Fort White Homes under $400,000

Fort White Homes under $400,000

Welcome to Fort White, Florida, a hidden gem nestled in the heart of Columbia County. This charming town is steeped in natural beauty, with lush landscapes and a serene atmosphere that makes it an ideal place to call home. Known for its friendly community and rich history, Fort White offers a unique blend of small-town charm and modern conveniences.

Surrounded by breathtaking rivers and pristine springs, Fort White is perfect for outdoor enthusiasts. The nearby Ichetucknee Springs State Park is a local favorite, where you can enjoy tubing, kayaking, and swimming in crystal-clear waters. The town’s commitment to preserving its natural surroundings ensures that residents can enjoy the great outdoors year-round.

For those looking to settle down in Fort White, the real estate market offers an array of options, with homes available under $400,000. Whether you’re a first-time homebuyer, a growing family, or seeking a tranquil retreat, Fort White has something for everyone. From cozy single-family homes to charming bungalows, you’ll find properties that fit your lifestyle and budget.

With its affordable housing options and vibrant community, Fort White is more than just a place to live; it’s a place to thrive. Enjoy the peacefulness of rural living while being just a short drive from larger cities like Gainesville and Lake City, where you can access shopping, dining, and entertainment. Discover the beauty and charm of Fort White, and make it your new home today!

Newest Fort White Homes under $400,000

568 Sw Rattlesnake Glen, Fort White
$299,900
3 Beds ⋅ 2 Baths ⋅ Rum Island Ranches Unrec SubDv. ⋅ 32038 Zip Code
Tucked away on 10 secluded acres along the banks of the Santa Fe River, this extraordinary riverfront retreat feels worlds away from everyday life. Reminiscent of a rustic cabin hidden among the redwoods of Big Sur, the nearly 1,300-square-foot, four-bedroom, two-bath residence offers a rare combination of natural beauty, privacy, and authentic Old Florida charm. Elevated on stilts and surrounded by towering trees and untouched woodland, the home feels completely immersed in nature. Inside, the character is unmistakable. Natural pine floors, walls, and ceilings envelop nearly every surface, creating a warm, richly textured interior that feels as though it belongs to another era. The open living and dining area features vaulted wood ceilings, a cozy gathering space, and an adjoining kitchen with natural wood cabinetry and open shelving. Multiple screened porches and elevated outdoor living spaces offer the perfect vantage point to take in the surrounding landscape, enjoy a slow morning with coffee, or simply appreciate the remarkable stillness of the property. Beyond the home, ten acres of wooded land provide an extraordinary sense of seclusion, with frontage along the beautiful Santa Fe River and Rum Island Spring and Park just a short walk away. Spend your days kayaking the river, exploring nearby freshwater springs, wandering through the woods, or enjoying the kind of peace and quiet that has become increasingly difficult to find. Whether envisioned as a private off-grid-inspired homestead, a secluded weekend hideaway, or a distinctive short-term rental retreat, this is a property that offers something increasingly rare: the opportunity to truly disconnect. A little wild, wonderfully unpolished, and entirely its own, this is Old Florida at its finest.

568 Sw Rattlesnake Glen, Fort White
1339 Sw Central Terrace, Fort White
$240,000
3 Beds ⋅ 2 Baths ⋅ Three Rivers SubDv. ⋅ 32038 Zip Code
Virtually Staged. Welcome to this highly sought-after river community! This brand-new 2026 manufactured home offers 3 bedrooms, 2 bathrooms, and sits on a spacious 0.918-acre lot just minutes from the world-famous Ichetucknee Springs State Park. Enjoy the beauty of the crystal-clear Ichetucknee River, where tubing, kayaking, paddleboarding, swimming, and year-round outdoor adventures await. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers the perfect blend of comfort and location. Inside, you'll find an inviting open-concept floor plan with modern finishes, an efficient layout, and abundant natural light. Relax on the covered front and back porches while taking in the peaceful surroundings. The nearly one-acre lot provides plenty of room for entertaining, storing your outdoor toys, or adding future amenities. With its prime location near one of Florida's most popular natural attractions, this home is ideal as a primary residence, vacation home, Airbnb, or snowbird getaway. Move-in ready and loaded with potential, don't miss your chance to own a slice of North Florida paradise!

