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Seller offering a temporary interest rate buydown, allowing qualified buyers to enjoy rates as low as 5.5% in year one and 6.5% in year two! Discover Old Florida homestead living on 24.59 fenced acres with this beautifully remodeled 3BR/2BA block home. Features include new LVP flooring, an updated kitchen with all-plywood soft-close cabinets, mature fruit trees, a vegetable garden, 4 cattle stalls, a chicken coop, two wells, and two separate access points. Relax on the covered brick patio and potting shed while enjoying the privacy and possibilities of country living. A rare opportunity to own a move-in-ready homestead, mini-farm, or private retreat just outside Palatka. Buyer qualification and lender approval required for rate buydown program.

3 Beds ⋅ 2 Baths ⋅ Interlachen Lakes Estates SubDv. ⋅ 32177 Zip Code

Seller offering a temporary interest rate buydown, allowing qualified buyers to enjoy rates as low as 5.5% in year one and 6.5% in year two! Discover Old Florida homestead living on 24.59 fenced acres with this beautifully remodeled 3BR/2BA block home. Features include new LVP flooring, an updated kitchen with all-plywood soft-close cabinets, mature fruit trees, a vegetable garden, 4 cattle stalls, a chicken coop, two wells, and two separate access points. Relax on the covered brick patio and potting shed while enjoying the privacy and possibilities of country living. A rare opportunity to own a move-in-ready homestead, mini-farm, or private retreat just outside Palatka. Buyer qualification and lender approval required for rate buydown program.

118 Darby Drive, Palatka

$169,900

Virtually Staged. Welcome to this charming 3-bedroom, 1-bathroom home offering comfort, functionality, and excellent potential for homeowners and investors alike! Whether you're looking for an affordable primary residence or an income-producing rental property, this home is ready for immediate occupancy with opportunities to add value through future cosmetic updates. Featuring a durable metal roof installed in 2022, this property offers important improvements already in place. The functional floor plan includes three bedrooms, a full bathroom, and an attached laundry room with its own separate exterior entrance for added convenience. A one-car carport provides covered parking, while the generously sized yard with partial fencing offers plenty of room for outdoor activities, gardening, pets, or future enhancements. Move right in or place a tenant. With its practical layout, spacious outdoor setting, and potential for additional improvements, this property presents an appealing opportunity for both owner-occupants and investors.

3 Beds ⋅ 1 Baths ⋅ 5 Points Subdivision SubDv. ⋅ 32177 Zip Code

Virtually Staged. Welcome to this charming 3-bedroom, 1-bathroom home offering comfort, functionality, and excellent potential for homeowners and investors alike! Whether you're looking for an affordable primary residence or an income-producing rental property, this home is ready for immediate occupancy with opportunities to add value through future cosmetic updates. Featuring a durable metal roof installed in 2022, this property offers important improvements already in place. The functional floor plan includes three bedrooms, a full bathroom, and an attached laundry room with its own separate exterior entrance for added convenience. A one-car carport provides covered parking, while the generously sized yard with partial fencing offers plenty of room for outdoor activities, gardening, pets, or future enhancements. Move right in or place a tenant. With its practical layout, spacious outdoor setting, and potential for additional improvements, this property presents an appealing opportunity for both owner-occupants and investors.

1420 Roselle Avenue, Palatka

$299,000

Recently renovated 2,110 SF commercial flex asset featuring a combination of office/showroom and warehouse/shop space with approximately ±200 feet of highly visible corner frontage along historic St Johns Avenue, one of Palatka's primary commercial corridors. The location benefits from a 2025 Florida Department of Transportation (FDOT) traffic count of 8,100 AADT and is strategically positioned between Palatka's Central Business District and Midtown, just one block from the heavily traveled US 17/SR 100 corridor carrying approximately 25,500 AADT (2025 FDOT). Situated within the City of Palatka's C-2 Intensive Commercial Zoning District, the zoning designation accommodates a broad range of retail, automotive, contractor, service, restaurant, laundromat, warehouse, and light manufacturing uses. This flexibility, combined with the asset's layout and accessibility, creates opportunities for owner-users, investors, contractors, distributors, automotive businesses, specialty retailers, dry cleaners, service providers, and light manufacturing operations. The building's functional layout supports a variety of operational needs. Features include oversized sliding industrial doors providing drive-in access and ground-level loading, a secure concrete block room for workspace or storage, and a new TPO roof installed on the front portion of the building in 2025, reducing near-term capital expenditure requirements. Outside, a combination concrete and asphalt parking area is located directly adjacent to the warehouse access point. Additional unpaved parking and storage areas are accessible via a concrete apron along the north and east sides of the building, providing flexibility for vehicle storage, contractor equipment, trailers, boats, fleet vehicles, and outdoor inventory. Bennett Glass successfully operated from this location for more than 50 years, establishing the property as a recognized commercial destination within the Palatka market and demonstrating its long-term viability for business operations. Palatka is part of the Jacksonville–Kingsland–Palatka, FL-GA Combined Statistical Area (CSA), a regional economy encompassing approximately 1.9 million residents according to the U.S. Census Bureau's 2024 population estimates. The region is anchored by the Jacksonville metropolitan economy, which generated more than $129 billion in annual economic output according to the U.S. Bureau of Economic Analysis (2023). The CSA experienced approximately 9.4% population growth between 2020 and 2024 (U.S. Census Bureau), attracting significant investment, including Bass Pro Shops' announced plans for an approximately 5,200-acre outdoor resort development in nearby Welaka. Combined with Palatka's location along the St. Johns River and proximity to Jacksonville, St. Augustine, Gainesville, and Ocala, the asset is positioned to benefit from continued population, tourism, and commercial growth throughout the Jacksonville–Kingsland–Palatka CSA.

