Cedar Key Homes with Beach Access Water Frontage

Cedar Key Homes with Beach Access Water Frontage

Welcome to Cedar Key, Florida—a hidden gem nestled in Levy County that perfectly encapsulates the charm of coastal living. Known for its stunning sunsets, rich history, and vibrant marine life, Cedar Key is a paradise for those who appreciate the beauty of nature and the tranquility of small-town life. With its picturesque waterfront and quaint downtown area, this charming island community offers a unique blend of relaxation and adventure.

Cedar Key is renowned for its breathtaking beach access and waterfront properties, making it an ideal destination for those looking to immerse themselves in the soothing rhythms of coastal living. Imagine waking up to the gentle sound of waves lapping against the shore and enjoying your morning coffee while watching the sun rise over the Gulf of Mexico. Homes in this area boast direct beach access, allowing residents to indulge in swimming, fishing, kayaking, and beachcombing right at their doorstep.

The real estate market in Cedar Key features a variety of homes, from cozy beach cottages to luxurious waterfront estates, each offering stunning views and unparalleled access to the water. Whether you’re seeking a peaceful retreat or a vibrant community filled with local art, seafood festivals, and outdoor activities, Cedar Key has something for everyone.

With its warm climate, friendly atmosphere, and a strong sense of community, Cedar Key is more than just a place to live; it’s a lifestyle. Discover your dream home in this coastal paradise and experience the magic of Cedar Key, where every day feels like a vacation.

Newest Cedar Key Homes with Beach Access Water Frontage

$40,000
32625 Zip Code
Don't miss this exceptional 1/4-acre cleared lot with Gulf access, offering the perfect setting to build your custom Florida dream home. Nestled in a quiet, private neighborhood, this property provides the ideal balance of peaceful living and convenient access to boating, fishing, and the beautiful Gulf waters. Whether you're planning a full-time residence, vacation getaway, or investment property, this ready-to-build lot offers endless possibilities. Build the home you've always envisioned and start enjoying the relaxed Florida lifestyle!

TBD Museum Drive, Cedar Key
$97,999
32625 Zip Code
Discover this 8,712 sq. ft. waterfront residential lot in the Cedar Key area of Levy County, Florida. Featuring flat, partially wooded terrain, the property offers a peaceful coastal setting with beautiful waterfront surroundings. Public utilities are available, including water and sewer, and there are no HOA restrictions, providing flexibility for future development. Located in the charming island community of Cedar Key, known for its natural beauty, boating, fishing, wildlife, and relaxed coastal lifestyle, this property offers the perfect opportunity to enjoy the unique character of Florida’s Gulf Coast. Conveniently located near local shops, restaurants, outdoor recreation, and waterfront attractions, this lot provides an ideal setting for a coastal retreat or future home. Street addresses can be for listing purposes only and vacant land will receive a true street address once improved.

12425 Cedar St, Cedar Key
$399,000
32625 Zip Code
This is a rare opportunity to own the tip of Sunset Point in Cedar Key with nearly 1,000 feet of waterfront and open water views spanning more than 180 degrees. The property totals 41.2 acres, with 1.720 acres of FDEP-approved upland across two separate waterfront lots that together form a natural point surrounded by water on three sides. Just 400 feet off that point sits your island — reachable by kayak or paddleboard — included in the total acreage and adding another layer to an already exceptional property. The two lots can be combined into a single estate-sized homesite or held and used separately. Either way, building here means building on pilings — elevated above the marsh, among the twisting branches of the sand live oaks, and oriented toward open water to capture the million dollar views. An existing dock with a covered platform is on site, accessible by inshore boats at mid to high tide. City water, sewer, and electric are already stubbed to the property. A completed boundary survey with FDEP-approved Mean High Water Line and established Base Flood Elevation are in hand — the preliminary work that typically takes months after closing is already done. Properties like this don't come back around. The combination of location, acreage, waterfront, and natural character that define Sunset Point simply cannot be assembled from scratch. This is a legacy property in the truest sense — the kind a family holds for generations and never regrets buying. *Buyers are encouraged to independently verify all building and zoning regulations with Cedar Key, Levy County and applicable regulatory agencies to their satisfaction prior to closing.*

15780 Sunset Point Drive, Cedar Key
$128,900
1 Beds ⋅ 1 Baths ⋅ Cedar Cove Efficiency Condo 02 SubDv. ⋅ 32625 Zip Code
**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:** MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