1339 Sw Central Terrace, Fort White
140 Sw Spaulding Court, Fort White
$389,900
4 Beds ⋅ 2 Baths ⋅ 32038 Zip Code
Immaculate 4 bedroom/2 bathroom home located just outside of Ft White Florida. This home is located on 10 gorgeous acres speckled with beautiful Florida hardwoods throughout. As you enter the yard you will fall in love with the privacy this property offers. This home is perfect for large families, families needing a little more space and folks that LOVE to entertain. Entering the home you will see a beautiful open floor plan. The living room is bright and open, kitchen is loaded full of cabinetry, dining room is extra spacious and you always have an additional family room. A true split floorpan with 3 bedrooms and one bathroom on one side along with the family room makes it feel like another home. Then you have the massive master bedroom, large enough to have an office or nursery, beautiful master bathroom with walk in shower, vanity and garden tub. Laundry room is very spacious and offers an exit onto the back porch. Now this is not any porch.. this porch was built for memories to be made to last a lifetime. Enclosed offering plenty of space for tables and a lounge area to watch football, baseball and just enjoy Floridas cooler evenings. Access directly onto the pool deck with a gorgeous 30ft pristine blue vinyl pool as well as custom built in bar perfect for serving cocktails as you enjoy the hot Florida heat while floating all your worries away. Out back you have a massive 26x44 detached carport, storage to park an RV and workshop WITH bathroom and laundry (125 amp 240 power). Then you have a storage shed 12x28 with 60amp 240 power. A great burn pit for those fall and winters fires and an amazing play area for the kids. Perfectly situated right around the corner from Itchetucknee Springs, Rum Island Springs, The Santa Fe river AND Fort White Wildlife Area. This home has EVERYTHING ... call today for Your TOUR! Accepting all loans type! Some images may have been virtually staged and/or decluttered

140 Sw Spaulding Court, Fort White
753 Sw Mapleton Street, Fort White
$365,000
3 Beds ⋅ 2 Baths ⋅ Santa Fe River Plantations SubDv. ⋅ 32038 Zip Code
Charming 2BR/2BA 1,456sq. ft. main home with a detached 450 sq. ft.guest/in-law suite w/ half-bath+sink on over an acre in desirable Santa Fe River Plantations. Beautiful large oaks frame the front yard with peaceful views overlooking the neighboring farm, while the spacious backyard is completely fenced. Inside, the home features an open split floor plan, fresh paint throughout, indoor laundry room, and French doors leading to the screened lanai. The kitchen includes stainless steel appliances. The spacious primary bedroom offers two walk-in closets, while the remodeled primary bath features quartz countertops, wood-look tile flooring, and a tiled walk-in shower. The home has been completely repiped and also features a metal roof(2015). The detached guest/in-law suite includes a closet, sink, half bath, and window A/C unit—perfect for guests, a home office, or additional flex space. A new metal building provides a 24' x 25' enclosed garage plus a 20' x 24' open carport, offering excellent space for vehicles, boats, equipment, or a workshop. Located just over the Columbia County line with lower property taxes and approximately 25 minutes to Gainesville, this property offers a peaceful country setting close to North Florida's springs, rivers, state parks, boating, fishing, equestrian trails, and nearby High Springs.

753 Sw Mapleton Street, Fort White
304 Colgate Loop, Fort White
$157,000
3 Beds ⋅ 2 Baths ⋅ Golden Farmettes SubDv. ⋅ 32038 Zip Code
Welcome to your slice of peaceful Florida living! Located on 2 beautiful acres scattered with mature oak trees, this 3-bedroom, 2-bathroom home offers privacy, flexibility, and plenty of room to enjoy the country lifestyle—with NO HOA! Step inside to a comfortable home featuring a cozy fireplace, perfect for gathering with family or relaxing after a long day. The property also features a durable metal roof, providing an added bonus for the next owner. Outside, the possibilities really begin to shine. A concrete parking area and sidewalk lead directly to the covered front porch, creating a welcoming entrance. A storage building provides space for tools, lawn equipment, hobbies, or all those extras that come with country living. One of the property's most exciting features is an additional septic location, offering the potential for a future guest home, additional dwelling, or RV setup—subject to verification and applicable approvals. With two acres to work with, there is plenty of room to bring your vision to life. Located in Ft. White in Columbia County, just outside Alachua County, this property offers the benefit of potentially lower county taxes while keeping you conveniently close to everything you need. High Springs, Alachua, shopping, restaurants, springs, rivers, and outdoor recreation are all just a short drive away. Whether you're looking for a primary residence, a weekend retreat, a property with room for expansion, or simply a peaceful place to spread out, this one deserves a look. Priced to sell quickly, opportunities like this don't last long! Call today and come explore the possibilities of making these two acres your own.

