Three Rivers Estates Homes with River Water Frontage

Three Rivers Estates Homes with River Water Frontage

Welcome to Three Rivers Estates, a hidden gem nestled in the picturesque landscapes of Fort White, Florida. This charming subdivision offers a unique blend of serene living and natural beauty, making it an ideal choice for those seeking a tranquil lifestyle along the water's edge.

Three Rivers Estates is aptly named for its proximity to the confluence of three stunning rivers— the Ichetucknee, the Santa Fe, and the Suwannee. Residents here enjoy the rare opportunity to own homes with direct river frontage, providing a perfect backdrop for outdoor enthusiasts and nature lovers alike. Imagine waking up to the gentle sounds of flowing water and the sight of lush greenery right outside your window.

The homes in this community are designed to embrace the natural beauty of the surroundings, featuring spacious layouts and modern amenities. Whether you're looking for a cozy retreat or a spacious family home, Three Rivers Estates has something to fit every lifestyle. Many properties come with private docks, allowing for easy access to kayaking, fishing, and swimming in the crystal-clear waters.

Moreover, the community is conveniently located near Fort White's charming downtown area, where you can find local shops, restaurants, and recreational activities. With its friendly atmosphere and strong sense of community, Three Rivers Estates is not just a place to live—it's a place to thrive.

Discover the magic of riverfront living in Three Rivers Estates, where every day feels like a vacation. Come and experience the beauty and tranquility of this enchanting subdivision today!

Newest Three Rivers Estates Homes with River Water Frontage

$589,000
2 Beds ⋅ 2 Baths ⋅ Three Rivers Estates SubDv. ⋅ 32038 Zip Code
Remarkable rare opportunity to own approx 2 acres on the Santa Fe River in the highly sought-after Three Rivers Estates community on a double lot. This cabin-style river home is perfectly positioned on a scenic bend in the river, offering views both upstream and downstream. Designed to enjoy the waterfront setting, the home features wraparound porches, a massive rear deck overlooking the river, and a private boardwalk that winds through impressive cypress trees to a covered riverside deck. Inside are 2 bedrooms, 1 full bathroom, a sunroom with river views, and a wood-burning stove. The lower level offers a partially finished game room with a half bath and additional storage space. Outside, you'll also find a full walk-in outdoor shower and a garage/storage area perfect for a golf cart, lawn mower, or all of your river toys. A new roof was installed in 2025. Three Rivers Estates property owners enjoy exclusive access to multiple private parks with boat ramps on both the Santa Fe and Ichetucknee Rivers, providing endless opportunities for boating, kayaking, tubing, paddleboarding, and fishing. The property is just minutes from Ichetucknee Springs, Ginnie Springs, Poe Springs, Blue Springs, Rum Island, and several other North Florida springs. Whether you're looking for a private river retreat, a full-time residence, or an income-producing short-term rental, this is a rare opportunity to own one of the Santa Fe River's most desirable waterfront locations.

470 Sw Santa Fe Drive, Fort White
$965,900
3 Beds ⋅ 3 Baths ⋅ Three Rivers Estates SubDv. ⋅ 32038 Zip Code
Experience true Old Florida living with this one-of-a-kind cedar-sided home nestled along the crystal-clear waters of the Ichetucknee River in North Central Florida. Surrounded by natural beauty and abundant wildlife, this unique two-story retreat offers the perfect setting for those seeking peace, privacy, and a connection to nature. The home features 3 bedrooms and 2 bathrooms, with two bedrooms and 2 full baths located downstairs, along with a bright loft area upstairs that leads to the third bedroom. Large windows and natural lighting throughout the home create a warm and inviting atmosphere. The functional kitchen showcases beautiful tile countertops, paired with stainless steel appliances, while the living area is highlighted by a distinctive cobblestone wood-burning fireplace that adds character and charm. Step out onto the screened porch to relax and take in the untouched natural landscape that gently leads to the river. A private boardwalk guides you through the natural setting to an open deck overlooking the exposed Ichetucknee River—an incredible vantage point where it’s common to see manatees, turtles, fish, otters, and other native wildlife passing by in the crystal-clear water. Residents of this community enjoy exclusive access to multiple parks and common areas along the Ichetucknee River, along with access to the nearby Santa Fe River and the historic Suwannee River. A private members-only boat ramp adds even more opportunity for boating, paddling, fishing.

1376 Riverside Avenue, Fort White
$895,000
3 Beds ⋅ 2 Baths ⋅ Three Rivers Estates SubDv. ⋅ 32038 Zip Code
Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home — it’s a riverfront retreat where you can relax, entertain, and make lasting memories.

498 Sw Manatee Terrace, Fort White
Start Your Search