Lady Lake Homes under $400,000

Lady Lake Homes under $400,000

**Discover the Charm of Lady Lake, Florida**

Nestled in the heart of Central Florida, Lady Lake is a picturesque town that perfectly blends small-town charm with modern conveniences. Known for its serene lakes, lush landscapes, and friendly community, Lady Lake offers a tranquil lifestyle that many dream of. With its proximity to The Villages, a vibrant retirement community, residents enjoy easy access to shopping, dining, and recreational activities, while still relishing the peaceful ambiance that Lady Lake is known for.

For those looking to invest in this enchanting locale, the real estate market presents an exciting opportunity. Homes under $400,000 are not just a possibility; they are a reality! Whether you're a first-time homebuyer, a retiree seeking a cozy retreat, or a family looking for a welcoming neighborhood, Lady Lake has a diverse selection of homes to fit your needs. From charming single-family residences to modern townhomes, there is something for everyone in this vibrant community.

Imagine waking up to the gentle sounds of nature, with the stunning Lake Griffin just a stone's throw away. Enjoy leisurely afternoons exploring local parks, biking along scenic trails, or indulging in the delightful dining options available in the area. Lady Lake’s warm climate and friendly atmosphere make it an ideal place to call home.

With homes priced under $400,000, your dream of living in Lady Lake can become a reality. Embrace the opportunity to settle in this delightful town and experience the best of Florida living!

Newest Lady Lake Homes under $400,000

1530 Barnwell Place, The Villages
$345,000
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter Sullivan Villas SubDv. ⋅ 32162 Zip Code
Beautiful & charming courtyard villa awaits you in sought-after Village of POINCIANA just 9 minutes from LAKE SUMTER LANDING. Prepare to fall in love with this TURNKEY home featuring 2-Bedroom/2-bath OPEN floor plan that has an exquisite and bright Florida living space both inside and out! Inside you'll find VOLUME CEILINGS, a kitchen any home chef would love featuring CROWN CABINETRY, PULL OUT SHELVING, STAINLESS STEEL appliances including a GAS RANGE, closet PANTRY, beautiful GRANITE counter tops with complementary BACKSPLASH. There's also a breakfast bar for casual dining. Living room opens with SLIDING GLASS DOORS out to the LANAI which is surrounded by an AMAZING outdoor OASIS. The floor to ceiling windows can be opened to screens and you can completely enjoy the absolutely serene and peace-filled tropical oasis with night time CUSTOM LANDSCAPE LIGHTING to sooth the soul. LANAI also features a separate HVAC system (heat & cooling). Built in shades for total comfort complete the Lanai. The beautifully decorated and completely furnished interior also features thoughtful upgrades - PLANTATON SHUTTERS, wood-look TILE flooring as well as TANKLESS WATER HEATER, NEW AC 2026, & APOXY garage floor 2024. You're minutes from recreational activities, shopping, and dining in the heart of The Villages. Let your Village's life begin in this beautiful TURNKEY home!

