this 2-bedroom, 2-bath manufactured home located in Lake City, Florida 32055, offering an excellent opportunity for a first-time homebuyer, retiree, investor, or anyone looking for an affordable primary residence in beautiful North Florida. The home features a comfortable and functional floor plan with two bedrooms and two full bathrooms, providing flexibility for everyday living, guests, a home office, or additional family space. Enjoy the relaxed lifestyle Lake City is known for while remaining conveniently located near local elementary schools, shopping, restaurants, medical services, and everyday necessities. The property also offers convenient access to the greater Lake City area and major North Florida transportation routes. Lake City provides the perfect combination of small-town charm and accessibility, surrounded by the natural beauty of North Central Florida while still offering the conveniences needed for daily living. Whether you are searching for your first home, downsizing, purchasing an investment property, or looking for an affordable Florida residence, this 2-bedroom, 2-bath manufactured home is an opportunity worth considering. A quieter Florida lifestyle. Schedule your showing and come see the possibilities this property has AVAILABLE ! ASK FOR CLOSING COSTS!

862 Ne Coldwater Avenue, Lake City
Lake City
$237,990
3 Beds ⋅ 2 Baths ⋅ Triangle Park SubDv. ⋅ 32055 Zip Code
Welcome to 237 NE Gum Swamp Road, Lake City, FL 32055 a beautifully refreshed 3-bedroom, 2-bathroom home that blends modern updates, comfortable living, and timeless charm. Thoughtfully updated from top to bottom, this move-in-ready property offers a bright, inviting atmosphere with fresh paint, new flooring, updated bathrooms, and stylish finishes throughout. Whether you are a first-time buyer, looking for more space, or searching for a home that is ready to enjoy without a long renovation list, this property is worth seeing. Step inside and discover a welcoming interior designed for everyday comfort and easy entertaining. The open concept layout creates a natural flow between the living, dining, and kitchen areas, allowing plenty of light and making the main living spaces feel spacious and connected. Fresh paint and new flooring provide a clean, contemporary backdrop while maintaining the home’s warm and approachable character. The kitchen serves as the heart of the home and has been updated with quartz countertops, generous cabinet storage, and a clean, modern design. The combination of attractive finishes and practical workspace makes this kitchen equally suited for preparing everyday meals, hosting friends, or gathering with family. The open connection to the adjoining living and dining areas keeps everyone connected while entertaining. The three bedrooms provide comfortable private spaces, while the two updated bathrooms add convenience and a refreshed modern feel. Each area has been thoughtfully improved to create a home that is attractive, functional, and ready for its next owner. With updates already completed, you can spend less time worrying about projects and more time enjoying your new home. Outside, the large fenced yard provides valuable private outdoor space with plenty of room for pets, gardening, play, entertaining, or simply relaxing. The fenced setting offers flexibility for a variety of lifestyles and gives you an opportunity to create your own outdoor retreat. A carport provides covered parking and convenient access to the home. Located in Lake City, this property offers the opportunity to enjoy the comfort of a refreshed home while being close to the everyday conveniences of the area. From the inviting interior to the spacious fenced yard, this home offers a combination of updates, functionality, and personality that is increasingly hard to find. Highlights include a 3-bedroom, 2-bathroom layout, fresh interior paint, new flooring, updated bathrooms, an updated kitchen with quartz countertops, ample cabinet space, an open living and dining arrangement, a large, fenced yard, and a covered carport. The thoughtful updates and versatile spaces make this property an excellent opportunity for anyone seeking a move-in-ready home with room to enjoy both inside and out. Don’t miss the opportunity! Come see the fresh finishes, comfortable layout, spacious yard, and charming details for yourself. Schedule your showing today and discover all this beautifully updated Lake City home has to offer! The home also offers flexible space for quiet evenings, casual gatherings, or celebrations. The fenced yard provides room to spread out, while neutral updates make it easy to bring your own style and furnishings. With modern improvements, practical features, and inviting outdoor space, this Lake City property is ready for its new owner. See it today and make this charming home yours

Lake City
167 Sw Thurman Terrace, Lake City
$338,499
3 Beds ⋅ 2 Baths ⋅ Piccadilly Park SubDv. ⋅ 32024 Zip Code
An in-ground swimming pool shimmers at the heart of this 0.68-acre, no-HOA property, where a tastefully updated 3-bed, 2-bath brick residence spans 2,367 sq ft amid mature landscaping and expansive lawn space, creating an atmosphere that feels both stately and inviting. The entire interior showcases brand-new luxury vinyl plank flooring and a fresh coat of paint. Designed for day-to-day comfort and effortless entertaining, the front entry opens to a central hallway leading into a formal living and dining room flow. The updated kitchen features classic white wood cabinetry, stainless steel appliances, and a seamless connection to a convenient mudroom/laundry area where the dryer conveys. Beyond, an expansive family room serves as a major gathering hub, centered around a classic brick wood-burning fireplace. An additional, versatile gathering area sits just off the kitchen, where double doors open out to your backyard backdrop for summer fun. The bedrooms offer comfortable spaces for rejuvenation, including a renovated primary suite boasting dual double closets and a private ensuite complete with white wood cabinetry, ceramic countertops, double mirrors, and a modern walk-in shower. The secondary bedrooms share a well-appointed guest bath and are generously sized, with one offering a sizable walk-in closet. Out back, the open-air lifestyle offers a swim-ready in-ground pool equipped with a brand-new pump and filter, and serene, picturesque views of a 5 by 10 foot garden pond. The sprawling yard is fully enclosed by a secure chain-link fence and includes a 10 by 12 foot storage shed and a double gate for easy vehicle access. Built with reliable, well-maintained systems, including a 2-year-old septic tank and 5-year-old well pump, this property presents a rare opportunity to enjoy country-style tranquility and neighborhood freedom, all while remaining conveniently close to Lake City's shopping, dining, and everyday amenities. Contact us today to schedule your private tour and see how this exceptional home can easily become your next chapter!

167 Sw Thurman Terrace, Lake City
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