304 Colgate Loop, Fort White
3773 Sw Herlong Street, Fort White
$214,900
3 Beds ⋅ 2 Baths ⋅ Appalachee Trace SubDv. ⋅ 32038 Zip Code
Nearly 10 acres of North Florida living, already set up and ready for someone with a vision. Located on a paved road near Fort White and Ichetucknee Springs, this 9.58-acre property offers the space, privacy, mature trees, and established infrastructure that can take years and significant expense to create from raw land. The existing 3-bedroom, 2-bath residence is currently habitable and provides the opportunity to move onto the property now while updating and improving it over time. A private well, septic system, electrical service, fencing, and established homesite are already in place. The property also includes a storage shed with electrical service, providing valuable space for tools, equipment, hobbies, or workshop use. For buyers dreaming of country living, there is room here to make that dream your own. Association restrictions prohibit sheep, swine, and goats, while other livestock is permitted, including horses and cattle. Whether your plans include horses, gardening, outdoor projects, recreational equipment, or simply enjoying the privacy of nearly 10 acres, the land is the true centerpiece of this property. An RV area also has electrical service available. There is currently no septic connection at the RV location. The home can be occupied in its present condition; however, buyers should be aware that the property may not meet the requirements for FHA, VA, USDA, or other government-backed financing in its current condition. Rehabilitation or specialty loan programs may be available, but financing eligibility is entirely dependent upon the buyer, the property, and the requirements of the buyer's specific lender. Buyers should verify available financing prior to submitting an offer. This is an opportunity to purchase more than a house. It is an established acreage property with utilities, improvements, paved access, and room to create the North Florida lifestyle you've been looking for. Buyer to verify all boundaries and lot lines. Lot lines in photos are represenative and not meant to replace a true survey.

3773 Sw Herlong Street, Fort White
173 Sw Boundary Way, Fort White
$225,000
3 Beds ⋅ 2 Baths ⋅ Herndon Acres Sub SubDv. ⋅ 32038 Zip Code
One or more photo(s) has been virtually staged. Updates keep coming! Now new baseboards throughout! Nestled on 2 high and dry, private, mostly wooded acres, this beautifully updated home offers peaceful country living with plenty of room to enjoy the outdoors and nature around you. Nearly the entire home was remodeled in 2024, including a new roof, A/C, water heater, updated kitchen, and renovated bathrooms. Inside, you’ll find a spacious open living area perfect for gathering, along with a desirable split-bedroom floor plan. Off the primary bedroom is an extra flex space that would be great for an office, nursery, home gym, or even an added walk-in closet! Accessibility ramps along one side of the home provide additional convenience. Outside, there’s ample space to play, relax, or explore, plus a storage shed for your tools and equipment. Come check it out today!

173 Sw Boundary Way, Fort White
300 Sw Brighton Court, Fort White
$272,000
3 Beds ⋅ 4 Baths ⋅ Hollingsworth Estates SubDv. ⋅ 32038 Zip Code
SO MUCH MORE THAN A TYPICAL 3-BEDROOM HOME! Now offered at $272,000, this unique Fort White property offers 3 bedrooms, 3.5 bathrooms and TWO SEPARATE LIVING SPACES under one roof. Tucked away on a quiet cul-de-sac on .74 acres, this home offers a hard-to-find setup with incredible flexibility. The main residence features 2 bedrooms, 2 full bathrooms and a comfortable, spacious layout. What truly sets this property apart is the ATTACHED PRIVATE APARTMENT with its own separate entrance, bedroom, 1.5 bathrooms, full kitchen, living/dining area and screened porch. It's an ideal arrangement for multi-generational living, extended family, adult children, guests or anyone who wants the convenience of being close while still having their own private space. Outside, the .74-acre lot provides plenty of room to relax, garden, entertain or simply enjoy the peaceful surroundings. Conveniently located near Fort White and North Florida's beautiful springs and outdoor recreation. With TWO complete living spaces and so much flexibility at $272,000, this property offers possibilities that are difficult to find in this price range. Schedule your showing and see everything this unique home has to offer!

300 Sw Brighton Court, Fort White
237 Sw Baron Glen, Fort White
$330,000
3 Beds ⋅ 2 Baths ⋅ Southern Meadows Sub SubDv. ⋅ 32038 Zip Code
3 Bedroom Home with Vaulted Ceilings on Peaceful Homesite – 237 SW Baron Glen, Fort White, FL Welcome to this well-maintained 3-bedroom, 2-bath home in Fort White, Florida, offering comfortable living in a quiet, natural setting. Located at 237 SW Baron Glen, this property provides a functional layout, practical upgrades, and everyday convenience. Inside, the home features vaulted ceilings that enhance the open feel of the main living area, along with wood laminate and carpet flooring for a warm, inviting atmosphere. Decorative touches such as draperies, blinds, and ceiling fans are already in place, and a dedicated storage area adds valuable extra space. The kitchen comes fully equipped with major appliances including a refrigerator, microwave, dishwasher, electric stove, washer, and dryer, making this home move-in ready. Both bathrooms are full baths, designed for comfortable daily use. Additional features include: Central electric heating and cooling Vinyl windows with screens Internet availability (dial-up and satellite options) Functional floor plan with three well-sized bedrooms Located in Fort White, this home offers convenient access to nearby natural springs, the Santa Fe River, and outdoor recreation, while remaining within reasonable driving distance to Lake City and Gainesville. Whether you’re looking for a primary residence, weekend retreat, or investment opportunity, this Fort White property delivers value, comfort, and practicality.

237 Sw Baron Glen, Fort White
Start Your Search