1530 Barnwell Place, The Villages

2795 Privada Drive, The Villages
$325,000
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
FANTASTIC 3/2 Amarillo featuring a SCREENED FRONT PORCH and LANAI with EXTENDED BIRDCAGE - CONVENIENTLY LOCATED near BOTH Spanish Springs Town Square and Lake Sumter Landing in the quaint Village of Alhambra! BOND PAID! ROOF (2020). As you approach this BEAUTIFUL home, you’ll immediately appreciate the TROPICAL landscaping nestled within CURVED STONE BEDS, DECORATIVELY PAINTED drive and walkways, and a CHARMING SCREENED FRONT PORCH - an inviting retreat for morning coffee, afternoon reading, or simply enjoying the Florida sunshine! Step inside to discover a SPECTACULAR OPEN-CONCEPT design where the living, dining, and kitchen areas flow seamlessly together. THREE SOLAR TUBES infuse the interior with NATURAL LIGHT, while SOARING VAULTED CEILINGS and light-wood NEW LUXURY VINYL PLANK flooring create a SPACIOUS main living area. ALL WINDOWS FEATURE GRANITE SILLS, adding an elegant finishing touch throughout the home. The FABULOUS KITCHEN is both stylish and functional, featuring WOOD and WHITE cabinetry with GLASS ACCENTS, convenient ROLL-OUT SHELVING, GRANITE countertops, TILE backsplash, and STAINLESS appliances, including a DOUBLE OVEN. At the heart of the kitchen, a GENEROUSLY SIZED ISLAND with BEAD BOARD accents provides the perfect gathering place for casual dining and entertaining. From the dining room, FRENCH DOORS open to a SCREENED LANAI and EXTENDED BIRDCAGE, creating an exceptional PRIVATE OUTDOOR RETREAT. This inviting space features EPOXY PEBBLE flooring, SOLAR SHADES, CEILING FAN, and MATURE PRIVACY LANDSCAPING. A exterior screen door provides convenient access to the SIDE YARD - an ideal space for grilling and pets. Together, these inviting spaces create a PRIVATE, OUTDOOR OASIS for lounging, dining, gathering with friends and family, or simply enjoying the beautiful Florida weather! Back inside, the primary suite showcases LVP flooring and a GENEROUS WALK-IN closet. Its EN-SUITE bathroom boasts WHITE cabinetry with make-up vanity and GRANITE top, TILE WALK-IN shower, and a LINEN closet. Designed for privacy, the SPLIT FLOOR PLAN creates a SEPARATE GUEST WING with two additional bedrooms and bath behind a POCKET DOOR. Each bedroom features LVP flooring and built-in closets. The second bathroom is thoughtfully appointed with a WOOD vanity, TILE shower and EXTRA-DEEP tub combination, LINEN closet, and an additional hallway STORAGE closet. A centrally-located INTERIOR LAUNDRY room offers ADDITIONAL CABINETRY and a utility sink. Directly off of the laundry room, lies a two-car garage with EPOXY floor, sliding GARAGE SCREEN, STORAGE shelving, and attic access with stairs. A FLOOR-BOLTED SAFE IS ALSO INCLUDED WITH THE HOME. DON’T MISS YOUR OPPORTUNITY to make this WONDERFUL HOME YOUR OWN! The Village of Alhambra is IDEALLY LOCATED near BOTH Spanish Springs Town Square and Lake Sumter Landing with live nightly entertainment! Close to Glenview Championship Golf and Country Club; El Santiago and El Diablo Executive Golf Courses; Savannah Regional Recreation Center; El Santiago Neighborhood Pool and Recreation Center; The Savannah Center Theater; and US 27 and CR 466 with abundant shopping, dining, banking, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this BEAUTIFUL HOME in an AMAZING LOCATION and CALL TODAY to schedule your Private Showing or Virtual Tour!

2795 Privada Drive, The Villages

954 Barrymoore Loop, The Villages
$345,000
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
NO BOND! Welcome home to this lovely 3/2 Amarillo model located in The Village of Ashland. From the moment you arrive, you’ll notice the American flag, inviting curb appeal, pavered driveway and walkway, and charming front patio, the perfect spot to enjoy your morning coffee. Inside, you’ll find laminate flooring throughout the main living areas with ceramic tile in the wet areas, vaulted ceilings, and plantation shutters throughout the home. The spacious living room features a mounted 65" TV that is included with the home. The dining area has sliders leading to the enclosed lanai, complete with a portable AC, plantation shutter sliders, and a door leading to the rear patio. The patio provides a great space for grilling, relaxing, or enjoying the Florida sunshine. The kitchen offers high-definition laminate countertops, oak cabinetry, backsplash, a newer stainless steel refrigerator, white appliances, and convenient pullouts. The large island provides plenty of room for barstools and makes entertaining easy. A window over the kitchen sink looks out toward the backyard. The primary suite offers a walk-in closet and ensuite bath with a large textured marble vanity with dual faucets, beautifully updated step-in shower, bidet, and linen closet. The split floor plan provides privacy, with both guest bedrooms located on the opposite side of the home. Each guest bedroom features built-in closets, and one includes a built-in wall safe that stays with the home. The front-facing guest bedroom is currently being used as an office. Ceiling fans are located in all bedrooms. The guest bath features a tub and shower combination along with a linen closet. The indoor laundry room includes a washer and dryer, cabinets for storage, and a built-in pantry area. The laundry room provides access to the two-car garage, which features a newer mini-split AC, pull-down attic access, RainSoft water filtration system, and additional cabinets and shelving that will remain with the home. Enjoy a convenient location just minutes from Lake Sumter Landing, with shopping, dining, entertainment, and everyday conveniences nearby. Lake Miona Park is also close by and offers outdoor fitness equipment, a boat ramp, fishing pier, picnic tables, and more. Roof 2020, HVAC 2014, Water Heater 2015. Taxes $888.16, Fire $320.71, Maintenance $368.53. BOND IS PAID!