82 2nd Street Unit D5, Cedar Key
$240,000
2 Beds ⋅ 2 Baths ⋅ South Fowlerway SubDv. ⋅ 32625 Zip Code
This Cedar Key property presents a rare opportunity for buyers looking to rebuild or reimagine a coastal home in one of Florida’s most unique waterfront communities. Previously impacted by storm damage, the property is now positioned for potential repair or reconstruction under current FEMA and local guidelines. Based on guidance from local officials, rebuilding may be possible depending on the scope of work and overall project cost relative to the structure’s pre-storm value. This creates a unique opportunity for buyers to design and execute a project that fits within those parameters—whether restoring the existing footprint or creating a thoughtfully updated coastal retreat. The value calculation is based on the structure only (excluding land), giving buyers a clear framework to explore renovation or rebuilding options. Due to FEMA regulations and the 50% rule, buyers are encouraged to work with the City of Cedar Key, contractors, and design professionals to fully understand allowable improvements, elevation requirements, and permitting options. If you’ve been looking for a project with flexibility, upside, and the ability to create something truly your own, this is an opportunity worth exploring.

1170 Whiddon Avenue, Cedar Key
$285,000
2 Beds ⋅ 2 Baths ⋅ Tres Palmas Condo SubDv. ⋅ 32625 Zip Code
Significant Price Improvement- Waterfront Cedar Key Living at an Exceptional New Value. Enjoy sweeping open water views and breathtaking sunsets from your private balcony in beautiful Cedar Key. This stunning 2BR/2BA condo with loft offers 3 levels of coastal charm, soaring ceilings, abundant natural light, and an open airy feel that perfectly captures island living. Enjoy a bright and efficient kitchen with all appliances included, spacious living areas, newer A/C, and a rare 1 car garage for added convenience-perfect for storing your golf cart, fishing gear, or kayak with easy access to the water just steps away. The loft adds flexible space for guests, office or additional living area. Just minutes by golf cart to downtown restaurants, boutiques, fishing and the laid-back coastal lifestyle Cedar Key is known for. HOA includes exterior maintenance and flood insurance making ownership easy and stress-free. Unforgettable front-row sunsets, island charm and the relaxed lifestyle you've been dreaming of-this is Cedar Key at its best.

850 3rd Street Unit 2, Cedar Key
$2,500,000
32625 Zip Code
Welcome to a rare coastal investment opportunity in the heart of Cedar Key—where Old Florida charm meets modern comfort. Located at 491 Dock Street, this beautifully renovated property offers the perfect blend of hospitality and income potential. Featuring 12 thoughtfully updated guest rooms, including 2 ADA-accessible accommodations, every detail has been designed to provide comfort, style, and accessibility for a wide range of guests. Positioned to capture breathtaking Gulf and Intracoastal water views, this property invites visitors to unwind, explore, and experience the laid-back coastal lifestyle that makes Cedar Key so special. Whether it's sunrise over the water or a quiet evening breeze, the setting is nothing short of unforgettable. On the ground level, 4 charming retail storefronts provide additional revenue streams and attract steady foot traffic from both locals and tourists. Perfect for boutique shops, galleries, or cafés, these spaces enhance the vibrant, walkable atmosphere of Dock Street. Nestled in a quaint, historic fishing village, this property is surrounded by local restaurants, art, and nature—yet feels like a peaceful escape from the hustle of everyday life. Highlights: Fully renovated hospitality property 12 guest rooms, including 2 ADA-compliant units 4 income-producing retail spaces Stunning Gulf & Intracoastal views Prime location in the heart of Cedar Key Walkable to shops, dining, and waterfront attractions This is more than a property—it’s an opportunity to own a piece of Florida’s hidden gem and step into a thriving coastal business with charm, character, and endless potential.

491 Dock Street, Cedar Key
$369,900
2 Beds ⋅ 2 Baths ⋅ Old Fenimore Mill Condo SubDv. ⋅ 32625 Zip Code
Perfectly remodeled 2 bedroom/2 bathroom condo in Old Fenimore Mill Cedar Key Florida. Cedar Key is the perfect coastal town, seemingly lost in time. Its quaint community offers a true taste of Old Florida , with shops , dining, medical office,, coffee shops and more. It will quickly become an escape from the busy world around you. This condo is immaculate and in excellent condition. As you enter the unit you will see a beautiful foyer and notice the gorgeous tile flooring throughout. A guest bathroom perfectly located in the flood plan near the front door and a gorgeous guest bedroom with tons of natural Florida sunshine. Down the hallway you see the master bedroom which is very spacious, walk in closet and a master bathroom with a gorgeous makeup vanity and sink, combo tub/shower. Laundry room has stacked washer and dryer (included) and plenty of room for storage. Living room is spacious with a priceless view of the coast. Ample space in the dining room. The kitchen was remodeled with convenience in mind, beautiful quartz countertops, smart stove, gorgeous backsplash with a coastal flare, additional plug ins along the bar and a nice open view to the living room and dining room. The balcony is sure to be your most favorite spot, sit and relax and enjoy the sounds of the Gulf of Mexico, the wildlife and peace. Community amenities, like amazing pool and hot tub, boat dock and fish cleaning station, a freshly added swing to enjoy the outdoors! Whether considering your forever home, seasonal home or short term rentals , THIS unit ensures LOW maintenance and is MOVE IN READY! Call today for your tour!