32177 Zip Code

Recently renovated 2,110 SF commercial flex asset featuring a combination of office/showroom and warehouse/shop space with approximately ±200 feet of highly visible corner frontage along historic St Johns Avenue, one of Palatka's primary commercial corridors. The location benefits from a 2025 Florida Department of Transportation (FDOT) traffic count of 8,100 AADT and is strategically positioned between Palatka's Central Business District and Midtown, just one block from the heavily traveled US 17/SR 100 corridor carrying approximately 25,500 AADT (2025 FDOT). Situated within the City of Palatka's C-2 Intensive Commercial Zoning District, the zoning designation accommodates a broad range of retail, automotive, contractor, service, restaurant, laundromat, warehouse, and light manufacturing uses. This flexibility, combined with the asset's layout and accessibility, creates opportunities for owner-users, investors, contractors, distributors, automotive businesses, specialty retailers, dry cleaners, service providers, and light manufacturing operations. The building's functional layout supports a variety of operational needs. Features include oversized sliding industrial doors providing drive-in access and ground-level loading, a secure concrete block room for workspace or storage, and a new TPO roof installed on the front portion of the building in 2025, reducing near-term capital expenditure requirements. Outside, a combination concrete and asphalt parking area is located directly adjacent to the warehouse access point. Additional unpaved parking and storage areas are accessible via a concrete apron along the north and east sides of the building, providing flexibility for vehicle storage, contractor equipment, trailers, boats, fleet vehicles, and outdoor inventory. Bennett Glass successfully operated from this location for more than 50 years, establishing the property as a recognized commercial destination within the Palatka market and demonstrating its long-term viability for business operations. Palatka is part of the Jacksonville–Kingsland–Palatka, FL-GA Combined Statistical Area (CSA), a regional economy encompassing approximately 1.9 million residents according to the U.S. Census Bureau's 2024 population estimates. The region is anchored by the Jacksonville metropolitan economy, which generated more than $129 billion in annual economic output according to the U.S. Bureau of Economic Analysis (2023). The CSA experienced approximately 9.4% population growth between 2020 and 2024 (U.S. Census Bureau), attracting significant investment, including Bass Pro Shops' announced plans for an approximately 5,200-acre outdoor resort development in nearby Welaka. Combined with Palatka's location along the St. Johns River and proximity to Jacksonville, St. Augustine, Gainesville, and Ocala, the asset is positioned to benefit from continued population, tourism, and commercial growth throughout the Jacksonville–Kingsland–Palatka CSA.