954 Barrymoore Loop, The Villages

388 Bradley Terrace, The Villages
$374,900
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter Alexa Villas SubDv. ⋅ 32162 Zip Code
WELCOME TO YOUR VILLAS FLORIDA LIFESTYLE! This beautifully maintained 2-bedroom, 2-bath villa in the 55+ community of The Villages, located in the Mallory Squareneighborhood, offers an incredible combination of location, privacy, upgrades, and peace of mind. And one of the biggest bonuses of all: THE VILLAGES BOND IS PAID IN FULL! SO MANY UPGRADES & IMPROVEMENTS! The current owner has invested approximately $20,000 in upgrades and improvements, creating a home that is comfortable, attractive, and move-in ready. The kitchen was beautifully upgraded approximately 6 years ago with maple cabinetry, quartz countertops, and recessed lighting. Both bathrooms also feature quartz countertops, adding a beautiful, cohesive touch throughout the home. The original lanai was transformed into a gorgeous glassed-in sunroom in 2024, creating additional year-round living space and a wonderful place to enjoy the Florida sunshine. Additional insulation was added above the sunroom for enhanced comfort. You'll find plantation shutters throughout, NO CARPET, laminate flooring in the living areas, and tile flooring in both bathrooms—making this home attractive, comfortable, and easy to maintain. OUTDOOR SPACE & PRIVACY Located on a desirable corner lot, this villa offers a spacious private backyard with the concrete privacy wall and PVC fencing between villas. There is plenty of room to enjoy the outdoors, entertain, relax, or even explore the possibility of adding a private pool. MAJOR UPDATES & SMART IMPROVEMENTS The home has been thoughtfully maintained with numerous important updates, including:     •    Roof — approximately 6 years old     •    A/C — approximately 6 years old     •    Kitchen renovation — approximately 6 years ago     •    Glassed-in sunroom — 2024     •    Air distribution system — 2023     •    Whole-house surge protector — 2024     •    Solar vent — 2025     •    Additional insulation above sunroom     •    Additional garage storage with pull-down stairs The home also features a gas stove and gas water heater, desirable features for those who appreciate the convenience and performance of natural gas. LOCATION, LOCATION, LOCATION! Enjoy the best of The Villages lifestyle with a location convenient to Sumter Landing and also within easy reach of Brownwood Paddock Square. Shopping, dining, entertainment, golf, recreation, and countless Villages amenities are all part of the lifestyle waiting for you. FURNISHINGS NEGOTIABLE Furniture is negotiable, with the exception of the primary bedroom furniture, offering the buyer an opportunity to make this move even easier. Whether you're looking for a full-time Florida residence, a seasonal getaway, or simply ready to enjoy everything The Villages has to offer, this upgraded 2-bedroom, 2-bath villa offers an exceptional combination of comfort, privacy, updates, and location. BOND PAID IN FULL • $20,000 IN UPGRADES • CORNER LOT • SPACIOUS PRIVATE YARD • POOL POTENTIAL • GLASSED-IN SUNROOM • UPDATED KITCHEN • QUARTZ COUNTERTOPS • NO CARPET • NEWER ROOF & A/C • GARAGE STORAGE • GREAT LOCATION Come see why 388 Bradley Terrace could be the perfect place to call home!