11 Old Mill Drive Unit 9C, Cedar Key
$120,000
32625 Zip Code
Own a slice of your very own private island off the west coast of Florida! Enjoy unlimited sunrises and sunsets from this naturally beautiful, 10-acre lot (4-acre upland) located south of the historic Suwannee River and north of Cedar Key. Clark Island presents an opportunity to complete privacy and tranquility. If birdwatching is a favorite pastime, there is an abundant wildlife in the area. Whether you seek a serene retreat, an angler's haven, or a place to immerse yourself in nature, this island has it all. Future land use and zoning is Forestry/Rural Residential.

Clark Island, Cedar Key
$897,500
3 Beds ⋅ 3 Baths ⋅ 32625 Zip Code
Welcome to your dream retreat in the heart of Cedar Key! This beautifully renovated waterfront home offers unobstructed views of the Gulf and breathtaking Levy County sunsets — truly the best of this special area of north Florida. Situated on a large, landscaped lot at the end of a quiet cul-de-sac, this home is the perfect blend of peaceful seclusion and modern luxury. The upper main level features a spacious open-concept living room, dining area, and gourmet kitchen — all with expansive water views that will steal your heart. High-end appliances, elegant finishes, and thoughtful design make this home completely move-in ready. Step out onto the huge open deck, ideal for outdoor entertaining, or enjoy a quiet evening on the screened-in porch. Upstairs bedrooms offer cozy comfort with serene views, while the lower level provides a spacious family room, a two-car garage, and a separate workshop — perfect for hobbies, projects, or extra storage. Located adjacent to the Cedar Key Airstrip, you’ll enjoy both convenience and privacy in this tucked-away paradise. Fish right off the oyster bars behind the house when the tide is in, or head out for world-class inshore and offshore fishing just minutes away with your own boat or hire one of the many local guides! (we can "hook" you up to limit out on redfish and trout!) Live the Cedar Key lifestyle with local festivals, unique gift shops, vibrant restaurants and bars, fresh local clams and oysters, and a warm, welcoming community. The highly rated Cedar Key School (Pre-K through 12th grade), active civic groups, churches, library, chamber of commerce and a community garden all contribute to the small-town charm that makes Cedar Key so special. And the island is totally golf cart friendly, which only adds to the sense of community! Don't miss your chance to own this rare waterfront gem — it's the whole package! Call today to schedule your private showing and experience the magic of Cedar Key living.

16931 Sw 133rd Street, Cedar Key
$1,250,000
Acrg Nonsub SubDv. ⋅ 32625 Zip Code
BACK ON THE MARKET DUE TO BUYERS FINANCING FALLING THROUGH! SELLER WILL FINANCE CALL FOR MORE INFORMATION! Your Private Island Awaits!! Own your very own private island off the west coast of Florida! Enjoy unlimited sunrises and sunsets from this naturally beautiful 176-acre property, with 36 acres ready for construction, located south of the historic Suwannee River and north of Cedar Key. This property offers endless possibilities, making it ideal for a world-class resort, your dream home, or any private oasis you envision. Clark Island features extensive hiking trails and a fresh water spring nestled within a natural hardwood hammock running down the center. This secluded, wooded island is teeming with wildlife and boasts one of Florida’s finest fishing spots, Preacher Hole, just off its southern tip, where you can easily reel in redfish, trout, drum, and tarpon. Approximately one-third of the island has been thoughtfully cleared of underbrush, providing easy access, while the remaining untouched portion invites deer hunting, wildlife observation, and scenic hikes. Located just north of Cedar Key, FL, near the mouth of the Suwannee River, the island is surrounded by native vegetation, including palm trees, pine trees, hardwoods, cabbage palms, mangroves, and marsh grasses, adding to its natural beauty. Accessible only by boat, Clark Island offers complete privacy and tranquility. The pristine environment is perfect for building your dream home to enjoy with family and friends, or for developing a luxurious resort or hunting and fishing lodge for chartered excursions. Experience the peace and tranquility of times past as you watch dolphins splash under the moonlight or observe deer from a stand. This island could also serve as a unique amenity for a nearby inland development project. With breathtaking sunrises and sunsets over the Gulf Coast, Clark Island is a private, pristine, and perfect paradise. Schedule a private tour today and discover the endless possibilities awaiting you on this secluded Gulf Coast island.

00000 Clark Island, Cedar Key
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