1321 St Johns Avenue, Palatka

$100,000

Calling investors, contractors, renovators and buyers searching for a value-add Palatka property: 1405 Ocean Street offers a compelling opportunity to reimagine a single-story concrete-block home in an established area of Putnam County. The property features a covered carport, front lawn, tropical landscaping and a practical one-level layout. Inside, multiple rooms provide options for bedrooms, an office, storage or redesigned living space. A spacious enclosed rear room is lined with windows, bringing in natural light and offering potential for a family room, recreation area, studio or indoor-outdoor gathering space once renovated. This is a true fixer-upper for someone ready to take on a substantial rehabilitation project. The listing photos show deferred maintenance and visible interior concerns, including damaged ceilings, water staining, worn flooring, an older kitchen and areas requiring repair or replacement. The kitchen retains cabinetry and space for a dining area, while the main living room and additional rooms provide a workable canvas for a new floor plan, updated finishes and modern systems. Buyers should complete thorough inspections and independently verify the roof, HVAC, plumbing, electrical, structural condition, permits, zoning and intended use. No representation is made regarding the condition or remaining life of the home’s components. Whether your plan is a full renovation, long-term rental, resale project or personalized residence, this property provides an opportunity to create value through thoughtful improvements. Cash buyers and renovation-loan buyers seeking an as-is project may find this property especially worth exploring. The location adds convenience and strong Palatka search appeal. Downtown Palatka offers local restaurants, shops, community events and waterfront scenery along the St. Johns River. Enjoy local dining, explore Riverfront Park, or experience the trails, gardens and seasonal azaleas at Ravine Gardens State Park. Boating, fishing and outdoor recreation are part of the area’s North Florida lifestyle, with additional attractions, arts, festivals and historic architecture found throughout Palatka. Everyday essentials are within convenient reach, including Publix, Walmart, pharmacies, home-improvement shopping and other businesses along Palatka’s commercial corridors. Major routes including US-17, State Road 20 and State Road 100 provide connections toward Gainesville, St. Augustine, Jacksonville and surrounding Putnam County communities. HCA Florida Putnam Hospital and local medical offices are also nearby, adding practical access to healthcare. If you have been searching for a Palatka fixer-upper, investment property, renovation opportunity, concrete-block home, handyman special or affordable project home in Northeast Florida, put 1405 Ocean Street on your list. Bring your contractor, renovation budget and creative vision to evaluate the possibilities. This property will require significant work, but for the right buyer, it will provide the foundation for a rewarding transformation. Schedule a private showing and discover what this Ocean Street property could become.

2 Beds ⋅ 1 Baths ⋅ Washington Manor Sub SubDv. ⋅ 32177 Zip Code

Calling investors, contractors, renovators and buyers searching for a value-add Palatka property: 1405 Ocean Street offers a compelling opportunity to reimagine a single-story concrete-block home in an established area of Putnam County. The property features a covered carport, front lawn, tropical landscaping and a practical one-level layout. Inside, multiple rooms provide options for bedrooms, an office, storage or redesigned living space. A spacious enclosed rear room is lined with windows, bringing in natural light and offering potential for a family room, recreation area, studio or indoor-outdoor gathering space once renovated. This is a true fixer-upper for someone ready to take on a substantial rehabilitation project. The listing photos show deferred maintenance and visible interior concerns, including damaged ceilings, water staining, worn flooring, an older kitchen and areas requiring repair or replacement. The kitchen retains cabinetry and space for a dining area, while the main living room and additional rooms provide a workable canvas for a new floor plan, updated finishes and modern systems. Buyers should complete thorough inspections and independently verify the roof, HVAC, plumbing, electrical, structural condition, permits, zoning and intended use. No representation is made regarding the condition or remaining life of the home’s components. Whether your plan is a full renovation, long-term rental, resale project or personalized residence, this property provides an opportunity to create value through thoughtful improvements. Cash buyers and renovation-loan buyers seeking an as-is project may find this property especially worth exploring. The location adds convenience and strong Palatka search appeal. Downtown Palatka offers local restaurants, shops, community events and waterfront scenery along the St. Johns River. Enjoy local dining, explore Riverfront Park, or experience the trails, gardens and seasonal azaleas at Ravine Gardens State Park. Boating, fishing and outdoor recreation are part of the area’s North Florida lifestyle, with additional attractions, arts, festivals and historic architecture found throughout Palatka. Everyday essentials are within convenient reach, including Publix, Walmart, pharmacies, home-improvement shopping and other businesses along Palatka’s commercial corridors. Major routes including US-17, State Road 20 and State Road 100 provide connections toward Gainesville, St. Augustine, Jacksonville and surrounding Putnam County communities. HCA Florida Putnam Hospital and local medical offices are also nearby, adding practical access to healthcare. If you have been searching for a Palatka fixer-upper, investment property, renovation opportunity, concrete-block home, handyman special or affordable project home in Northeast Florida, put 1405 Ocean Street on your list. Bring your contractor, renovation budget and creative vision to evaluate the possibilities. This property will require significant work, but for the right buyer, it will provide the foundation for a rewarding transformation. Schedule a private showing and discover what this Ocean Street property could become.

1405 Ocean Street, Palatka

$199,500

First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience.

3 Beds ⋅ 1 Baths ⋅ Oak Terrace Sub SubDv. ⋅ 32177 Zip Code

First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience.