388 Bradley Terrace, The Villages

1700 Jadestone Terrace, The Villages
$359,000
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter Azalea Villas SubDv. ⋅ 32162 Zip Code
Welcome to this beautifully maintained 2-bedroom, 2-bath Bonita Courtyard Villa in the charming Village of Pennecamp, where timeless country character meets easy, low-maintenance living. Set against a backdrop of MATURE LANDSCAPING, this inviting home offers a SPACIOUS PRIVATE courtyard and an abundance of thoughtfully designed updates. Step inside to discover an OPEN-CONCEPT floor plan filled with natural light and welcoming details. The kitchen features white cabinetry with pull-out drawers, GRANITE countertops, a farmhouse-style sink, STAINLESS-STEEL appliances, and a generous breakfast bar. It opens seamlessly to the dining and living areas, creating the perfect setting for everyday living and entertaining. LVP flooring flows throughout, complemented by PLANTATION SHUTTERS, a NEW SLIDING GLASS DOOR in the dining room, and NEW DOUBLE FRENCH DOORS in the living room that open to the ENCLOSED LANAI. Country-inspired details add warmth and personality throughout the home, including board-and-batten accents in the dining room, shiplap in the living room, and a charming faux fireplace with mantel. The primary suite features shiplap walls, sliding doors to the lanai, a VAULTED ceiling, WALK-IN closet, and an EN-SUITE bath with GRANITE counters and a WALK-IN SHOWER. The guest bedroom also offers shiplap, a VAULTED ceiling, and a built-in closet, while the guest bath includes a GRANITE counter, beadboard accents, and a TUB-and SHOWER combination. The EXPANSIVE PRIVATE courtyard is a true outdoor retreat, featuring a DECK with PERGOLA, mature landscaping, and a 10-foot wall for added privacy. There is plenty of room to relax, entertain, garden, or enjoy time with your pets. The 1.5-car garage includes the washer and dryer, additional cabinetry, and pull-down attic stairs for extra storage. Additional Improvements include: 2025 roof ~ 2025 HVAC ~2025 water heater ~CEDAR Shutters on the outside ~LVP flooring throughout ~New high baseboards ~Updated lighting ~New Sliding door in the dining room ~New Double French doors in the living. Meticulously maintained and truly move-in ready, this exceptional villa captures the warmth and appeal of country charm while offering modern comfort and convenience. Don’t miss the opportunity to make this delightful Pennecamp home your own as it’s conveniently located between the Sumter Landing and Brownwood Town Squares, close to Cain Garden Championship Golf & Country Clubs, recreation centers, pools, shopping, dining, medical facilities and more—schedule your private showing today!

1700 Jadestone Terrace, The Villages

2800 Plainridge Loop, The Villages
$349,900
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
TURNKEY, NO BOND, in the established Village of Belvedere — with an EZ-GO GOLF CART included! If you’ve been looking for an easy, move-in-ready way to start enjoying The Villages lifestyle, this one makes it simple. This well-maintained 3-bedroom, 2-bath home offers a comfortable open layout, attractive updates, and plenty of room to relax, entertain, and make yourself at home. Step inside to a bright and welcoming living and dining area with LVP flooring throughout the main living spaces and primary bedroom. The kitchen is both functional and inviting, featuring plenty of cabinet and counter space, a breakfast bar, gas cooking, and an updated stainless-steel refrigerator. The spacious 450 sq. ft. garage gives you room for both your vehicle and golf cart. The primary suite offers plenty of space to unwind, with natural light, LVP flooring, and an ensuite bath featuring an extended vanity and walk-in shower. Two additional bedrooms are privately separated from the common area by a pocket door, making them perfect for overnight guests, a home office, craft space, or whatever fits your lifestyle. Both guest rooms feature carpeting, while the kitchen, bathrooms, and lanai features easy-care tile flooring. One of the best features of this home is the 210 sq. ft. glass-enclosed, air-conditioned lanai. Surrounded by windows with full shades and views of mature greenery, it’s the perfect spot for morning coffee, an afternoon book, entertaining friends, or simply enjoying a peaceful Florida day. Just outside of the lanai is an additional 10'x9' patio with a pergola overhead. You’ll love the added privacy wall out back, along with the attractive landscaping, curved walkways, mature trees, and welcoming curb appeal. Located in the established Village of Belvedere, you’ll enjoy convenient golf-cart access to shopping, dining, recreation, golf, and all the fun of The Villages. And here’s the best part — this home is being sold TURNKEY, complete with furniture, furnishings, and an EZ-GO golf cart. Just bring your suitcase and start enjoying The Villages lifestyle from day one. Whether you’re looking for a full-time home, seasonal retreat, or easy Florida getaway, this one is ready and waiting for you.

2800 Plainridge Loop, The Villages

1836 Captiva Court, The Villages
$324,900
3 Beds ⋅ 2 Baths ⋅ Villages/Sumter Un #41 SubDv. ⋅ 32162 Zip Code
This newly renovated, move-in ready 3 bedroom, 2 bath home is gorgeous inside and out. It has been thoughtfully designed with warm, neutral tones, modern finishes & a welcoming feeling throughout. Best of all, it comes tastefully furnished with everything you see! The desirable split-floorplan features LVP flooring throughout the home (no carpet), beautiful granite counters, stainless steel appliances (gas range), lovely lighting/fans, popcorn ceilings have been removed, interior laundry & the interior has all been freshly painted. The large primary suite has plenty of space, features a generous walk-in closet & a lovely updated bathroom with glass shower doors. Both bathrooms include convenient linedn closets for added storage. Enjoy Florida living year-round with screened-in front & back lanais, plus a birdcage that provides additional outdoor living space. The 2 car garage also has a screen door, adding extra airflow. Outside you'll love the beautiful landscaping, featuring a lovely paver patio and palm tree. The location is another highlight! You'll be conveniently close to Costco, Hobby Lobby, pharmacies, shopping, restaurants & much more. You're just a short drive to both Lake Sumter & Spanish Springs town squares, putting entertainment just minutes away! Beautifully renovated. Warm & inviting. Tastefully furnished. Enjoy year-round living, part-time or rental. Don't miss this one!

1836 Captiva Court, The Villages

2182 Kaylee Drive, The Villages
$400,000
3 Beds ⋅ 2 Baths ⋅ Villages/Sumter SubDv. ⋅ 32162 Zip Code
BEAUTIFULLY UPDATED 3-BEDROOM, 2-BATH HOME ON A CORNER LOT IN THE DESIRABLE VILLAGE OF ASHLAND This move-in-ready home features: BOND PAID, NEW 2026 ROOF, an OPEN-SPLIT-BEDROOM FLOOR PLAN, VAULTED CEILINGS, TILE THROUGHOUT, FRESH INTERIOR PAINT, NO CARPET, NO POPCORN CEILINGS and UPGRADED BATHROOMS. The kitchen features ADDITIONAL PANTRY and dedicated COFFEE BAR as well as a cozy breakfast nook. The living room has VAULTED CEILINGS and a solar tube which brings additional natural light into the home. Enjoy the LARGE 19 by 9 ft. ENCLOSED LANAI with glass and screens, offering a private, secluded setting and valuable additional living space that is not included in the home's 1,491 sq. ft. Outside the lanai there is a concrete pad perfect for a patio set and your grill (natural gas hook up is already installed on the pad). The home features a 2-car garage and a workbench. Other upgrades include NEW WATER HEATER 2026, HVAC 2022 (with a transferable warranty), a NOVA water filtration system, Gutters around the entire home, a screened enclosure on the front porch and washer/dryer (approx. 4 years old). Third bedroom does not have a closet. The home is conveniently located near Publix, Costco, recreation centers, shopping, dining, and LAKE SUMTER LANDING. This beautifully maintained home combines thoughtful updates, privacy, a desirable corner lot, and an excellent location for enjoying THE VILLAGES lifestyle. There is a golf cart available for purchase outside of the contract. This home truly will not last long on the market, schedule your tour today!

2182 Kaylee Drive, The Villages

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