2601 State Street, Palatka

$180,000

Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

2 Beds ⋅ 1 Baths ⋅ 5 Points Sub SubDv. ⋅ 32177 Zip Code

Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka

$210,000

Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. This is the same listing as in commercial

2 Beds ⋅ 3 Baths ⋅ Metes And Bounds SubDv. ⋅ 32177 Zip Code

Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. This is the same listing as in commercial

101 Sesame Street, Palatka

$1,399,900

Scenic 70+ Acre Farmstead with Private Home & Agricultural Opportunity Welcome to your own slice of Old Florida paradise! This stunning 70+acre farm offers an idyllic rural lifestyle, surrounded by majestic Oak trees and lush green pastures lining both sides of the private driveway. These timeless Oaks not only provide scenic beauty but also provide cooling shade for your horses, cattle, or other farm animals during hot summer days. The back of the property transitions into a more wooded landscape, interspersed with open clearings and low-lying areas that hold water seasonally - ideal for wildlife, small ponds, or natural habitat preservation. It's a perfect setting for trail rides, nature walks, or simply enjoying the peace and quiet of country life. Private & Solidly Built Tucked away in the heard of the property, the concrete block home with coquina stucco overlay offers both privacy and durability. With a spacious 3-bedroom, 2-bathroom layout spanning 1,920 sq ft, this split bedroom plan provides a comfortable and functional living space: -Large master suite with two walk-in closets and private bath -Two additional bedrooms, each with walk-in closets, one with private access to the guest bath -Open great room with brick wood-burning fireplace, perfect for cozy nights -Dining area adjacent to the kitchen - French doors provide easy access to a screened-in back porch -Covered front porch offering peaceful views of the pastures -Built-in attic fan to pull in fresh air on breezy days Land Use & Location This property is zoned agricultural, allowing for a wide range of uses, from farming and livestock to equestrian and homesteading lifestyles. Additionally, it carries a Future Land Use (FLU) designation of Urban Reserve (UR), providing potential for future subdivision and development. Convenient Location Despite its peaceful, rural feel, the farm is ideally situated just a short drive from key outdoor and recreational destinations: -St. Johns River boat ramp in downtown Palatka Ocklawaha River, Salt Springs, Silver Springs - Multiple State Parks and public lands for hiking, hunting or riding. Bring your tractors, trailers, and toys - there's ample space for equipment, barns or even additional outbuildings. This hidden gem is more than just a home - it's a lifestyle of freedom, space and possibility. Whether you're looking to farm, invest, develop, or simply retreat into nature, this property offers endless potential. Schedule your private tour today and experience the beauty of Old Florida living.

3 Beds ⋅ 2 Baths ⋅ Metes And Bounds SubDv. ⋅ 32177 Zip Code

Scenic 70+ Acre Farmstead with Private Home & Agricultural Opportunity Welcome to your own slice of Old Florida paradise! This stunning 70+acre farm offers an idyllic rural lifestyle, surrounded by majestic Oak trees and lush green pastures lining both sides of the private driveway. These timeless Oaks not only provide scenic beauty but also provide cooling shade for your horses, cattle, or other farm animals during hot summer days. The back of the property transitions into a more wooded landscape, interspersed with open clearings and low-lying areas that hold water seasonally - ideal for wildlife, small ponds, or natural habitat preservation. It's a perfect setting for trail rides, nature walks, or simply enjoying the peace and quiet of country life. Private & Solidly Built Tucked away in the heard of the property, the concrete block home with coquina stucco overlay offers both privacy and durability. With a spacious 3-bedroom, 2-bathroom layout spanning 1,920 sq ft, this split bedroom plan provides a comfortable and functional living space: -Large master suite with two walk-in closets and private bath -Two additional bedrooms, each with walk-in closets, one with private access to the guest bath -Open great room with brick wood-burning fireplace, perfect for cozy nights -Dining area adjacent to the kitchen - French doors provide easy access to a screened-in back porch -Covered front porch offering peaceful views of the pastures -Built-in attic fan to pull in fresh air on breezy days Land Use & Location This property is zoned agricultural, allowing for a wide range of uses, from farming and livestock to equestrian and homesteading lifestyles. Additionally, it carries a Future Land Use (FLU) designation of Urban Reserve (UR), providing potential for future subdivision and development. Convenient Location Despite its peaceful, rural feel, the farm is ideally situated just a short drive from key outdoor and recreational destinations: -St. Johns River boat ramp in downtown Palatka Ocklawaha River, Salt Springs, Silver Springs - Multiple State Parks and public lands for hiking, hunting or riding. Bring your tractors, trailers, and toys - there's ample space for equipment, barns or even additional outbuildings. This hidden gem is more than just a home - it's a lifestyle of freedom, space and possibility. Whether you're looking to farm, invest, develop, or simply retreat into nature, this property offers endless potential. Schedule your private tour today and experience the beauty of Old Florida living.

1360 S State Road 19, Palatka

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